Home Refinance Loan Ratesin Georgia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Georgia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/29/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.947% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.750 Points$2,400 Points Fee
$6,899 Total Fees$4,499 Lender Fees
 30 Years Fixed
5.970% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.680 Points$2,176 Points Fee
$3,364 Total Fees$1,188 Lender Fees
 30 Years Fixed
5.994% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.668 Points$2,138 Points Fee
$4,133 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.995% APR 5.874% Rate 30 day rate lock $1,893 Payment per month
0.000 Points$0 Points Fee
$4,267 Total Fees$4,267 Lender Fees
 30 Years Fixed
6.086% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.625 Points$2,000 Points Fee
$7,330 Total Fees$5,330 Lender Fees
 30 Years Fixed
6.093% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$3,315 Total Fees$115 Lender Fees
 30 Years Fixed
6.096% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.650 Points$2,080 Points Fee
$3,305 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.226% APR 6.125% Rate 35 day rate lock $1,945 Payment per month
0.643 Points$2,058 Points Fee
$3,453 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.229% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.765 Points$2,448 Points Fee
$3,543 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.235% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.697 Points$2,230 Points Fee
$3,859 Total Fees$1,629 Lender Fees
 30 Years Fixed
6.235% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.860 Points$2,752 Points Fee
$3,752 Total Fees$1,000 Lender Fees
 30 Years Fixed
6.236% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.877 Points$2,806 Points Fee
$4,042 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.245% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.934 Points$2,989 Points Fee
$4,217 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.246% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.524 Points$1,677 Points Fee
$8,477 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.247% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.866 Points$2,771 Points Fee
$4,166 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.277% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.315% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.320% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.739 Points$2,365 Points Fee
$2,365 Total Fees$0 Lender Fees
 30 Years Fixed
6.419% APR 6.375% Rate 35 day rate lock $1,997 Payment per month
0.000 Points$0 Points Fee
$1,495 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.187% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.664 Points$2,125 Points Fee
$2,125 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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