Home Refinance Loan Ratesin Washington

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 08/12/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.245% APR 6.125% Rate 15 day rate lock $1,945 Payment per month
0.651 Points$2,083 Points Fee
$4,078 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.267% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.892 Points$2,854 Points Fee
$4,849 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.327% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.750 Points$2,400 Points Fee
$6,899 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.332% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.500 Points$1,600 Points Fee
$3,048 Total Fees$1,448 Lender Fees
 30 Years Fixed
6.409% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$5,514 Total Fees$3,515 Lender Fees
 30 Years Fixed
6.441% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.375 Points$1,200 Points Fee
$6,481 Total Fees$5,281 Lender Fees
 30 Years Fixed
6.462% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.525 Points$1,680 Points Fee
$2,905 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.488% APR 6.375% Rate 35 day rate lock $1,997 Payment per month
0.752 Points$2,406 Points Fee
$3,801 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.497% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.842 Points$2,694 Points Fee
$4,089 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.532% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.877 Points$2,806 Points Fee
$9,606 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.566% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.698% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
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6.463% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.926 Points$2,963 Points Fee
$2,963 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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