Home Refinance Loan Ratesin Pennsylvania

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Pennsylvania and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 09/19/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.627% APR 6.490% Rate 15 day rate lock $2,021 Payment per month
0.812 Points$2,598 Points Fee
$4,593 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.730% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
1.000 Points$3,200 Points Fee
$7,699 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.851% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.650 Points$2,080 Points Fee
$3,305 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.852% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.746 Points$2,387 Points Fee
$3,437 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.853% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.720 Points$2,304 Points Fee
$3,507 Total Fees$1,203 Lender Fees
 30 Years Fixed
6.859% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.750 Points$2,400 Points Fee
$3,575 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.967% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
7.013% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.581 Points$1,859 Points Fee
$8,659 Total Fees$6,800 Lender Fees
 30 Years Fixed
7.019% APR 6.875% Rate 35 day rate lock $2,103 Payment per month
1.000 Points$3,200 Points Fee
$4,695 Total Fees$1,495 Lender Fees
 30 Years Fixed
7.114% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.687 Points$2,198 Points Fee
$3,692 Total Fees$1,494 Lender Fees
 30 Years Fixed
7.200% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
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6.941% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.670 Points$2,144 Points Fee
$2,144 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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