Current Refinance Rates - 30 Year Fixed Florida Lenders

Looking for Current Refinance Rates for your Florida home?  ERATE.com helps you compare today's home refinance mortgage rates in Florida.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 07/17/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.403% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.814 Points$2,605 Points Fee
$5,272 Total Fees$2,667 Lender Fees
30 Years Fixed
6.619% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.913 Points$2,922 Points Fee
$4,317 Total Fees$1,395 Lender Fees
30 Years Fixed
6.622% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.872 Points$2,790 Points Fee
$4,085 Total Fees$1,295 Lender Fees
30 Years Fixed
6.691% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.679 Points$2,173 Points Fee
$2,173 Total Fees$0 Lender Fees
30 Years Fixed
6.719% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.758 Points$2,426 Points Fee
$3,126 Total Fees$700 Lender Fees
30 Years Fixed
6.765% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.871 Points$2,787 Points Fee
$4,675 Total Fees$1,888 Lender Fees
30 Years Fixed
6.817% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
30 Years Fixed
6.819% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.705 Points$2,256 Points Fee
$2,256 Total Fees$0 Lender Fees
30 Years Fixed
6.856% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.620 Points$1,984 Points Fee
$3,478 Total Fees$1,494 Lender Fees
30 Years Fixed
6.920% APR 6.750% Rate 45 day rate lock $2,076 Payment per month
0.750 Points$2,400 Points Fee
$5,600 Total Fees$3,200 Lender Fees
30 Years Fixed
7.074% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.840 Points$2,688 Points Fee
$2,886 Total Fees$198 Lender Fees
30 Years Fixed
7.080% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.529 Points$1,693 Points Fee
$6,693 Total Fees$5,000 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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