Home Refinance Loan Ratesin Ohio

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Ohio and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 10/28/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.731% APR 5.625% Rate 15 day rate lock $1,843 Payment per month
0.539 Points$1,725 Points Fee
$3,720 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.853% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.800 Points$2,560 Points Fee
$3,610 Total Fees$1,050 Lender Fees
 30 Years Fixed
5.981% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.740 Points$2,368 Points Fee
$3,663 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.054% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.174% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.217% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.760 Points$2,432 Points Fee
$3,132 Total Fees$700 Lender Fees
 30 Years Fixed
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5.837% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.954 Points$3,053 Points Fee
$3,053 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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