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Home Refinance Loan Ratesin Virginia
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 07/26/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
6.356% APR | 6.250% Rate 15 day rate lock | $1,971 Payment per month |
0.505 Points$1,616 Points Fee
|
$3,611 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.472% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.397 Points$1,270 Points Fee
|
$3,265 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.473% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.650 Points$2,080 Points Fee
|
$3,305 Total Fees$1,225 Lender Fees
|
30 Years Fixed | |
|
6.588% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.685 Points$2,192 Points Fee
|
$3,380 Total Fees$1,188 Lender Fees
|
30 Years Fixed | |
|
6.611% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.924 Points$2,957 Points Fee
|
$4,052 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.634% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.608 Points$1,946 Points Fee
|
$8,746 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.796% APR | 6.750% Rate 35 day rate lock | $2,076 Payment per month |
0.000 Points$0 Points Fee
|
$1,495 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
|
6.844% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.967 Points$3,094 Points Fee
|
$3,094 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| A smarter way to get cash from your home | ||||||
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| Proud to help you find the home loan of your future | ||||||
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| Low rates, quick quote & approval | ||||||
PENNYMAC |
6.572% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.752 Points$2,406 Points Fee
|
$2,406 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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