Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 08/19/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.200% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$6,974 Total Fees$4,574 Lender Fees
 30 Years Fixed
6.200% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$6,899 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.348% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.650 Points$2,080 Points Fee
$3,305 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.348% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.750 Points$2,400 Points Fee
$7,962 Total Fees$5,562 Lender Fees
 30 Years Fixed
6.349% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.750 Points$2,400 Points Fee
$7,681 Total Fees$5,281 Lender Fees
 30 Years Fixed
6.351% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.750 Points$2,400 Points Fee
$7,730 Total Fees$5,330 Lender Fees
 30 Years Fixed
6.353% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.909 Points$2,909 Points Fee
$3,504 Total Fees$595 Lender Fees
 30 Years Fixed
6.469% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.642 Points$2,054 Points Fee
$3,149 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.473% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$3,370 Total Fees$1,370 Lender Fees
 30 Years Fixed
6.489% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.788 Points$2,522 Points Fee
$3,817 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.493% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.760 Points$2,432 Points Fee
$4,060 Total Fees$1,628 Lender Fees
 30 Years Fixed
6.495% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.823 Points$2,634 Points Fee
$4,029 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.531% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.868 Points$2,778 Points Fee
$9,578 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.551% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.633 Points$2,026 Points Fee
$2,026 Total Fees$0 Lender Fees
 30 Years Fixed
6.575% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.436 Points$1,395 Points Fee
$2,623 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.578% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
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6.340% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.956 Points$3,059 Points Fee
$3,059 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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