Home Mortgage Loan Ratesin Arizona

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 11/09/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.830% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.750 Points$2,400 Points Fee
$2,799 Total Fees$399 Lender Fees
30 Years Fixed
5.851% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.750 Points$2,400 Points Fee
$3,620 Total Fees$1,220 Lender Fees
30 Years Fixed
5.884% APR 5.750% Rate 35 day rate lock $1,868 Payment per month
1.000 Points$3,200 Points Fee
$4,690 Total Fees$1,490 Lender Fees
30 Years Fixed
5.926% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.548 Points$1,754 Points Fee
$1,754 Total Fees$0 Lender Fees
30 Years Fixed
6.219% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.782 Points$2,502 Points Fee
$3,202 Total Fees$700 Lender Fees
30 Years Fixed
6.334% APR 6.240% Rate 30 day rate lock $1,969 Payment per month
0.995 Points$3,184 Points Fee
$3,184 Total Fees$0 Lender Fees
30 Years Fixed
Numbers you can trust
$0 down payment for Veterans homebuying with a VA Loan
5.841% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.989 Points$3,165 Points Fee
$3,165 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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