Home Refinance Loan Ratesin Washington

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 09/17/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.518% APR 6.375% Rate 15 day rate lock $1,997 Payment per month
0.882 Points$2,822 Points Fee
$4,817 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.694% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.625 Points$2,000 Points Fee
$6,499 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.787% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.625 Points$2,000 Points Fee
$5,514 Total Fees$3,515 Lender Fees
 30 Years Fixed
6.801% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
1.000 Points$3,200 Points Fee
$5,850 Total Fees$2,650 Lender Fees
 30 Years Fixed
6.826% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.400 Points$1,280 Points Fee
$2,505 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.831% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.532 Points$1,702 Points Fee
$2,752 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.883% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.930 Points$2,976 Points Fee
$4,371 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.955% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.994% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.392 Points$1,254 Points Fee
$8,054 Total Fees$6,800 Lender Fees
 30 Years Fixed
7.107% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.614 Points$1,965 Points Fee
$3,459 Total Fees$1,494 Lender Fees
 30 Years Fixed
7.187% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.625 Points$2,000 Points Fee
$2,000 Total Fees$0 Lender Fees
 30 Years Fixed
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6.841% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.932 Points$2,982 Points Fee
$2,982 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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