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Home Refinance Loan Ratesin Georgia
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Georgia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 03/07/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Proud to help you find the home loan of your future | View Details Sponsored
|
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|
5.636% APR | 5.490% Rate 15 day rate lock | $1,815 Payment per month |
0.997 Points$3,190 Points Fee
|
$5,185 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
5.708% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.569 Points$1,821 Points Fee
|
$3,009 Total Fees$1,188 Lender Fees
|
30 Years Fixed | |
|
5.716% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
1.000 Points$3,200 Points Fee
|
$3,200 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.776% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.947 Points$3,030 Points Fee
|
$9,830 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
5.869% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.990 Points$3,168 Points Fee
|
$4,165 Total Fees$997 Lender Fees
|
30 Years Fixed | |
|
5.887% APR | 5.750% Rate 45 day rate lock | $1,868 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
5.939% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.697 Points$2,230 Points Fee
|
$2,230 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.968% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.750 Points$2,400 Points Fee
|
$3,205 Total Fees$805 Lender Fees
|
30 Years Fixed | |
|
5.980% APR | 5.874% Rate 30 day rate lock | $1,893 Payment per month |
0.810 Points$2,592 Points Fee
|
$3,687 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.010% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.947 Points$3,030 Points Fee
|
$4,812 Total Fees$1,782 Lender Fees
|
30 Years Fixed | |
|
6.083% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.585 Points$1,872 Points Fee
|
$2,867 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.098% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.917 Points$2,934 Points Fee
|
$3,729 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
6.178% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.563 Points$1,802 Points Fee
|
$1,802 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.334% APR | 6.240% Rate 30 day rate lock | $1,969 Payment per month |
0.994 Points$3,181 Points Fee
|
$3,181 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.432% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.598 Points$1,914 Points Fee
|
$1,914 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.508% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.934 Points$2,989 Points Fee
|
$4,484 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.835% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.925 Points$2,960 Points Fee
|
$2,960 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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