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Home Refinance Loan Ratesin Washington
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 12/05/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.683% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,495 Total Fees$3,295 Lender Fees
|
30 Years Fixed | |
|
5.685% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,670 Total Fees$3,470 Lender Fees
|
30 Years Fixed | |
|
5.985% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.783 Points$2,506 Points Fee
|
$3,801 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.055% APR | 5.990% Rate 45 day rate lock | $1,917 Payment per month |
0.698 Points$2,234 Points Fee
|
$2,623 Total Fees$389 Lender Fees
|
30 Years Fixed | |
|
6.077% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.237% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.982 Points$3,142 Points Fee
|
$3,842 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.245% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.000 Points$0 Points Fee
|
$4,324 Total Fees$4,324 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.934% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.636 Points$2,035 Points Fee
|
$2,035 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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