Home Mortgage Loan Ratesin Mississippi

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Mississippi and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 03/16/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.970% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.784 Points$2,509 Points Fee
$3,304 Total Fees$795 Lender Fees
 30 Years Fixed
5.982% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.539 Points$1,725 Points Fee
$3,725 Total Fees$2,000 Lender Fees
 30 Years Fixed
5.992% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.830 Points$2,656 Points Fee
$4,051 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.031% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.688 Points$2,202 Points Fee
$5,402 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.238% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.837 Points$2,678 Points Fee
$4,006 Total Fees$1,328 Lender Fees
 30 Years Fixed
America's #1 Retail Lender (Scottsman Guide)
As low as 0% down options & down payment assistance
Numbers you can trust
Veterans: Use your VA benefit to buy with 0% down
5.958% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.893 Points$2,858 Points Fee
$2,858 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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