Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 09/10/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.498% APR 6.375% Rate 15 day rate lock $1,997 Payment per month
0.668 Points$2,138 Points Fee
$4,133 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.592% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$7,299 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.710% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.750 Points$2,400 Points Fee
$7,482 Total Fees$5,082 Lender Fees
 30 Years Fixed
6.725% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.650 Points$2,080 Points Fee
$3,305 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.731% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.750 Points$2,400 Points Fee
$7,730 Total Fees$5,330 Lender Fees
 30 Years Fixed
6.747% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.976 Points$3,123 Points Fee
$4,173 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.820% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.372 Points$1,190 Points Fee
$2,418 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.850% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.625 Points$2,000 Points Fee
$3,370 Total Fees$1,370 Lender Fees
 30 Years Fixed
6.853% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.719 Points$2,301 Points Fee
$3,396 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.873% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.954 Points$3,053 Points Fee
$4,289 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.882% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.923 Points$2,954 Points Fee
$4,349 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.889% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.947 Points$3,030 Points Fee
$4,659 Total Fees$1,629 Lender Fees
 30 Years Fixed
6.896% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.687 Points$2,198 Points Fee
$8,998 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.918% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.438 Points$1,402 Points Fee
$1,402 Total Fees$0 Lender Fees
 30 Years Fixed
6.985% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.655 Points$2,096 Points Fee
$3,590 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.994% APR 6.875% Rate 35 day rate lock $2,103 Payment per month
0.750 Points$2,400 Points Fee
$3,895 Total Fees$1,495 Lender Fees
 30 Years Fixed
7.021% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.936 Points$2,995 Points Fee
$4,895 Total Fees$1,900 Lender Fees
 30 Years Fixed
7.187% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.622 Points$1,990 Points Fee
$1,990 Total Fees$0 Lender Fees
 30 Years Fixed
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6.815% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.664 Points$2,125 Points Fee
$2,125 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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