Home Refinance Loan Ratesin Georgia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Georgia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/31/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.019% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.941 Points$3,011 Points Fee
$5,006 Total Fees$1,995 Lender Fees
30 Years Fixed
6.112% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.971 Points$3,107 Points Fee
$4,295 Total Fees$1,188 Lender Fees
30 Years Fixed
6.228% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.757 Points$2,422 Points Fee
$3,517 Total Fees$1,095 Lender Fees
30 Years Fixed
6.242% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.925 Points$2,960 Points Fee
$4,010 Total Fees$1,050 Lender Fees
30 Years Fixed
6.266% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.744 Points$2,381 Points Fee
$9,181 Total Fees$6,800 Lender Fees
30 Years Fixed
6.313% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.668 Points$2,138 Points Fee
$2,138 Total Fees$0 Lender Fees
30 Years Fixed
6.364% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.697 Points$2,230 Points Fee
$4,012 Total Fees$1,782 Lender Fees
30 Years Fixed
6.374% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.880 Points$2,816 Points Fee
$4,211 Total Fees$1,395 Lender Fees
30 Years Fixed
6.405% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
1.000 Points$3,200 Points Fee
$5,377 Total Fees$2,177 Lender Fees
30 Years Fixed
6.452% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
30 Years Fixed
6.506% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
30 Years Fixed
6.747% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.800 Points$2,560 Points Fee
$4,055 Total Fees$1,495 Lender Fees
30 Years Fixed
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6.215% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.963 Points$3,082 Points Fee
$3,082 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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