Home Refinance Loan Ratesin Ohio

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Ohio and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 09/25/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.877% APR 6.750% Rate 15 day rate lock $2,076 Payment per month
0.686 Points$2,195 Points Fee
$4,190 Total Fees$1,995 Lender Fees
30 Years Fixed
7.099% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.854 Points$2,733 Points Fee
$3,528 Total Fees$795 Lender Fees
30 Years Fixed
7.114% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.775 Points$2,480 Points Fee
$3,705 Total Fees$1,225 Lender Fees
30 Years Fixed
7.221% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.671 Points$2,147 Points Fee
$3,197 Total Fees$1,050 Lender Fees
30 Years Fixed
7.240% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.841 Points$2,691 Points Fee
$3,927 Total Fees$1,236 Lender Fees
30 Years Fixed
7.264% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.956 Points$3,059 Points Fee
$4,454 Total Fees$1,395 Lender Fees
30 Years Fixed
7.282% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.313 Points$1,002 Points Fee
$1,002 Total Fees$0 Lender Fees
30 Years Fixed
7.313% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.622 Points$1,990 Points Fee
$1,990 Total Fees$0 Lender Fees
30 Years Fixed
7.347% APR 7.250% Rate 35 day rate lock $2,183 Payment per month
0.500 Points$1,600 Points Fee
$3,095 Total Fees$1,495 Lender Fees
30 Years Fixed
7.349% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.520 Points$1,664 Points Fee
$3,158 Total Fees$1,494 Lender Fees
30 Years Fixed
7.379% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.428 Points$1,370 Points Fee
$8,170 Total Fees$6,800 Lender Fees
30 Years Fixed
7.400% APR 7.250% Rate 45 day rate lock $2,183 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
30 Years Fixed
7.434% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.578 Points$1,850 Points Fee
$1,850 Total Fees$0 Lender Fees
30 Years Fixed
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7.291% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.405 Points$1,296 Points Fee
$1,296 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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