Home Mortgage Loan Ratesin Arizona

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/12/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.879% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.750 Points$2,400 Points Fee
$4,499 Total Fees$2,099 Lender Fees
 30 Years Fixed
6.010% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.843 Points$2,698 Points Fee
$4,693 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.053% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$6,314 Total Fees$3,515 Lender Fees
 30 Years Fixed
6.081% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$2,905 Total Fees$105 Lender Fees
 30 Years Fixed
6.085% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.625 Points$2,000 Points Fee
$7,281 Total Fees$5,281 Lender Fees
 30 Years Fixed
6.112% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.884 Points$2,829 Points Fee
$4,012 Total Fees$1,183 Lender Fees
 30 Years Fixed
6.119% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.560 Points$1,792 Points Fee
$4,087 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.129% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$4,558 Total Fees$1,358 Lender Fees
 30 Years Fixed
6.167% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.457 Points$1,462 Points Fee
$1,462 Total Fees$0 Lender Fees
 30 Years Fixed
6.174% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.884 Points$2,829 Points Fee
$6,029 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.182% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.606 Points$1,939 Points Fee
$1,939 Total Fees$0 Lender Fees
 30 Years Fixed
6.213% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.463 Points$1,482 Points Fee
$3,113 Total Fees$1,631 Lender Fees
 30 Years Fixed
6.218% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.550 Points$1,760 Points Fee
$3,155 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.225% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.489 Points$1,565 Points Fee
$7,765 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.229% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.795 Points$2,544 Points Fee
$3,780 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.358% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.677 Points$2,166 Points Fee
$3,660 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.471% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.642 Points$2,054 Points Fee
$3,382 Total Fees$1,328 Lender Fees
 30 Years Fixed
As low as 0% down options & down payment assistance
America's #1 Retail Lender (Scottsman Guide)
Numbers you can trust
Veterans: Use your VA benefit to buy with 0% down
6.202% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.836 Points$2,675 Points Fee
$2,675 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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