Home Refinance Loan Ratesin Ohio

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Ohio and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 01/25/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.725% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.761 Points$2,435 Points Fee
$3,623 Total Fees$1,188 Lender Fees
 30 Years Fixed
5.755% APR 5.625% Rate 15 day rate lock $1,843 Payment per month
0.813 Points$2,602 Points Fee
$4,597 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.780% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.875 Points$2,800 Points Fee
$5,450 Total Fees$2,650 Lender Fees
 30 Years Fixed
5.851% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.750 Points$2,400 Points Fee
$3,610 Total Fees$1,210 Lender Fees
 30 Years Fixed
5.983% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.768 Points$2,458 Points Fee
$3,753 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.048% APR 5.875% Rate 45 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.085% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.599 Points$1,917 Points Fee
$2,912 Total Fees$995 Lender Fees
 30 Years Fixed
6.275% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.976 Points$3,123 Points Fee
$5,123 Total Fees$2,000 Lender Fees
 30 Years Fixed
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5.938% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.681 Points$2,179 Points Fee
$2,179 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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