Home Mortgage Loan Ratesin Mississippi

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Mississippi and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 11/27/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.102% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.984 Points$3,149 Points Fee
$3,849 Total Fees$700 Lender Fees
30 Years Fixed
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$0 down payment for Veterans homebuying with a VA Loan
0% down payment USDA Loan options
5.826% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.830 Points$2,656 Points Fee
$2,656 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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