Home Refinance Loan Ratesin Pennsylvania

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Pennsylvania and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 08/18/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.240% APR 6.125% Rate 15 day rate lock $1,945 Payment per month
0.604 Points$1,933 Points Fee
$3,928 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.367% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.801 Points$2,563 Points Fee
$3,958 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.381% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.982 Points$3,142 Points Fee
$4,437 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.507% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.796 Points$2,547 Points Fee
$4,435 Total Fees$1,888 Lender Fees
 30 Years Fixed
6.554% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
6.565% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.561 Points$1,795 Points Fee
$2,495 Total Fees$700 Lender Fees
 30 Years Fixed
6.565% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.616% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.740 Points$2,368 Points Fee
$3,862 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.875% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.000 Points$0 Points Fee
$0 Total Fees$0 Lender Fees
 30 Years Fixed
6.946% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.715 Points$2,288 Points Fee
$2,486 Total Fees$198 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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