Home Mortgage Loan Ratesin Massachusetts

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Massachusetts and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 03/27/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.239% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.983 Points$3,146 Points Fee
$3,941 Total Fees$795 Lender Fees
 30 Years Fixed
6.247% APR 6.124% Rate 15 day rate lock $1,945 Payment per month
0.686 Points$2,195 Points Fee
$4,190 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.330% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.845 Points$2,704 Points Fee
$2,704 Total Fees$0 Lender Fees
 30 Years Fixed
6.355% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.800 Points$2,560 Points Fee
$3,555 Total Fees$995 Lender Fees
 30 Years Fixed
6.360% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.576 Points$1,843 Points Fee
$8,043 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.433% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.938 Points$3,002 Points Fee
$6,202 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.458% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.869 Points$2,781 Points Fee
$2,781 Total Fees$0 Lender Fees
 30 Years Fixed
6.472% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.580 Points$1,856 Points Fee
$3,251 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.612% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.798 Points$2,554 Points Fee
$3,881 Total Fees$1,327 Lender Fees
 30 Years Fixed
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As low as 0% down options & down payment assistance
Numbers you can trust
America's #1 Retail Lender (Scottsman Guide)
6.302% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.544 Points$1,741 Points Fee
$1,741 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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