Home Refinance Loan Ratesin Washington

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/23/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.312% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$6,506 Total Fees$3,306 Lender Fees
 30 Years Fixed
6.452% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.810 Points$2,592 Points Fee
$2,592 Total Fees$0 Lender Fees
 30 Years Fixed
6.459% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.550 Points$1,760 Points Fee
$2,810 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.603% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.963 Points$3,082 Points Fee
$3,782 Total Fees$700 Lender Fees
 30 Years Fixed
6.662% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.937 Points$2,998 Points Fee
$9,781 Total Fees$6,783 Lender Fees
 30 Years Fixed
6.818% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.875% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.000 Points$0 Points Fee
$389 Total Fees$389 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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