Home Refinance Loan Ratesin Virginia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/18/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.572% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
6.585% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.988 Points$3,162 Points Fee
$3,162 Total Fees$0 Lender Fees
 30 Years Fixed
6.613% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.848 Points$2,714 Points Fee
$4,109 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.716% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.725 Points$2,320 Points Fee
$3,020 Total Fees$700 Lender Fees
 30 Years Fixed
6.806% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.577 Points$1,846 Points Fee
$1,846 Total Fees$0 Lender Fees
 30 Years Fixed
6.806% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
Homeowners best kept secret for cash
We approve credit scores as low as 550 for VA and FHA refinancing
Refi from your sofa. It’s surprisingly simple.
Use your VA Loan Benefit to get cash from your home equity
Discover multiple refinance options
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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