Home Refinance Loan Ratesin Virginia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/20/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.058% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$2,000 Total Fees$0 Lender Fees
 30 Years Fixed
6.348% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.785 Points$2,512 Points Fee
$3,522 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.475% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.743 Points$2,378 Points Fee
$3,373 Total Fees$995 Lender Fees
 30 Years Fixed
6.490% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.989 Points$3,165 Points Fee
$3,865 Total Fees$700 Lender Fees
 30 Years Fixed
6.496% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.932 Points$2,982 Points Fee
$4,077 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.656% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.625 Points$2,000 Points Fee
$5,200 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.700% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.770 Points$2,464 Points Fee
$2,464 Total Fees$0 Lender Fees
 30 Years Fixed
6.961% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.864 Points$2,765 Points Fee
$2,963 Total Fees$198 Lender Fees
 30 Years Fixed
7.451% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
0% down payment USDA Loan options
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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