2.5% Current Refinance Rates - 30 Year Fixed Florida Lenders

Looking for Current Refinance Rates for your Florida home?  ERATE.com helps you compare today's home refinance mortgage rates in Florida.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 09/28/2021)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
3.375% APR 3.375% Rate 45 day rate lock $1,106 Payment per month
-0.295 Points
($738) Lender Fees
 30 Years Fixed
Premium
2.990% APR 2.990% Rate 30 day rate lock $1,053 Payment per month
0.000 Points
$0 Lender Fees
 30 Years Fixed (866) 817-5762 (Toll Free Number)
2.750% APR 2.750% Rate 30 day rate lock $1,021 Payment per month
-0.272 Points
($630) Lender Fees
 30 Years Fixed
3.157% APR 3.125% Rate 30 day rate lock $1,071 Payment per month
0.402 Points
$1,005 Lender Fees
 30 Years Fixed
2.750% APR 2.750% Rate 30 day rate lock $1,021 Payment per month
-0.109 Points
($272) Lender Fees
 30 Years Fixed
3.273% APR 3.250% Rate 30 day rate lock $1,089 Payment per month
0.292 Points
$730 Lender Fees
 30 Years Fixed
3.273% APR 3.250% Rate 45 day rate lock $1,089 Payment per month
-0.056 Points
$710 Lender Fees
 30 Years Fixed
2.784% APR 2.750% Rate 30 day rate lock $1,021 Payment per month
0.125 Points
$1,118 Lender Fees
 30 Years Fixed (866) 452-1596 (Toll Free Number)
2.944% APR 2.874% Rate 45 day rate lock $1,038 Payment per month
0.388 Points
$2,265 Lender Fees
 30 Years Fixed
3.164% APR 3.125% Rate 30 day rate lock $1,071 Payment per month
0.499 Points
$1,248 Lender Fees
 30 Years Fixed (866) 697-0874 (Toll Free Number)
3.209% APR 3.175% Rate 60 day rate lock $1,078 Payment per month
0.425 Points
$1,062 Lender Fees
 30 Years Fixed
2.892% APR 2.875% Rate 45 day rate lock $1,038 Payment per month
0.225 Points
$562 Lender Fees
 30 Years Fixed
3.033% APR 2.990% Rate 30 day rate lock $1,053 Payment per month
0.000 Points
$1,395 Lender Fees
 30 Years Fixed (866) 370-3216 (Toll Free Number)
3.039% APR 3.000% Rate 30 day rate lock $1,055 Payment per month
0.500 Points
$1,250 Lender Fees
 30 Years Fixed (866) 401-5203 (Toll Free Number)
3.031% APR 2.990% Rate 45 day rate lock $1,053 Payment per month
0.326 Points
$1,315 Lender Fees
 30 Years Fixed
3.145% APR 3.125% Rate 30 day rate lock $1,071 Payment per month
0.250 Points
$625 Lender Fees
 30 Years Fixed
2.946% APR 2.875% Rate 30 day rate lock $1,038 Payment per month
0.500 Points
$2,395 Lender Fees
 30 Years Fixed
3.250% APR 3.250% Rate 45 day rate lock $1,089 Payment per month
-0.588 Points
($1,470) Lender Fees
 30 Years Fixed
2.750% APR 2.750% Rate 30 day rate lock $1,021 Payment per month
0.000 Points
$0 Lender Fees
 30 Years Fixed
3.031% APR 3.000% Rate 30 day rate lock $1,055 Payment per month
-0.001 Points
$1,032 Lender Fees
 30 Years Fixed
2.515% APR 2.500% Rate 45 day rate lock $988 Payment per month
0.000 Points
$495 Lender Fees
 30 Years Fixed
3.896% APR 3.875% Rate 30 day rate lock $1,176 Payment per month
-0.250 Points
$625 Lender Fees
 30 Years Fixed
3.012% APR 3.000% Rate 30 day rate lock $1,055 Payment per month
0.157 Points
$394 Lender Fees
 30 Years Fixed
2.837% APR 2.750% Rate 45 day rate lock $1,021 Payment per month
-0.112 Points
$2,845 Lender Fees
 30 Years Fixed
3.000% APR 3.000% Rate 30 day rate lock $1,055 Payment per month
-0.653 Points
($1,632) Lender Fees
 30 Years Fixed (866) 428-8827 (Toll Free Number)
2.786% APR 2.750% Rate 30 day rate lock $1,021 Payment per month
0.466 Points
$1,165 Lender Fees
 30 Years Fixed
2.990% APR 2.990% Rate 45 day rate lock $1,053 Payment per month
0.000 Points
$0 Lender Fees
 30 Years Fixed
3.540% APR 3.500% Rate 30 day rate lock $1,123 Payment per month
0.000 Points
$1,250 Lender Fees
 30 Years Fixed
2.990% APR 2.990% Rate 30 day rate lock $1,053 Payment per month
-0.104 Points
($260) Lender Fees
 30 Years Fixed
2.764% APR 2.750% Rate 30 day rate lock $1,021 Payment per month
0.180 Points
$450 Lender Fees
 30 Years Fixed
3.209% APR 3.125% Rate 30 day rate lock $1,071 Payment per month
0.419 Points
$2,676 Lender Fees
 30 Years Fixed
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Data provided by Brown Bag Marketing Inc. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

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Are you looking for great Refinance Rates for you Florida home?

If you're looking for the best refinance rates in Florida we can help.

Our site compares current refinance rates from a wide variety of popular lenders offering refinancing. You can filter by credit score, loan type, duration of loan to ensure that you can find the best refinance rates in Florida. Additionally you can sort your mortgage lenders results by Annual Percentage Rate (A.P.R.), mortgage rate, monthly mortgage payment, points, lender fees, and type of mortgage program—30 years fixed rate, 15 years fixed rate, 5/1 adjustable rate mortgage.

We provide original, unbiased, user-friendly tools and information for consumers to rely on when making important personal financial decisions relating to mortgages. Find your best refinance loan today!

When Is the Best Time to Refinance to get a lower rate?

Refinance rates fluctuate, so the best time to refinance is when they reach their very lowest. Of course, it's impossible to know in advance when rates are going to rise.

The good news is that at the moment refinance rates are still really low, so if you've got a mortgage that you've had for a while, you should definitely consider refinancing. It's possible that your current rate is higher than you could get currently.  You can easily view our refinance rates by using our iPhone Mortgage Rates App.