Home Refinance Loan Rates in Texas

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Rates Last Updated: 12/13/2019)

Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
3.530% APR 3.500% Rate 30 day rate lock $1,123 Payment per month
0.375 Points
$938 Lender Fees
 30 Years Fixed
4.793% APR 4.750% Rate 45 day rate lock $1,305 Payment per month
0.000 Points
$1,250 Lender Fees
 30 Years Fixed
3.625% APR 3.625% Rate 30 day rate lock $1,141 Payment per month
-0.056 Points
($140) Lender Fees
 30 Years Fixed
5.034% APR 4.990% Rate 45 day rate lock $1,341 Payment per month
0.000 Points
$1,250 Lender Fees
 30 Years Fixed
3.538% APR 3.500% Rate 30 day rate lock $1,123 Payment per month
0.474 Points
$1,185 Lender Fees
 30 Years Fixed
3.033% APR 3.000% Rate 30 day rate lock $1,727 Payment per month
0.232 Points
$580 Lender Fees
 15 Years Fixed
4.199% APR 4.125% Rate 45 day rate lock $1,865 Payment per month
0.000 Points
$1,250 Lender Fees
 15 Years Fixed
2.930% APR 2.875% Rate 30 day rate lock $1,712 Payment per month
0.388 Points
$970 Lender Fees
 15 Years Fixed
4.324% APR 4.250% Rate 45 day rate lock $1,881 Payment per month
0.000 Points
$1,250 Lender Fees
 15 Years Fixed
3.000% APR 3.000% Rate 30 day rate lock $1,727 Payment per month
-0.250 Points
($625) Lender Fees
 15 Years Fixed
2.779% APR 2.750% Rate 30 day rate lock $1,021 Payment per month
0.375 Points
$938 Lender Fees
 5 Years ARM
3.408% APR 3.375% Rate 30 day rate lock $1,106 Payment per month
0.416 Points
$1,040 Lender Fees
 5 Years ARM
4.152% APR 4.125% Rate 30 day rate lock $1,212 Payment per month
0.323 Points
$808 Lender Fees
 5 Years ARM
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

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