Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 12/13/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.830% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
5.996% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.969 Points$3,101 Points Fee
$4,196 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.082% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.993 Points$3,178 Points Fee
$3,178 Total Fees$0 Lender Fees
 30 Years Fixed
6.111% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.956 Points$3,059 Points Fee
$4,247 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.460% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.676 Points$2,163 Points Fee
$2,863 Total Fees$700 Lender Fees
 30 Years Fixed
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5.939% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.697 Points$2,230 Points Fee
$2,230 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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