Home Refinance Loan Rates in Florida

Looking for Current Refinance Rates for your Florida home?  ERATE.com helps you compare today's home refinance mortgage rates in Florida.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Rates Last Updated: 01/24/2020)

Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
3.516% APR 3.500% Rate 45 day rate lock $1,123 Payment per month
0.000 Points
$495 Lender Fees
 30 Years Fixed (866) 602-6557 (Toll Free Number)
3.219% APR 3.125% Rate 45 day rate lock $1,071 Payment per month
0.191 Points
$2,978 Lender Fees
 30 Years Fixed
3.875% APR 3.875% Rate 30 day rate lock $1,176 Payment per month
0.000 Points
$0 Lender Fees
 30 Years Fixed (866) 353-0608 (Toll Free Number)
4.793% APR 4.750% Rate 45 day rate lock $1,305 Payment per month
0.000 Points
$1,250 Lender Fees
 30 Years Fixed
3.395% APR 3.375% Rate 30 day rate lock $1,106 Payment per month
0.249 Points
$622 Lender Fees
 30 Years Fixed
3.250% APR 3.250% Rate 30 day rate lock $1,757 Payment per month
0.000 Points
$0 Lender Fees
 15 Years Fixed (866) 353-0608 (Toll Free Number)
2.903% APR 2.875% Rate 45 day rate lock $1,712 Payment per month
0.000 Points
$495 Lender Fees
 15 Years Fixed (866) 602-6557 (Toll Free Number)
2.875% APR 2.875% Rate 30 day rate lock $1,712 Payment per month
-0.084 Points
($210) Lender Fees
 15 Years Fixed
4.064% APR 3.990% Rate 45 day rate lock $1,848 Payment per month
0.000 Points
$1,250 Lender Fees
 15 Years Fixed
3.272% APR 3.250% Rate 30 day rate lock $1,089 Payment per month
0.278 Points
$695 Lender Fees
 5 Years ARM
3.441% APR 3.375% Rate 30 day rate lock $1,106 Payment per month
0.208 Points
$2,066 Lender Fees
 30 Years Fixed
2.993% APR 2.875% Rate 30 day rate lock $1,712 Payment per month
0.207 Points
$2,064 Lender Fees
 15 Years Fixed
2.821% APR 2.750% Rate 30 day rate lock $1,021 Payment per month
0.307 Points
$2,314 Lender Fees
 5 Years ARM
Updating Rates...
Updating Rates...

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

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Are you looking for great Refinance Rates for you Florida home?

If you're looking for the best refinance rates in Florida we can help.

Our site compares current refinance rates from a wide variety of popular lenders offering refinancing. You can filter by credit score, loan type, duration of loan to ensure that you can find the best refinance rates in Florida. Additionally you can sort your mortgage lenders results by Annual Percentage Rate (A.P.R.), mortgage rate, monthly mortgage payment, points, lender fees, and type of mortgage program—30 years fixed rate, 15 years fixed rate, 5/1 adjustable rate mortgage.

We provide original, unbiased, user-friendly tools and information for consumers to rely on when making important personal financial decisions relating to mortgages. Find your best refinance loan today!

When Is the Best Time to Refinance to get a lower rate?

Refinance rates fluctuate, so the best time to refinance is when they reach their very lowest. Of course, it's impossible to know in advance when rates are going to rise.

The good news is that at the moment refinance rates are still really low, so if you've got a mortgage that you've had for a while, you should definitely consider refinancing. It's possible that your current rate is higher than you could get currently.  You can easily view our refinance rates by using our iPhone Mortgage Rates App.