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Home Refinance Loan Ratesin Virginia
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 04/27/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
5.870% APR | 5.750% Rate 15 day rate lock | $1,868 Payment per month |
0.683 Points$2,186 Points Fee
|
$4,181 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
5.978% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.493 Points$1,578 Points Fee
|
$3,573 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.032% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.967 Points$3,094 Points Fee
|
$9,894 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.050% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.645 Points$2,064 Points Fee
|
$2,064 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.074% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.485 Points$1,552 Points Fee
|
$2,552 Total Fees$1,000 Lender Fees
|
30 Years Fixed | |
|
6.105% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.695 Points$2,224 Points Fee
|
$3,619 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.112% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.909 Points$2,909 Points Fee
|
$4,204 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.190% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.688 Points$2,202 Points Fee
|
$2,202 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.507% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.919 Points$2,941 Points Fee
|
$4,436 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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| Low rates, quick quote & approval | ||||||
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| Refinance to lower your rate | ||||||
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| Refi from your sofa. It’s surprisingly simple. | ||||||
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| America's #1 Retail Lender (Scottsman Guide) | ||||||
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| Discover multiple refinance options | ||||||
PENNYMAC |
6.050% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.649 Points$2,077 Points Fee
|
$2,077 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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