Home Refinance Loan Ratesin Georgia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Georgia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 12/31/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.962% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.944 Points$3,021 Points Fee
$3,021 Total Fees$0 Lender Fees
30 Years Fixed
6.190% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
30 Years Fixed
6.218% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.776 Points$2,483 Points Fee
$3,183 Total Fees$700 Lender Fees
30 Years Fixed
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5.832% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.896 Points$2,867 Points Fee
$2,867 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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