2.5% Current Refinance Rates - 30 Year Fixed Florida Lenders

Looking for Current Refinance Rates for your Florida home?  ERATE.com helps you compare today's home refinance mortgage rates in Florida.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 09/25/2021)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
3.250% APR 3.250% Rate 45 day rate lock $1,089 Payment per month
-0.024 Points
($60) Lender Fees
 30 Years Fixed
Premium
2.768% APR 2.750% Rate 30 day rate lock $1,021 Payment per month
0.239 Points
$598 Lender Fees
 30 Years Fixed
2.918% APR 2.875% Rate 45 day rate lock $1,038 Payment per month
0.358 Points
$1,395 Lender Fees
 30 Years Fixed
3.250% APR 3.250% Rate 45 day rate lock $1,089 Payment per month
-0.430 Points
($225) Lender Fees
 30 Years Fixed
2.639% APR 2.625% Rate 30 day rate lock $1,005 Payment per month
0.158 Points
$445 Lender Fees
 30 Years Fixed
3.125% APR 3.125% Rate 45 day rate lock $1,071 Payment per month
-0.249 Points
($622) Lender Fees
 30 Years Fixed
2.990% APR 2.990% Rate 30 day rate lock $1,053 Payment per month
-0.383 Points
($958) Lender Fees
 30 Years Fixed
2.748% APR 2.625% Rate 45 day rate lock $1,005 Payment per month
0.369 Points
$4,048 Lender Fees
 30 Years Fixed
2.990% APR 2.990% Rate 30 day rate lock $1,053 Payment per month
0.000 Points
$0 Lender Fees
 30 Years Fixed
2.654% APR 2.625% Rate 30 day rate lock $1,005 Payment per month
0.375 Points
$938 Lender Fees
 30 Years Fixed
2.763% APR 2.750% Rate 30 day rate lock $1,021 Payment per month
0.171 Points
$428 Lender Fees
 30 Years Fixed
3.151% APR 3.125% Rate 60 day rate lock $1,071 Payment per month
0.330 Points
$825 Lender Fees
 30 Years Fixed
2.750% APR 2.750% Rate 30 day rate lock $1,021 Payment per month
0.000 Points
$0 Lender Fees
 30 Years Fixed
2.875% APR 2.875% Rate 30 day rate lock $1,038 Payment per month
-0.272 Points
($680) Lender Fees
 30 Years Fixed
2.515% APR 2.500% Rate 45 day rate lock $988 Payment per month
0.000 Points
$495 Lender Fees
 30 Years Fixed
3.520% APR 3.500% Rate 30 day rate lock $1,123 Payment per month
-0.250 Points
$625 Lender Fees
 30 Years Fixed
3.137% APR 3.125% Rate 30 day rate lock $1,071 Payment per month
0.156 Points
$390 Lender Fees
 30 Years Fixed
2.759% APR 2.690% Rate 30 day rate lock $1,013 Payment per month
0.500 Points
$2,299 Lender Fees
 30 Years Fixed
3.176% APR 3.125% Rate 30 day rate lock $1,071 Payment per month
0.000 Points
$1,629 Lender Fees
 30 Years Fixed
2.785% APR 2.750% Rate 45 day rate lock $1,021 Payment per month
0.452 Points
$1,130 Lender Fees
 30 Years Fixed
2.914% APR 2.875% Rate 30 day rate lock $1,038 Payment per month
0.497 Points
$1,244 Lender Fees
 30 Years Fixed
2.914% APR 2.875% Rate 30 day rate lock $1,038 Payment per month
0.500 Points
$1,250 Lender Fees
 30 Years Fixed
3.033% APR 2.990% Rate 30 day rate lock $1,053 Payment per month
0.000 Points
$1,395 Lender Fees
 30 Years Fixed
2.903% APR 2.874% Rate 45 day rate lock $1,038 Payment per month
0.379 Points
$948 Lender Fees
 30 Years Fixed
2.811% APR 2.750% Rate 30 day rate lock $1,021 Payment per month
0.375 Points
$2,082 Lender Fees
 30 Years Fixed
3.791% APR 3.750% Rate 30 day rate lock $1,158 Payment per month
0.000 Points
$1,250 Lender Fees
 30 Years Fixed
At loanDepot, Home means everything.
The fastest and easiest way to refinance
Historically Low Rates - See Today's Interest Rates
Updating Rates...
Updating Rates...

Data provided by Brown Bag Marketing Inc. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

Advertiser Disclosure: The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where and in what order products appear. This table does not include all companies or all available products.

If you would like to be listed in our rate charts, please feel free to reach out to us by filling out our contact form.

Family moving in

Are you looking for great Refinance Rates for you Florida home?

If you're looking for the best refinance rates in Florida we can help.

Our site compares current refinance rates from a wide variety of popular lenders offering refinancing. You can filter by credit score, loan type, duration of loan to ensure that you can find the best refinance rates in Florida. Additionally you can sort your mortgage lenders results by Annual Percentage Rate (A.P.R.), mortgage rate, monthly mortgage payment, points, lender fees, and type of mortgage program—30 years fixed rate, 15 years fixed rate, 5/1 adjustable rate mortgage.

We provide original, unbiased, user-friendly tools and information for consumers to rely on when making important personal financial decisions relating to mortgages. Find your best refinance loan today!

When Is the Best Time to Refinance to get a lower rate?

Refinance rates fluctuate, so the best time to refinance is when they reach their very lowest. Of course, it's impossible to know in advance when rates are going to rise.

The good news is that at the moment refinance rates are still really low, so if you've got a mortgage that you've had for a while, you should definitely consider refinancing. It's possible that your current rate is higher than you could get currently.  You can easily view our refinance rates by using our iPhone Mortgage Rates App.