Home Refinance Loan Ratesin Pennsylvania

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Pennsylvania and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 12/23/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.845% APR 5.750% Rate 15 day rate lock $1,868 Payment per month
0.411 Points$1,315 Points Fee
$3,310 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.998% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.898 Points$2,874 Points Fee
$4,269 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.003% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.987 Points$3,158 Points Fee
$4,453 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.045% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.591 Points$1,891 Points Fee
$1,891 Total Fees$0 Lender Fees
 30 Years Fixed
6.186% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.190% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.232% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.927 Points$2,966 Points Fee
$3,666 Total Fees$700 Lender Fees
 30 Years Fixed
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5.835% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.923 Points$2,954 Points Fee
$2,954 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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