Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 10/14/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.841% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.811 Points$2,595 Points Fee
$3,190 Total Fees$595 Lender Fees
 30 Years Fixed
5.943% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.735 Points$2,352 Points Fee
$2,352 Total Fees$0 Lender Fees
 30 Years Fixed
5.971% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.701 Points$2,243 Points Fee
$3,338 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.002% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.939 Points$3,005 Points Fee
$4,400 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.174% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.234% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.945 Points$3,024 Points Fee
$3,724 Total Fees$700 Lender Fees
 30 Years Fixed
6.375% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.000 Points$0 Points Fee
$0 Total Fees$0 Lender Fees
 30 Years Fixed
7.202% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.767 Points$2,454 Points Fee
$2,454 Total Fees$0 Lender Fees
 30 Years Fixed
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5.935% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.645 Points$2,064 Points Fee
$2,064 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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