Current Refinance Rates - 30 Years  California Lenders Under 6% 30 Year Fixed Rate

5.875% and LOWER!

Looking for California's Lowest Refinance Rates?  ERATE.com helps you compare current refinance rates in California.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs. We list top offers from numerous lenders for you.  Rates are updated daily. Additionally you can have current refinance rates instantly via our Mortgage Rates iPhone App

(Last Updated: 07/11/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.561% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.741 Points$2,371 Points Fee
$2,371 Total Fees$0 Lender Fees
30 Years Fixed
6.577% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.563 Points$1,802 Points Fee
$2,897 Total Fees$1,095 Lender Fees
30 Years Fixed
6.594% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.872 Points$2,790 Points Fee
$3,490 Total Fees$700 Lender Fees
30 Years Fixed
6.680% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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