Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/12/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.051% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$6,099 Total Fees$3,699 Lender Fees
 30 Years Fixed
6.096% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.855 Points$2,736 Points Fee
$3,331 Total Fees$595 Lender Fees
 30 Years Fixed
6.120% APR 5.990% Rate 15 day rate lock $1,917 Payment per month
0.780 Points$2,496 Points Fee
$4,491 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.165% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.577 Points$1,846 Points Fee
$6,041 Total Fees$4,195 Lender Fees
 30 Years Fixed
6.209% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.599 Points$1,917 Points Fee
$2,967 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.215% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.961 Points$3,075 Points Fee
$3,075 Total Fees$0 Lender Fees
 30 Years Fixed
6.242% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.812 Points$2,598 Points Fee
$3,993 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.245% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.900 Points$2,880 Points Fee
$4,105 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.257% APR 6.125% Rate 35 day rate lock $1,945 Payment per month
0.970 Points$3,104 Points Fee
$4,499 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.288% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.982 Points$3,142 Points Fee
$9,942 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.315% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$6,485 Total Fees$3,685 Lender Fees
 30 Years Fixed
6.333% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.538 Points$1,722 Points Fee
$2,817 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.337% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.610 Points$1,952 Points Fee
$2,952 Total Fees$1,000 Lender Fees
 30 Years Fixed
6.414% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.894 Points$2,861 Points Fee
$5,708 Total Fees$2,847 Lender Fees
 30 Years Fixed
6.440% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.468% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.977 Points$3,126 Points Fee
$3,126 Total Fees$0 Lender Fees
 30 Years Fixed
6.479% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.622 Points$1,990 Points Fee
$3,484 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.481% APR 6.374% Rate 30 day rate lock $1,997 Payment per month
0.783 Points$2,506 Points Fee
$3,694 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.518% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.764% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.973 Points$3,114 Points Fee
$4,609 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.292% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.447 Points$1,430 Points Fee
$1,430 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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