Home Refinance Loan Ratesin Washington

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 08/16/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.059% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$6,506 Total Fees$3,306 Lender Fees
 30 Years Fixed
6.114% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$8,325 Total Fees$5,125 Lender Fees
 30 Years Fixed
6.481% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.901 Points$2,883 Points Fee
$3,583 Total Fees$700 Lender Fees
 30 Years Fixed
6.497% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.000 Points$0 Points Fee
$4,324 Total Fees$4,324 Lender Fees
 30 Years Fixed
6.553% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.600% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.579 Points$1,853 Points Fee
$3,347 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.625% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.000 Points$0 Points Fee
$389 Total Fees$389 Lender Fees
 30 Years Fixed
Use your VA Loan Benefit to get cash from your home equity
We approve credit scores as low as 550 for VA and FHA refinancing
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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