Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/17/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.368% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.750 Points$2,400 Points Fee
$4,000 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.594% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.675 Points$2,160 Points Fee
$3,155 Total Fees$995 Lender Fees
 30 Years Fixed
6.619% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.913 Points$2,922 Points Fee
$4,317 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.691% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.679 Points$2,173 Points Fee
$2,173 Total Fees$0 Lender Fees
 30 Years Fixed
6.719% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.758 Points$2,426 Points Fee
$3,126 Total Fees$700 Lender Fees
 30 Years Fixed
6.765% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.871 Points$2,787 Points Fee
$4,675 Total Fees$1,888 Lender Fees
 30 Years Fixed
6.856% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.620 Points$1,984 Points Fee
$3,478 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.865% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.930 Points$2,976 Points Fee
$7,976 Total Fees$5,000 Lender Fees
 30 Years Fixed
6.920% APR 6.750% Rate 45 day rate lock $2,076 Payment per month
0.750 Points$2,400 Points Fee
$5,600 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.974% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.684 Points$2,189 Points Fee
$3,339 Total Fees$1,150 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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