Home Refinance Loan Ratesin Ohio

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Ohio and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 02/12/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.462% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.972 Points$3,110 Points Fee
$3,110 Total Fees$0 Lender Fees
 30 Years Fixed
5.495% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.994 Points$3,181 Points Fee
$4,369 Total Fees$1,188 Lender Fees
 30 Years Fixed
5.587% APR 5.490% Rate 15 day rate lock $1,815 Payment per month
0.456 Points$1,459 Points Fee
$3,454 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.642% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.750 Points$2,400 Points Fee
$5,050 Total Fees$2,650 Lender Fees
 30 Years Fixed
5.704% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.895 Points$2,864 Points Fee
$7,392 Total Fees$4,528 Lender Fees
 30 Years Fixed
5.725% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.750 Points$2,400 Points Fee
$3,610 Total Fees$1,210 Lender Fees
 30 Years Fixed
5.728% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.800 Points$2,560 Points Fee
$3,610 Total Fees$1,050 Lender Fees
 30 Years Fixed
5.732% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.773 Points$2,474 Points Fee
$3,769 Total Fees$1,295 Lender Fees
 30 Years Fixed
5.833% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.910 Points$2,912 Points Fee
$2,912 Total Fees$0 Lender Fees
 30 Years Fixed
5.865% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.821 Points$2,627 Points Fee
$4,022 Total Fees$1,395 Lender Fees
 30 Years Fixed
5.938% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
5.952% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.518 Points$1,658 Points Fee
$2,653 Total Fees$995 Lender Fees
 30 Years Fixed
5.975% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.773 Points$2,474 Points Fee
$3,469 Total Fees$995 Lender Fees
 30 Years Fixed
5.990% APR 5.875% Rate 45 day rate lock $1,893 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.083% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.997 Points$3,190 Points Fee
$3,190 Total Fees$0 Lender Fees
 30 Years Fixed
6.213% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.935 Points$2,992 Points Fee
$2,992 Total Fees$0 Lender Fees
 30 Years Fixed
6.318% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.718 Points$2,298 Points Fee
$2,298 Total Fees$0 Lender Fees
 30 Years Fixed
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America's #1 Retail Lender (Scottsman Guide)
5.822% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.787 Points$2,518 Points Fee
$2,518 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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