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Home Mortgage Loan Ratesin Arizona
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 12/25/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Get the most from your VA benefits & budget | View Details Sponsored
|
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|
5.663% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.750 Points$2,400 Points Fee
|
$5,870 Total Fees$3,470 Lender Fees
|
30 Years Fixed | |
|
5.704% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.718 Points$2,298 Points Fee
|
$2,797 Total Fees$499 Lender Fees
|
30 Years Fixed | |
|
5.796% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.500 Points$1,600 Points Fee
|
$1,705 Total Fees$105 Lender Fees
|
30 Years Fixed | |
|
5.924% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.528 Points$1,690 Points Fee
|
$1,690 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.964% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.962 Points$3,078 Points Fee
|
$3,078 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.045% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.000 Points$0 Points Fee
|
$1,887 Total Fees$1,887 Lender Fees
|
30 Years Fixed | |
|
6.087% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.671 Points$2,147 Points Fee
|
$3,322 Total Fees$1,175 Lender Fees
|
30 Years Fixed | |
|
6.107% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.786 Points$2,515 Points Fee
|
$3,843 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
|
6.206% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.641 Points$2,051 Points Fee
|
$2,751 Total Fees$700 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.801% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.556 Points$1,779 Points Fee
|
$1,779 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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