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Home Refinance Loan Ratesin Washington
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 02/03/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.635% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
1.000 Points$3,200 Points Fee
|
$4,800 Total Fees$1,600 Lender Fees
|
30 Years Fixed | |
|
5.854% APR | 5.750% Rate 15 day rate lock | $1,868 Payment per month |
0.507 Points$1,622 Points Fee
|
$3,617 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
5.867% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.842 Points$2,694 Points Fee
|
$4,089 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
5.915% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.750 Points$2,400 Points Fee
|
$5,914 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
5.963% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,094 Total Fees$1,094 Lender Fees
|
30 Years Fixed | |
|
5.989% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.924 Points$2,957 Points Fee
|
$3,952 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
5.999% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.943 Points$3,018 Points Fee
|
$4,313 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.014% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.994 Points$3,181 Points Fee
|
$4,963 Total Fees$1,782 Lender Fees
|
30 Years Fixed | |
|
6.025% APR | 5.875% Rate 45 day rate lock | $1,893 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.059% APR | 5.990% Rate 45 day rate lock | $1,917 Payment per month |
0.738 Points$2,362 Points Fee
|
$2,751 Total Fees$389 Lender Fees
|
30 Years Fixed | |
|
6.100% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.762 Points$2,438 Points Fee
|
$3,433 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.201% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.813 Points$2,602 Points Fee
|
$2,602 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.214% APR | 6.124% Rate 30 day rate lock | $1,945 Payment per month |
0.959 Points$3,069 Points Fee
|
$3,069 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.268% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.900 Points$2,880 Points Fee
|
$4,880 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
|
6.330% APR | 6.240% Rate 30 day rate lock | $1,969 Payment per month |
0.949 Points$3,037 Points Fee
|
$3,037 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.944% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.743 Points$2,378 Points Fee
|
$2,378 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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