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Home Mortgage Loan Ratesin Arizona
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 09/30/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
7.096% APR | 6.999% Rate 30 day rate lock | $2,129 Payment per month |
0.358 Points$1,146 Points Fee
|
$3,141 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
7.112% APR | 7.000% Rate 30 day rate lock | $2,129 Payment per month |
0.750 Points$2,400 Points Fee
|
$3,759 Total Fees$1,359 Lender Fees
|
30 Years Fixed | |
|
7.154% APR | 7.000% Rate 30 day rate lock | $2,129 Payment per month |
0.500 Points$1,600 Points Fee
|
$5,114 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
7.271% APR | 7.125% Rate 30 day rate lock | $2,156 Payment per month |
0.748 Points$2,394 Points Fee
|
$4,689 Total Fees$2,295 Lender Fees
|
30 Years Fixed | |
|
7.311% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.608 Points$1,946 Points Fee
|
$1,946 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
7.347% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.964 Points$3,085 Points Fee
|
$3,085 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
7.373% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.791 Points$2,531 Points Fee
|
$3,926 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
7.387% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.898 Points$2,874 Points Fee
|
$4,368 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
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| Buy with a $0 down payment when you qualify for a VA Loan | ||||||
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| As low as 0% down options & down payment assistance | ||||||
PENNYMAC |
7.282% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.320 Points$1,024 Points Fee
|
$1,024 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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