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Home Refinance Loan Ratesin Washington
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 03/21/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
5.967% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.500 Points$1,600 Points Fee
|
$3,200 Total Fees$1,600 Lender Fees
|
30 Years Fixed | |
|
6.019% APR | 5.875% Rate 15 day rate lock | $1,893 Payment per month |
0.938 Points$3,002 Points Fee
|
$4,997 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.105% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.875 Points$2,800 Points Fee
|
$7,990 Total Fees$5,190 Lender Fees
|
30 Years Fixed | |
|
6.156% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.625 Points$2,000 Points Fee
|
$5,514 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
6.277% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.862 Points$2,758 Points Fee
|
$9,558 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.339% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.941 Points$3,011 Points Fee
|
$3,400 Total Fees$389 Lender Fees
|
30 Years Fixed | |
|
6.452% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.813 Points$2,602 Points Fee
|
$2,602 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.480% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.699 Points$2,237 Points Fee
|
$3,532 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.601% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.587 Points$1,878 Points Fee
|
$3,373 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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| Low rates, quick quote & approval | ||||||
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| Discover multiple refinance options | ||||||
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| Refinance to lower your rate | ||||||
PENNYMAC |
6.214% APR | 6.124% Rate 30 day rate lock | $1,945 Payment per month |
0.959 Points$3,069 Points Fee
|
$3,069 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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