Sort By:
Home Refinance Loan Ratesin Washington
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 11/03/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.824% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.686 Points$2,195 Points Fee
|
$6,808 Total Fees$4,613 Lender Fees
|
30 Years Fixed | |
|
6.860% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.875 Points$2,800 Points Fee
|
$8,081 Total Fees$5,281 Lender Fees
|
30 Years Fixed | |
|
6.875% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.900 Points$2,880 Points Fee
|
$4,105 Total Fees$1,225 Lender Fees
|
30 Years Fixed | |
|
6.901% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.500 Points$1,600 Points Fee
|
$5,114 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
6.935% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.500 Points$1,600 Points Fee
|
$6,195 Total Fees$4,595 Lender Fees
|
30 Years Fixed | |
|
6.961% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.500 Points$1,600 Points Fee
|
$7,294 Total Fees$5,694 Lender Fees
|
30 Years Fixed | |
|
7.024% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.698 Points$2,234 Points Fee
|
$9,034 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
7.070% APR | 6.990% Rate 30 day rate lock | $2,127 Payment per month |
0.813 Points$2,602 Points Fee
|
$2,602 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
7.076% APR | 6.990% Rate 30 day rate lock | $2,127 Payment per month |
0.875 Points$2,800 Points Fee
|
$2,800 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
7.131% APR | 7.000% Rate 30 day rate lock | $2,129 Payment per month |
0.857 Points$2,742 Points Fee
|
$4,236 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Discover multiple refinance options | ||||||
ADVERTISEMENT
| Low rates, quick quote & approval | ||||||
ADVERTISEMENT
| Refinance to lower your rate | ||||||
PENNYMAC |
6.952% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.780 Points$2,496 Points Fee
|
$2,496 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Washington Cities Resource
Choose your city below to view local mortgage lenders in your area: