Home Refinance Loan Ratesin Washington

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/21/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.019% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.938 Points$3,002 Points Fee
$4,997 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.105% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$7,990 Total Fees$5,190 Lender Fees
 30 Years Fixed
6.277% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.862 Points$2,758 Points Fee
$9,558 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.339% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.941 Points$3,011 Points Fee
$3,400 Total Fees$389 Lender Fees
 30 Years Fixed
6.372% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.984 Points$3,149 Points Fee
$4,144 Total Fees$995 Lender Fees
 30 Years Fixed
6.452% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.460% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.894 Points$2,861 Points Fee
$2,861 Total Fees$0 Lender Fees
 30 Years Fixed
6.480% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.699 Points$2,237 Points Fee
$3,532 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.494% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.735 Points$2,352 Points Fee
$4,134 Total Fees$1,782 Lender Fees
 30 Years Fixed
6.601% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.587 Points$1,878 Points Fee
$3,373 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.214% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.959 Points$3,069 Points Fee
$3,069 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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