Home Refinance Loan Ratesin Georgia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Georgia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/21/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.266% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$4,800 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.358% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.900 Points$2,880 Points Fee
$3,890 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.567% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.582 Points$1,862 Points Fee
$2,562 Total Fees$700 Lender Fees
 30 Years Fixed
6.583% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.555 Points$1,776 Points Fee
$2,871 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.590% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
6.668% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.750 Points$2,400 Points Fee
$5,600 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.704% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.820 Points$2,624 Points Fee
$2,624 Total Fees$0 Lender Fees
 30 Years Fixed
6.832% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.838 Points$2,682 Points Fee
$2,682 Total Fees$0 Lender Fees
 30 Years Fixed
6.964% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.897 Points$2,870 Points Fee
$3,068 Total Fees$198 Lender Fees
 30 Years Fixed
7.451% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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