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Getting Started

  1. Guidelines to Mortgage Refinancing
  2. Why Refinance Mortgage?
  3. Would Refinancing Make Sense for you?
  4. Refinancing: 3 Common Types Refinancings
  5. Refinancing: Four Mistakes to Avoid
  6. Mortgage Refinancing Closing Costs Explained
  7. Potential Tax Benefits
  8. Mortgage Refinancing Calculator
  9. Verify Your Credit Rating
  10. Loan Documentation - Mortgage Refinancing
  11. Refinancing FAQs
  12. Appraisal when Refinancing
  13. Refinancing - Non Owner vs Owner Occupied

Selecting a Mortgage

  1. Mortgage Program Options
  2. Interest Only Mortgage
  3. 100% Mortgage Financing - No Down Payment
  4. Mortgage Rates Comparison
  5. Search for Mortgage Rates
  6. No Costs Mortgage Refinancing
  7. 2% Rule - Refinancing Mortgage
  8. Yield Spread Premium
  9. Zero Costs Mortgage Refinancing
  10. Prepayment Penalty - Mortgage Refinancing
  11. What is APR and how is it calculated?
  12. Private Mortgage Insurance - Refinancing

Moving Ahead With Your Refinance

  1. Apply for a Mortgage
  2. Is it best to pay points up front to reduce the interest rate?
  3. Rate Lock info - Refinancing Mortgage
  4. Refinancing Mortgage Tax Information
  5. Should you pre-pay your mortgage?
  6. Title Insurance for Mortgage Refinancing
  7. Homeowner's Insurance
  8. Earthquake Insurance - Refinancing Mortgage

Refinancing Mortgage Rates

  • Alabama - 30 year fixed
  • Alaska - 30 year fixed
  • Arizona - 30 year fixed
  • Arkansas - 30 year fixed
  • California - 30 year fixed
  • Colorado - 30 year fixed
  • Connecticut - 30 year fixed
  • Delaware - 30 year fixed
  • Florida - 30 year fixed
  • Georgia - 30 year fixed
  • Hawaii - 30 year fixed
  • Idaho - 30 year fixed
  • Illinois - 30 year fixed
  • Indiana - 30 year fixed
  • Iowa - 30 year fixed
  • Kansas - 30 year fixed
  • Kentucky - 30 year fixed
  • Louisiana - 30 year fixed
  • Maine - 30 year fixed
  • Maryland - 30 year fixed
  • Massachusetts - 30 year fixed
  • Michigan - 30 year fixed
  • Minnesota - 30 year fixed
  • Mississippi - 30 year fixed
  • Missouri - 30 year fixed
  • Montana - 30 year fixed
  • Nebraska - 30 year fixed
  • Nevada - 30 year fixed
  • New Hampshire - 30 year fixed
  • New Jersey - 30 year fixed
  • New Mexico - 30 year fixed
  • New York - 30 year fixed
  • North Carolina - 30 year fixed
  • North Dakota - 30 year fixed
  • Ohio - 30 year fixed
  • Oklahoma - 30 year fixed
  • Oregon - 30 year fixed
  • Pennsylvania - 30 year fixed
  • Rhode Island - 30 year fixed
  • South Carolina - 30 year fixed
  • South Dakota - 30 year fixed
  • Tennessee - 30 year fixed
  • Texas - 30 year fixed
  • Utah - 30 year fixed
  • Vermont - 30 year fixed
  • Virginia - 30 year fixed
  • Washington - 30 year fixed
  • Washington DC - 30 year fixed
  • West Virginia - 30 year fixed
  • Wisconsin - 30 year fixed
  • Wyoming - 30 year fixed

The information contained on this website is provided as a supplemental educational resource. Readers having legal or tax questions are urged to obtain advice from their professional legal or tax advisors. While the aforementioned information has been collected from a variety of sources deemed reliable, it is not guaranteed and should be independently verified. ERATE does not endorse any of the lenders on our website

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