Home Refinance Loan Ratesin Georgia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Georgia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/15/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.177% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.500 Points$1,600 Points Fee
$6,099 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.204% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.994 Points$3,181 Points Fee
$7,448 Total Fees$4,267 Lender Fees
 30 Years Fixed
6.261% APR 6.124% Rate 15 day rate lock $1,945 Payment per month
0.834 Points$2,669 Points Fee
$4,664 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.330% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.725 Points$2,320 Points Fee
$2,861 Total Fees$541 Lender Fees
 30 Years Fixed
6.333% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$2,915 Total Fees$115 Lender Fees
 30 Years Fixed
6.336% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.525 Points$1,680 Points Fee
$2,905 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.344% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.658 Points$2,106 Points Fee
$3,294 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.378% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.874 Points$2,797 Points Fee
$4,425 Total Fees$1,628 Lender Fees
 30 Years Fixed
6.378% APR 6.250% Rate 35 day rate lock $1,971 Payment per month
0.915 Points$2,928 Points Fee
$4,323 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.447% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.753 Points$2,410 Points Fee
$2,410 Total Fees$0 Lender Fees
 30 Years Fixed
6.452% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.460% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.578 Points$1,850 Points Fee
$3,086 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.461% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.901 Points$2,883 Points Fee
$2,883 Total Fees$0 Lender Fees
 30 Years Fixed
6.470% APR 6.374% Rate 30 day rate lock $1,997 Payment per month
0.671 Points$2,147 Points Fee
$3,242 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.475% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.807 Points$2,582 Points Fee
$3,377 Total Fees$795 Lender Fees
 30 Years Fixed
6.477% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.727 Points$2,326 Points Fee
$3,554 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.479% APR 6.375% Rate 35 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$3,495 Total Fees$1,495 Lender Fees
 30 Years Fixed
6.481% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.677 Points$2,166 Points Fee
$3,561 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.485% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.366 Points$1,171 Points Fee
$7,971 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.608% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.500 Points$1,600 Points Fee
$3,595 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.690% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.670 Points$2,144 Points Fee
$2,144 Total Fees$0 Lender Fees
 30 Years Fixed
Refinance to lower your rate
A smarter way to get cash from your home
Discover multiple refinance options
Proud to help you find the home loan of your future
Low rates, quick quote & approval
Refi from your sofa. It’s surprisingly simple.
6.330% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.848 Points$2,714 Points Fee
$2,714 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in