Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 02/27/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.507% APR 5.375% Rate 15 day rate lock $1,792 Payment per month
0.851 Points$2,723 Points Fee
$4,718 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.579% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.500 Points$1,600 Points Fee
$2,795 Total Fees$1,195 Lender Fees
 30 Years Fixed
5.685% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.656 Points$2,099 Points Fee
$2,099 Total Fees$0 Lender Fees
 30 Years Fixed
5.737% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.891 Points$2,851 Points Fee
$3,946 Total Fees$1,095 Lender Fees
 30 Years Fixed
5.739% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.822 Points$2,630 Points Fee
$4,025 Total Fees$1,395 Lender Fees
 30 Years Fixed
5.743% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.953 Points$3,050 Points Fee
$4,238 Total Fees$1,188 Lender Fees
 30 Years Fixed
5.753% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.891 Points$2,851 Points Fee
$4,633 Total Fees$1,782 Lender Fees
 30 Years Fixed
5.825% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
5.899% APR 5.750% Rate 45 day rate lock $1,868 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.927% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
5.936% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.664 Points$2,125 Points Fee
$2,125 Total Fees$0 Lender Fees
 30 Years Fixed
5.955% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.556 Points$1,779 Points Fee
$2,774 Total Fees$995 Lender Fees
 30 Years Fixed
6.255% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.922 Points$2,950 Points Fee
$4,445 Total Fees$1,495 Lender Fees
 30 Years Fixed
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5.692% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.741 Points$2,371 Points Fee
$2,371 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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