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Home Refinance Loan Ratesin Georgia
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Georgia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 12/11/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
5.876% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,400 Total Fees$1,600 Lender Fees
|
30 Years Fixed | |
|
5.985% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.850 Points$2,720 Points Fee
|
$3,815 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
5.997% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.980 Points$3,136 Points Fee
|
$4,324 Total Fees$1,188 Lender Fees
|
30 Years Fixed | |
|
6.051% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.653 Points$2,090 Points Fee
|
$2,090 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.067% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.824 Points$2,637 Points Fee
|
$2,637 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.178% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.563 Points$1,802 Points Fee
|
$1,802 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.450% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.568 Points$1,818 Points Fee
|
$2,518 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
7.062% APR | 6.990% Rate 30 day rate lock | $2,127 Payment per month |
0.732 Points$2,342 Points Fee
|
$2,342 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.930% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.592 Points$1,894 Points Fee
|
$1,894 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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