Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 04/28/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.860% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.700 Points$2,240 Points Fee
$3,980 Total Fees$1,740 Lender Fees
 30 Years Fixed
5.876% APR 5.750% Rate 15 day rate lock $1,868 Payment per month
0.756 Points$2,419 Points Fee
$4,414 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.933% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.625 Points$2,000 Points Fee
$2,000 Total Fees$0 Lender Fees
 30 Years Fixed
5.952% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.647 Points$2,070 Points Fee
$2,665 Total Fees$595 Lender Fees
 30 Years Fixed
5.976% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.470 Points$1,504 Points Fee
$3,499 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.995% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.985 Points$3,152 Points Fee
$4,152 Total Fees$1,000 Lender Fees
 30 Years Fixed
6.034% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.982 Points$3,142 Points Fee
$9,942 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.036% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.492 Points$1,574 Points Fee
$1,574 Total Fees$0 Lender Fees
 30 Years Fixed
6.051% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.548 Points$1,754 Points Fee
$1,754 Total Fees$0 Lender Fees
 30 Years Fixed
6.074% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.901 Points$2,883 Points Fee
$2,883 Total Fees$0 Lender Fees
 30 Years Fixed
6.102% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.659 Points$2,109 Points Fee
$3,504 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.105% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.897 Points$2,870 Points Fee
$3,965 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.190% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.236% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.854 Points$2,733 Points Fee
$3,921 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.254% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.275% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.764 Points$2,445 Points Fee
$5,292 Total Fees$2,847 Lender Fees
 30 Years Fixed
6.320% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.738 Points$2,362 Points Fee
$2,362 Total Fees$0 Lender Fees
 30 Years Fixed
6.504% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.886 Points$2,835 Points Fee
$4,330 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.061% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.769 Points$2,461 Points Fee
$2,461 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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