Home Refinance Loan Ratesin Virginia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 09/13/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.956% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.550 Points$1,760 Points Fee
$2,810 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.088% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.832 Points$2,662 Points Fee
$3,362 Total Fees$700 Lender Fees
 30 Years Fixed
6.186% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 30 Years Fixed
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Homeowners best kept secret for cash
5.930% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.590 Points$1,888 Points Fee
$1,888 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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