Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 08/15/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.100% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.885 Points$2,832 Points Fee
$7,827 Total Fees$4,995 Lender Fees
 30 Years Fixed
6.343% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.675 Points$2,160 Points Fee
$3,155 Total Fees$995 Lender Fees
 30 Years Fixed
6.364% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.773 Points$2,474 Points Fee
$3,869 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.442% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.708 Points$2,266 Points Fee
$2,266 Total Fees$0 Lender Fees
 30 Years Fixed
6.481% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.901 Points$2,883 Points Fee
$3,583 Total Fees$700 Lender Fees
 30 Years Fixed
6.501% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.736 Points$2,355 Points Fee
$4,243 Total Fees$1,888 Lender Fees
 30 Years Fixed
6.553% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.600% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.579 Points$1,853 Points Fee
$3,347 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.620% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.926 Points$2,963 Points Fee
$4,113 Total Fees$1,150 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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