Home Refinance Loan Ratesin Virginia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 01/26/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.940% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.701 Points$2,243 Points Fee
$2,243 Total Fees$0 Lender Fees
 30 Years Fixed
5.979% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.728 Points$2,330 Points Fee
$3,625 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.077% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
6.265% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.870 Points$2,784 Points Fee
$4,784 Total Fees$2,000 Lender Fees
 30 Years Fixed
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5.927% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.568 Points$1,818 Points Fee
$1,818 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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