Home Refinance Loan Ratesin Virginia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/11/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.247% APR 6.125% Rate 15 day rate lock $1,945 Payment per month
0.679 Points$2,173 Points Fee
$4,168 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.324% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.400 Points$1,280 Points Fee
$2,505 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.328% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.524 Points$1,677 Points Fee
$2,727 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.350% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.715 Points$2,288 Points Fee
$3,383 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.361% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.860 Points$2,752 Points Fee
$3,752 Total Fees$1,000 Lender Fees
 30 Years Fixed
6.381% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.956 Points$3,059 Points Fee
$4,454 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.452% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.506% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.512% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.978 Points$3,130 Points Fee
$4,624 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.530% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.783 Points$2,506 Points Fee
$5,353 Total Fees$2,847 Lender Fees
 30 Years Fixed
6.857% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.634 Points$2,029 Points Fee
$3,524 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.425% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.525 Points$1,680 Points Fee
$1,680 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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