California Cities > San Francisco
San Francisco Mortgage Listing

San Francisco Refinance Mortgage and Home Purchase Lenders

ERATE® provides this page to help consumers locate mortgage lenders covering San Francisco. While our goal is to provide an extensive network of lenders and brokers throughout San Franisco to make your life easier and get you the best financing we are not responsible for the performance of such lenders. Whenever selecting a mortgage lender be sure to do your own due diligence.

 

San Francisco : The City

San Francisco, a city and also a county in California, is situated at the tip of the San Francisco Peninsula. With a population of 870,887 as per the 2016 census estimate, San Francisco is the fourth most populous city of the state and the thirteenth most populous city in the United States. San Francisco's geographical features include a total of 43 hills in its spectrum. Among the several islands incorporated in the city, Alcatraz, Treasure Island, Yerba Buena Island are the most significant. San Francisco has California's Mediterranean climate characterized by mild wet winters and warm dry summers.

Current Mortgage Rates in California

Mortgage Companies

"If the current value of your home has increased it may make sense to refinance at a better rate."

SFO
San Francisco International Airport
San Francisco, CA 94114

Phone Number: (650) 877-6106
Toll Free: 1-800-533-0035

Since 1996, American Pacific Mortgage has been helping customers reach their goal of homeownership. We are a company built and led by a senior leadership group with decades of experience in mortgage lending, and this expertise offers us a unique perspective unlike any other. (from http://www.apmortgage.com/about/our-history-and-vision)

3250 Divisadero St., Suite 108
San Francisco, CA 94123

Phone Number: 916.960.1325

Get the right mortgage to finance your new home. Is a new home in your future? Let us help you get there with the right mortgage. (from https://www.bankofamerica.com/mortgage/home-mortgage/)

San Francisco Main Office Branch
315 Montgomery Street
San Francisco, CA 94104

Toll Free: 1-866-466-0979

21st And Irving Branch
21st And Irving Branch
1945 Irving Street
San Francisco, CA 94122

Toll Free: 1-866-466-0979

29th And Mission Branch
29th And Mission Branch
3250 Mission Street
San Francisco, CA 94110

Toll Free: 1-866-466-0979

View More Branches Located in San Francisco

"Explore Your Home Loans Options. Whether you want to buy a home, refinance your home, get a home equity line of credit or construction financing, we're ready to assist you with making your dreams a reality." (from https://www.bankofthewest.com/personal-banking/loans/home-loans.html)

2299 Market Street
San Francisco, CA 94114

Toll Free: 1-844-777-2689

555 Market Street
San Francisco, CA 94105

Toll Free: 1-844-777-2689

475 Sansome Street
San Francisco, CA 94111

Toll Free: 1-844-777-2689

View More Branches Located in San Francisco

"We build long-term relationships with our clients through home mortgages. The Residential Mortgage area at Boston Private offers a number of financing options that minimize monthly payments and maximize cash flow." (from https://www.bostonprivate.com/residential-mortgage/mortgage-programs)

San Francisco Branch
433 California Street
San Francisco, CA 94104

"Whether buying the home of your dreams or refinancing your existing mortgage, call on CB&T for the mortgage solution that best fits your personal goals."

Geary Branch
5255 Geary Boulevard
San Francisco, CA 94118

Toll Free: 1-800-355-0507

Japan Town Branch
1696 Post Street
San Francisco, CA 94115

Toll Free: 1-800-355-0507

San Francisco Main
465 California Street
San Francisco, CA 94104

Toll Free: 1-800-355-0507

Refinancing your home mortgage might be right for you if you want to lower your monthly payments to find out how to lower your monthly payments, lower the total amount to find out how to lower the total amount you pay for your home you pay for your home or even get cash for a large purchase to find out how to get cash for a large purchase. (from https://www.chase.com/personal/home-lending/mortgage)

Alemany And Worcester Branch
3981 Alemany Boulevard
San Francisco, CA 94132

Toll Free: 1-800-550-2684

Beach And Buchanan Branch
3749 Buchanan St
San Francisco, CA 94123

Toll Free: 1-800-550-2684

Bryant & 9th Banking Center
555 9th Street
San Francisco, CA 94103

Toll Free: 1-800-550-2684

View More Branches Located in San Francisco

Refinance Your Home. Refinancing can help you pay off your loan faster, get cash for home improvement, or lower your monthly payment. (from https://online.citi.com/US/JRS/portal/template.do?ID=mortgage_refinancing&JFP_TOKEN=7Q43917J)

1801 Van Ness Avenue Branch
1801 Van Ness Avenue
San Francisco, CA 94109

Toll Free: 1-800-248-4638

1801 Van Ness Avenue Branch
1801 Van Ness Avenue
San Francisco, CA 94109

Toll Free: 1-800-248-4638

1900 Noriega Street Branch
1900 Noriega Street
San Francisco, CA 94122

Toll Free: 1-800-248-4638

View More Branches Located in San Francisco

  • Branches> 600
  • Loan Officers> 4,000
  • Estimated Fundings 2016> 20 billion
  • NMLS Corp #412915

Whether you're purchasing your first home, buying a vacation property, or refinancing an existing mortgage, City National's Residential Loan Consultants can help you navigate the rewarding path to homeownership. (from https://www.cnb.com/lending/financing-real-estate/individual/mortgage-loans.asp)

San Francisco Main Branch
150 California Street
San Francisco, CA 94111

Toll Free: (800) 773-7100

San Francisco Main Branch
150 California Street
San Francisco, CA 94111

Toll Free: (800) 773-7100

Montgomery Street Branch
100 Montgomery Street
San Francisco, CA 94104

Toll Free: (800) 773-7100

View More Branches Located in San Francisco

If you're looking to buy a new home or refinance your current residence, our flexible home mortgage lending options provide flexible terms with a quick, easy approval process. Comerica mortgage solutions help you maximize your most important investment - your home. (from https://www.comerica.com/personal-finance/borrowing/home-loans/mortgage-lending.html)

San Francisco Embarcadero Branch
1 Embarcadero Ctr
San Francisco, CA 94111

Toll Free: 855.451.9201

San Francisco Embarcadero Branch
1 Embarcadero Ctr
San Francisco, CA 94111

Toll Free: 855.451.9201

San Francisco Union Street Branch
2001 Union Street
San Francisco, CA 94123

Toll Free: 855.451.9201

View More Branches Located in San Francisco

"At East West Bank, we are pleased to be able to offer you several Home Loan Programs to choose from. We welcome you to explore the option that is most suitable for you. " (from https://www.eastwestbank.com/Views/Pages/personal/loans/home-mortgage.cshtml)

Geary Branch
5501 Geary Boulevard
San Francisco, CA 94121

Toll Free: (800) 562-6392

Geary Branch
5501 Geary Boulevard
San Francisco, CA 94121

Toll Free: (800) 562-6392

Montgomery Branch
555 Montgomery Street
San Francisco, CA 94111

Toll Free: (800) 562-6392

View More Branches Located in San Francisco

"Our experienced mortgage loan professionals are committed to taking you from application to closing with ease and no hassles."

San Francisco Branch
1000 Taraval Street
San Francisco, CA 94116

Toll Free: 1-800-760-2265

San Francisco Branch
1000 Taraval Street
San Francisco, CA 94116

Toll Free: 1-800-760-2265

San Francisco Main Branch
460 Montgomery Street
San Francisco, CA 94104

Toll Free: 1-800-760-2265

View More Branches Located in San Francisco

First Security Mortgage is committed to serving our customers with top quality customer service. For us it is always the customer first and we utilize all our skills to help them get the best rates.

2001 Union St # 570
San Francisco, CA 94123

Phone Number: 415-775-3500

2001 Union St # 570
San Francisco, CA 94123

Phone Number: 415-775-3500

from http://guaranteemortgage.com/about-us/sets-us-apart/

At Guarantee Mortgage, we treat you how we want to be treated. If you’re concerned about a “salesman” or an Internet ad luring you in with a “low rate” only to find out later the quoted rate was a “bait and switch,” then you’ll like doing business with us. We’re transparent from the very start about what interest rate you qualify for and will disclose exactly how much it will cost to close your loan. We also won’t change our pricing after giving you a good-faith estimate. You’ll walk confidently into closing knowing the fees associated with and terms of your loan. No surprises.

Reach 150

505 Montgomery St. #1275
San Francisco, CA 94111

Phone Number: (415) 441-5050
Toll Free: (888) 768-5626
Fax: (415) 441-5047

505 Montgomery St. #1275
San Francisco, CA 94111

Phone Number: (415) 441-5050
Toll Free: (888) 768-5626
Fax: (415) 441-5047

"We get the pleasure of helping people with what is likely the largest transaction of their life." (from https://www.homestreet.com/we-do-mortgages-right)

San Francisco Commercial Lending Center
50 California Street, Suite 2550
San Francisco, CA 94111

Toll Free: 800-809-1377

San Francisco Commercial Lending Center
50 California Street, Suite 2550
San Francisco, CA 94111

Toll Free: 800-809-1377

Compare Mortgages. Learn about the different kinds of mortgages and find the right one for you.

Irving Street Branch
2257 Irving Street
San Francisco, CA 94122

Toll Free: 866.731.4722

Irving Street Branch
2257 Irving Street
San Francisco, CA 94122

Toll Free: 866.731.4722

Irving Street Branch
2257 Irving Street
San Francisco, CA 94122

Toll Free: 866.731.4722

View More Branches Located in San Francisco

Buying a home is a big deal. Making sure it fits your budget and your family is important. That’s why we reimagined the entire process, from a no-headaches digital application to explaining what you can afford — before you even look at a house. (from movement.com)

1010 Valencia St
San Francisco, CA 94110

Phone Number: 877-314-1499

1010 Valencia St
San Francisco, CA 94110

Phone Number: 877-314-1499

1010 Valencia St
San Francisco, CA 94110

Phone Number: 877-314-1499

  • Online Loan Application »
  • Mobile Friendly
  • Uses HTTPS
  • Pages in Google Index> 6,000
  • BBB RatingA+
  • Branches~ 700
  • Loan Officers> 2,000
  • Loan Officer Profiles
  • Estimated Fundings 2016> $10 Billion
  • Estimated Fundings 2015> $7 Billion
  • NMLS Corp #39179

from https://primaryresidentialsf.com/about/our-team/

Our team makes up some of the best and brightest in the mortgage industry. We have a management team who is heavily integrated into the day-to-day operations and decisions of our branch, attentive office staff whose Primary focus is keeping your loan moving through the process quickly and efficiently, and a dedicated team of loan originators with both the knowledge and experience to help you find the home mortgage loan perfect for you.

 

1746 18th Street
San Francisco, CA 94107

Phone Number: (415) 252-5070

1746 18th Street
San Francisco, CA 94107

Phone Number: (415) 252-5070

1746 18th Street
San Francisco, CA 94107

Phone Number: (415) 252-5070

"You can call or email one of our knowledgeable and friendly mortgage professionals to answer any of your questions or to ask for advice." (from https://sanfranciscofcu.mortgagewebcenter.com/)

Excelsior Branch
4800 Mission St
San Francisco, CA 94112

Phone Number: (415) 775-5377

Excelsior Branch
4800 Mission St
San Francisco, CA 94112

Phone Number: (415) 775-5377

Excelsior Branch
4800 Mission St
San Francisco, CA 94112

Phone Number: (415) 775-5377

View More Branches Located in San Francisco

We admit there's a lot of jargon in the mortgage industry. We do our best to keep it all understandable but those pesky terms still sneak in. Check our Loan101 to clarify or, better yet, talk to one of our humans - aka loan officers. (from summitfunding.net/home)

350 Rhode Island Street, Suite 240, Room 256
San Francisco, CA 94103

Phone Number: 888-850-0021

350 Rhode Island Street, Suite 240, Room 256
San Francisco, CA 94103

Phone Number: 888-850-0021

350 Rhode Island Street, Suite 240, Room 256
San Francisco, CA 94103

Phone Number: 888-850-0021

  • Branches> 70
  • Loan Officers> 375
  • Estimated Fundings 2016> $4 Billion
  • Estimated Fundings 2015> $3 Billion
  • NMLS Corp #3199

Supreme Lending, one of the most respected Mortgage Bankers, was established in 1999 by Scott Everett. Having an extensive business and mortgage background, Mr. Everett has secured the respect of mortgage professionals and is committed to attracting not only the most professional loan officers but also the most cutting edge loan products. (from supremelending.com/AboutUs.aspx)

2201 Market Street, Suite A
San Francisco, CA 94114

Phone Number: (877) 350-5225

2201 Market Street, Suite A
San Francisco, CA 94114

Phone Number: (877) 350-5225

2201 Market Street, Suite A
San Francisco, CA 94114

Phone Number: (877) 350-5225

  • BBB RatingA+
  • Branches> 250
  • Loan Officers> 900
  • Estimated Fundings 2016> $7 Billion
  • Estimated Fundings 2015> $ 4 Billion
  • NMLS Corp #2129

Learn about home buying. Can I afford a house? How do I make an offer? What happens at a mortgage closing? Find answers to common home-buying questions. (from https://www.usbank.com/home-loans/mortgage.html)

101 California Street Branch
101 California Street, Ste. 130
San Francisco, CA 94111

Toll Free: 888-291-2334

101 California Street Branch
101 California Street, Ste. 130
San Francisco, CA 94111

Toll Free: 888-291-2334

101 California Street Branch
101 California Street, Ste. 130
San Francisco, CA 94111

Toll Free: 888-291-2334

View More Branches Located in San Francisco

  • Branches> 3,000
  • Loan Officers> 13,000
  • Estimated Fundings 2016> 45 billion
  • NMLS Corp #402761

Are you buying a home, refinancing, or looking for home equity financing? If you're ready to learn about mortgage loans and programs, we're here to help (from https://www.wellsfargo.com/mortgage/loan-programs/)

16th & Mission Branch
3027 16th Street
San Francisco, CA 94103

Toll Free: 1-888-818-9147

16th & Mission Branch
3027 16th Street
San Francisco, CA 94103

Toll Free: 1-888-818-9147

16th & Mission Branch
3027 16th Street
San Francisco, CA 94103

Toll Free: 1-888-818-9147

View More Branches Located in San Francisco

  • Branches> 6,000
  • Loan Officers> 40,000
  • Estimated Fundings 2016> 240 billion
  • NMLS Corp #399801

Places to Live: San Francisco

San Francisco is a city of fog and hills, natural beauty and manmade marvels. And it's also one of the most booming and exciting real estate centers in the country.

Depending on the source, including DataQuick Information Systems, Trulia, and more, median sales prices for the Bay Area currently range from over $600,000 to $840,000. Typical monthly mortgages in the Bay Area run around $2900.

These high prices reflect a very high standard of living within San Francisco and the surrounding Bay Area. It has one of the highest median household incomes and the highest property values in the country. Tourism is booming in this area of the United States, and accounts for a major portion of the region's economy.

But despite high prices and standard of living, many people can't wait to sign up. San Francisco itself has approximately 800,000 people. The greater San Jose-San Francisco-Oakland metro area has approximately 7 million people, the fifth largest metropolitan area in the country. The city has a highly diverse population, with nearly 31 percent of the population Asian-American (principally Chinese) and additional large populations of Hispanics, African-Americans and other immigrant groups such as Russians. The city also is home to the highest percentage of same-sex households in the country.

The city benefits from California's Mediterranean climate, but surrounded on three sides and highly influenced by the Pacific Ocean's cool currents, the city has a very mild climate with little temperature variation. Fog is a constant fixture due to the mix of water and California climate. ERATE provides access to current California loan rates.

Mild and enjoyable weather means outdoor activities are popular here in the Bay Area, and the Golden Gate Park is the highlight. A massive urban oasis bigger than New York's Central Park, the park offers fields, trails, museums, and even wild bison. The park is named after the Golden Gate Bridge, one of the most famous bridges in the world. Although the bridge is actually red-orange and not golden, it remains a major and popular thoroughfare in and out of the city.

Speaking of transportation, the city has many public options. From the famous cable cars and trolleys to regular busses, residents and visitors have plenty of options to get from place to place. Regional transportation is provided by the Bay Area Rapid Transit (BART) and other agencies. The city's unique geography made a large network of freeways impractical; thus the city is one of the few that have European-style arterial thoroughfares. The roads also stand up better to earthquakes, a common occurrence as the city is located near two main fault lines.

A look at some of the city's neighborhoods illustrates further the area's attraction for residents and tourists alike.

  • Financial District/Union Square/Nob Hill: The California Gold Rush turned the city into the principal banking and finance center of the west coast, and the financial district is its epicenter. Union Square caters to the wealth with extensive shopping and hotels, and Nob Hill was once the home of the city's most successful business leaders.
  • Russian Hill: A residential neighborhood near the city's historic center and one of many neighborhoods named for the massive and tiring hills throughout the city. It is also home to one of the windiest streets in the country, Lombard Street.
  • Chinatown: The center of Chinese-American life in the city and country. Now highly touristy, various "New Chinatowns" have sprouted up over the city.
  • Mission District/Haight-Ashbury/Castro: Working-class, bohemian, gay - all these areas boast unique populations and offerings. In recent years they have become heavily gentrified, but still show some local flavor. The Castro is the site of the world's most well-known Pride Parade.
  • Beaches and Wharfs: Neighborhoods like Ocean Beach and Baker Beach are picturesque and neighborly, although swimming is not always safe in beach neighborhoods due to rip currents. The Fisherman's Wharf, near downtown, is a place to eat, watch sea lions, and catch a ferry to the famous Alcatraz Island.

World-class museums, sports, and cultural institutions are also part of the San Francisco scene. And if the city itself isn't enough, the Bay Area is easily accessible to Napa Valley, Berkeley, Santa Cruz, Yosemite National Park, and more.

To learn more about San Francisco living and visiting, click on the following links:

OnlyinSanFrancisco.com
SanFrancisco.citysearch.com

Customary Closing Costs for San Francisco
Item Who Normally Pays
Recording Fees - Deed Buyer
Recording Fees - Trust Deed Buyer
Title Insurance for Buyer Buyer
Escrow Fees Buyer
County Transfer Tax Seller
City Transfer Tax Not Applicable
Lenders Fees Buyer


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