Home Refinance Loan Ratesin Washington

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/01/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.405% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.907 Points$2,902 Points Fee
$9,685 Total Fees$6,783 Lender Fees
 30 Years Fixed
6.481% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.710 Points$2,272 Points Fee
$3,567 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.489% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.759 Points$2,429 Points Fee
$3,824 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.554% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.668 Points$2,138 Points Fee
$2,527 Total Fees$389 Lender Fees
 30 Years Fixed
6.574% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.655 Points$2,096 Points Fee
$2,796 Total Fees$700 Lender Fees
 30 Years Fixed
6.668% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.750 Points$2,400 Points Fee
$5,600 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.749% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.000 Points$0 Points Fee
$4,324 Total Fees$4,324 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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