Home Refinance Loan Ratesin North Carolina

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in North Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 04/27/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.446% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.501 Points$1,603 Points Fee
$2,613 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.514% APR 6.375% Rate 35 day rate lock $1,997 Payment per month
1.000 Points$3,200 Points Fee
$4,690 Total Fees$1,490 Lender Fees
 30 Years Fixed
6.686% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.634 Points$2,029 Points Fee
$2,029 Total Fees$0 Lender Fees
 30 Years Fixed
6.714% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.704 Points$2,253 Points Fee
$2,953 Total Fees$700 Lender Fees
 30 Years Fixed
6.818% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 30 Years Fixed
7.451% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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