Home Refinance Loan Ratesin Washington

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/19/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.186% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$6,506 Total Fees$3,306 Lender Fees
 30 Years Fixed
6.356% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$3,600 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.452% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.558 Points$1,786 Points Fee
$2,796 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.466% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$3,094 Total Fees$1,094 Lender Fees
 30 Years Fixed
6.499% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.989 Points$3,165 Points Fee
$4,160 Total Fees$995 Lender Fees
 30 Years Fixed
6.566% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.691 Points$2,211 Points Fee
$2,318 Total Fees$107 Lender Fees
 30 Years Fixed
6.572% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.853 Points$2,730 Points Fee
$2,730 Total Fees$0 Lender Fees
 30 Years Fixed
6.602% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.944 Points$3,021 Points Fee
$3,721 Total Fees$700 Lender Fees
 30 Years Fixed
6.620% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.941 Points$3,011 Points Fee
$4,106 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.637% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.668 Points$2,138 Points Fee
$8,921 Total Fees$6,783 Lender Fees
 30 Years Fixed
6.692% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 30 Years Fixed
7.066% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.763 Points$2,442 Points Fee
$2,640 Total Fees$198 Lender Fees
 30 Years Fixed
7.451% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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