Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 12/04/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.772% APR 5.625% Rate 15 day rate lock $1,843 Payment per month
0.997 Points$3,190 Points Fee
$5,185 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.841% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.625 Points$2,000 Points Fee
$3,195 Total Fees$1,195 Lender Fees
 30 Years Fixed
5.853% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.625 Points$2,000 Points Fee
$3,600 Total Fees$1,600 Lender Fees
 30 Years Fixed
5.979% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.782 Points$2,502 Points Fee
$3,597 Total Fees$1,095 Lender Fees
 30 Years Fixed
5.986% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.865 Points$2,768 Points Fee
$3,956 Total Fees$1,188 Lender Fees
 30 Years Fixed
5.990% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.811 Points$2,595 Points Fee
$3,990 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.057% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.718 Points$2,298 Points Fee
$2,298 Total Fees$0 Lender Fees
 30 Years Fixed
6.060% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.643 Points$2,058 Points Fee
$2,058 Total Fees$0 Lender Fees
 30 Years Fixed
6.174% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.237% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.982 Points$3,142 Points Fee
$3,842 Total Fees$700 Lender Fees
 30 Years Fixed
7.066% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.767 Points$2,454 Points Fee
$2,454 Total Fees$0 Lender Fees
 30 Years Fixed
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5.926% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.556 Points$1,779 Points Fee
$1,779 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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