Home Refinance Loan Ratesin Georgia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Georgia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 09/18/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.630% APR 5.490% Rate 30 day rate lock $1,815 Payment per month
0.748 Points$2,394 Points Fee
$5,061 Total Fees$2,667 Lender Fees
 30 Years Fixed
5.864% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.750 Points$2,400 Points Fee
$4,000 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.002% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.937 Points$2,998 Points Fee
$4,393 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.047% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.608 Points$1,946 Points Fee
$1,946 Total Fees$0 Lender Fees
 30 Years Fixed
6.048% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.617 Points$1,974 Points Fee
$1,974 Total Fees$0 Lender Fees
 30 Years Fixed
6.079% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.962 Points$3,078 Points Fee
$3,078 Total Fees$0 Lender Fees
 30 Years Fixed
6.151% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$5,200 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.228% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.881 Points$2,819 Points Fee
$3,519 Total Fees$700 Lender Fees
 30 Years Fixed
6.588% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.905 Points$2,896 Points Fee
$3,094 Total Fees$198 Lender Fees
 30 Years Fixed
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5.944% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.747 Points$2,390 Points Fee
$2,390 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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