California Cities > San Jose
San Jose Mortgage Listing

San Jose Refinance Mortgage Lenders

To find the best mortgage rates and the best lender in San Jose, California you need an expert source. ERATE provides an extensive network of lenders and brokers throughout San Jose to make your life easier and get you the best financing. Learn more about rates and lenders that will save you money no matter your credit score by searching below:

 

San Jose : The City

San Jose is ranked as the third largest city in the state of California and the tenth largest in the United States. The city of San Jose is the county seat of Santa Clara County. The city is nested in Silicon Valley in the south corner of the San Francisco Bay. The city claims the title of “The Largest City in Northern California” with a population of 953,679. As per the United States Census Bureau, the total expansion of the city is 461.5 square kilometers area.

Mortgage Companies

Since 1996, American Pacific Mortgage has been helping customers reach their goal of homeownership. We are a company built and led by a senior leadership group with decades of experience in mortgage lending, and this expertise offers us a unique perspective unlike any other. (from http://www.apmortgage.com/about/our-history-and-vision)

841 Blossom Hill Road Ste. 112
San Jose, CA 95123

Phone Number: 916.960.1325

5330 Camden Avenue
San Jose, CA 95124

Phone Number: 916.960.1325

3190 S. Bascom Ave #100
San Jose, CA 95124

Phone Number: 916.960.1325

Get the right mortgage to finance your new home. Is a new home in your future? Let us help you get there with the right mortgage. (from https://www.bankofamerica.com/mortgage/home-mortgage/)

Almaden Valley Branch
Almaden Valley Branch
6490 Camden Avenue
San Jose, CA 95120

Toll Free: 1-866-466-0979

Alum Rock Banking Center Branch
Alum Rock Banking Center Branch
2300 Alum Rock Avenue
San Jose, CA 95116

Toll Free: 1-866-466-0979

Blossom Hill-Winfield Branch
Blossom Hill-Winfield Branch
971 Blossom Hill Road
San Jose, CA 95123

Toll Free: 1-866-466-0979

View More Branches Located in San Jose

"Explore Your Home Loans Options. Whether you want to buy a home, refinance your home, get a home equity line of credit or construction financing, we're ready to assist you with making your dreams a reality." (from https://www.bankofthewest.com/personal-banking/loans/home-loans.html)

3081 Mckee Road
San Jose, CA 95127

Toll Free: 1-844-777-2689

908 Blossom Hill Road
San Jose, CA 95123

Toll Free: 1-844-777-2689

6213 Santa Teresa Boulevard
San Jose, CA 95119

Toll Free: 1-844-777-2689

View More Branches Located in San Jose

"We build long-term relationships with our clients through home mortgages. The Residential Mortgage area at Boston Private offers a number of financing options that minimize monthly payments and maximize cash flow." (from https://www.bostonprivate.com/residential-mortgage/mortgage-programs)

San Jose Branch
60 South Market Street
San Jose, CA 95113

"Whether buying the home of your dreams or refinancing your existing mortgage, call on CB&T for the mortgage solution that best fits your personal goals."

San Jose Main
515 North First Street
San Jose, CA 95112

Toll Free: 1-800-355-0507

Refinancing your home mortgage might be right for you if you want to lower your monthly payments to find out how to lower your monthly payments, lower the total amount to find out how to lower the total amount you pay for your home you pay for your home or even get cash for a large purchase to find out how to get cash for a large purchase. (from https://www.chase.com/personal/home-lending/mortgage)

Almaden Branch
5393 Almaden Expressway
San Jose, CA 95118

Toll Free: 1-800-550-2684

Almaden Road & Almaden Exp Bking Ctr Branch
2436 Almaden Road
San Jose, CA 95125

Toll Free: 1-800-550-2684

Almaden Valley Banking Center Branch
6471 Almaden Expressway, Suite 50
San Jose, CA 95120

Toll Free: 1-800-550-2684

View More Branches Located in San Jose

Refinance Your Home. Refinancing can help you pay off your loan faster, get cash for home improvement, or lower your monthly payment. (from https://online.citi.com/US/JRS/portal/template.do?ID=mortgage_refinancing&JFP_TOKEN=7Q43917J)

2189 Quimby Road Branch
2189 Quimby Road
San Jose, CA 95122

Toll Free: 1-800-248-4638

3490 Stevens Creek Blvd Branch
3490 Stevens Creek Blvd
San Jose, CA 95117

Toll Free: 1-800-248-4638

Almaden Valley Branch
6079 Meridian Avenue
San Jose, CA 95120

Toll Free: 1-800-248-4638

View More Branches Located in San Jose

  • Branches> 600
  • Loan Officers> 4,000
  • Estimated Fundings 2016> 20 billion
  • NMLS Corp #412915

Whether you're purchasing your first home, buying a vacation property, or refinancing an existing mortgage, City National's Residential Loan Consultants can help you navigate the rewarding path to homeownership. (from https://www.cnb.com/lending/financing-real-estate/individual/mortgage-loans.asp)

San Jose Main Branch
One Almaden Boulevard, Suite 100
San Jose, CA 95113

Toll Free: (800) 773-7100

If you're looking to buy a new home or refinance your current residence, our flexible home mortgage lending options provide flexible terms with a quick, easy approval process. Comerica mortgage solutions help you maximize your most important investment - your home. (from https://www.comerica.com/personal-finance/borrowing/home-loans/mortgage-lending.html)

Almaden Valley Branch
1092 Blossom Hill Road
San Jose, CA 95123

Toll Free: 855.451.9201

San Jose Airport Regional Branch
226 Airport Parkway
San Jose, CA 95110

Toll Free: 855.451.9201

San Jose Main
San Jose Main
333 West Santa Clara Street
San Jose, CA 95113

Toll Free: 855.451.9201

View More Branches Located in San Jose

Conspectus Home Loans

Now mortgage is not just a loan, it is a financial tool which when used effectively can help you secure your home and a lot of other dreams as well. Count on Conspectus home loans to help you achieve it all the way.

2942 S Bascom Ave
San Jose, CA 95124

Phone Number: 408-377-5022

2942 S Bascom Ave
San Jose, CA 95124

Phone Number: 408-377-5022

"At East West Bank, we are pleased to be able to offer you several Home Loan Programs to choose from. We welcome you to explore the option that is most suitable for you. " (from https://www.eastwestbank.com/Views/Pages/personal/loans/home-mortgage.cshtml)

San Jose Branch
1728 Hostetter Road Suite 10
San Jose, CA 95131

Toll Free: (800) 562-6392

San Jose Branch
1728 Hostetter Road Suite 10
San Jose, CA 95131

Toll Free: (800) 562-6392

San Jose Story Branch
1001 Story Road, Suite 130
San Jose, CA 95122

Toll Free: (800) 562-6392

View More Branches Located in San Jose

Our purpose is fulfilling the dreams of home ownership by delivering exceptional service to our customers while providing the Envoy team opportunities to grow and build their future. (from envoymortgage.com/mission-vision-values/)

1900 Camden Avenue, Suite 101, Office 1 & 2
San Jose, CA 95008

Phone Number: 1-713-977-8005
Toll Free: 1-877-232-2461

1900 Camden Avenue, Suite 101, Office 1 & 2
San Jose, CA 95008

Phone Number: 1-713-977-8005
Toll Free: 1-877-232-2461

At HomeBridge Financial Services, Inc., our mission has always been to simplify the mortgage lending process. As one of the nation's largest privately held, non-bank lenders, we specialize in facilitating and securing home mortgage financial solutions. (from homebridge.com/about-homebridge/who-we-are/)

1122 Willow Street Ste 100
San Jose, CA 95125

Phone Number: 732-738-7100
Toll Free: 866-933-6342

1122 Willow Street Ste 100
San Jose, CA 95125

Phone Number: 732-738-7100
Toll Free: 866-933-6342

  • BBB RatingB-
  • Branches> 200
  • Loan Officers> 900
  • Estimated Fundings 2016> $16 Billion
  • Estimated Fundings 2015> $8 Billion
  • NMLS Corp #6521

"We get the pleasure of helping people with what is likely the largest transaction of their life." (from https://www.homestreet.com/we-do-mortgages-right)

San Jose Commercial Lending Center
99 South Almaden Boulevard, Suite 600
San Jose, CA 95113

Toll Free: 800-809-1377

San Jose Commercial Lending Center
99 South Almaden Boulevard, Suite 600
San Jose, CA 95113

Toll Free: 800-809-1377

San Jose Commercial Lending Center
99 South Almaden Boulevard, Suite 600
San Jose, CA 95113

Toll Free: 800-809-1377

Compare Mortgages. Learn about the different kinds of mortgages and find the right one for you.

San Jose Saratoga Branch
1420 El Paseo De Saratoga
San Jose, CA 95130

Toll Free: 866.731.4722

San Jose Saratoga Branch
1420 El Paseo De Saratoga
San Jose, CA 95130

Toll Free: 866.731.4722

San Jose Saratoga Branch
1420 El Paseo De Saratoga
San Jose, CA 95130

Toll Free: 866.731.4722

We’ve been helping people achieve their homeownership dream since 1988. What can we help you with?

2670 S. White Road, Suite 120
San Jose, CA 95148

Toll Free: (800) 241-5263

2670 S. White Road, Suite 120
San Jose, CA 95148

Toll Free: (800) 241-5263

2670 S. White Road, Suite 120
San Jose, CA 95148

Toll Free: (800) 241-5263

View More Branches Located in San Jose

  • Branches> 75
  • Loan Officers> 275
  • Estimated Fundings 2016> $2 Billion
  • Estimated Fundings 2015> $2 Billlion
  • NMLS Corp #1796

Family-owned, New American Funding is an independent mortgage lender headquartered in Orange County, California, that is dedicated to helping other families and individuals improve their quality of living through home ownership. Read more at https://www.newamericanfunding.com/about/our-story/#mYm5VihfhfLmMJys.99

55 South Market Street, ste 1600
San Jose, CA 95113

Toll Free: 800-890-1057

55 South Market Street, ste 1600
San Jose, CA 95113

Toll Free: 800-890-1057

55 South Market Street, ste 1600
San Jose, CA 95113

Toll Free: 800-890-1057

2504 Lansford Ave
San Jose, CA 95125

2504 Lansford Ave
San Jose, CA 95125

2504 Lansford Ave
San Jose, CA 95125

  • Pages in Google IndexAbout 16,500
  • BBB RatingA-
  • Branches> 70
  • Loan Officers> 150
  • NMLS Corp #2975

Learn about home buying. Can I afford a house? How do I make an offer? What happens at a mortgage closing? Find answers to common home-buying questions. (from https://www.usbank.com/home-loans/mortgage.html)

Almaden Branch
5670 Almaden Expway
San Jose, CA 95118

Toll Free: 888-291-2334

Almaden Branch
5670 Almaden Expway
San Jose, CA 95118

Toll Free: 888-291-2334

Almaden Branch
5670 Almaden Expway
San Jose, CA 95118

Toll Free: 888-291-2334

View More Branches Located in San Jose

  • Branches> 3,000
  • Loan Officers> 13,000
  • Estimated Fundings 2016> 45 billion
  • NMLS Corp #402761

United Trust Mortgage

With more than 25 years of experience and expertise on our hands, we can help you finance your home in no time. We assist more than 20000 new home buyers each year to get the home that they dream.

750 N Capitol Ave #b6
San Jose, CA 95133

Phone Number: 408-272-1031

750 N Capitol Ave #b6
San Jose, CA 95133

Phone Number: 408-272-1031

750 N Capitol Ave #b6
San Jose, CA 95133

Phone Number: 408-272-1031

Are you buying a home, refinancing, or looking for home equity financing? If you're ready to learn about mortgage loans and programs, we're here to help (from https://www.wellsfargo.com/mortgage/loan-programs/)

Almaden Expressway & Branham Branch
4950 Almaden Expressway
San Jose, CA 95118

Toll Free: 1-888-818-9147

Almaden Expressway & Branham Branch
4950 Almaden Expressway
San Jose, CA 95118

Toll Free: 1-888-818-9147

Almaden Expressway & Branham Branch
4950 Almaden Expressway
San Jose, CA 95118

Toll Free: 1-888-818-9147

View More Branches Located in San Jose

  • Branches> 6,000
  • Loan Officers> 40,000
  • Estimated Fundings 2016> 240 billion
  • NMLS Corp #399801

Mortgage / Refinance loans come in various forms and depends on one's credit score, loan type, requested loan amount, property location, points, and amount of equity.

Places to Live: San Jose

San Jose has the highest disposable income, as well as the highest median household income, in the country. That may be one explanation for the fact that San Jose also has some of the most expensive real estate in California and the U.S.

Due to the high housing costs, the cost of living in the city is also among the highest in the country. Median house prices vary depending on the real estate source between $427,000 to over $740,000. One real estate statistics organization lists the average San Jose house at $828,000, balanced between multi-millionaires' homes and less wealthy residents.

The town has supported these high costs and elevated standard of living because of its population boom. During the 1980s and 1990s, San Jose and other towns in the Bay Area experienced massive and rapid job growth and in-migration, nearly doubling the population and increasing housing costs nearly 1000 percent. This growth was due in a major part to the massive success of Silicon Valley, of which San Jose is the unofficial capital. While the economy and particularly the dot.com industries have cooled since the turn of the millennium, the area is still expanding and enticing new residents.

San Jose is also known as one of the safest large cities in the country. So the people keep coming. San Jose is Northern California's largest city at approximately 945,000 people. It's also the 10th largest city in the country.

The city was founded in a culturally and ethnically rich area, and maintains this tradition today. The San Jose population is approximately 30 percent Latino and 27 percent Asian. Japantown is one of the last three remaining historical Japantowns in the U.S., an authentic home to many Japanese-Americans and immigrants, and the site of major places of worship and museums. San Jose is also home to the largest Vietnamese community outside of Vietnam. The city is constructing the nation's first Vietnamese Heritage Garden and Historical Museum to support and honor this group.

A high disposable income for residents and visitors alike means a city full of rich cultural opportunities. Performing arts centers downtown include the Opera, Symphony Silicon Valley, and Ballet San Jose Silicon Valley. The theatre scene is growing quickly and gaining an innovative reputation, and the annual Cinequest Film Festival has become an important festival for independent film creators and viewers. Multiple renowned art institutions reflect West Coast artists and more. Finally, San Jose was one of the first cities to adopt a public art ordinance, resulting in unique and contemporary public art attractions throughout the metropolis.

San Jose has the best of the Northern California climate. Protected from the Bay Area's cooling and fog-inducing ocean breezes, the city has moderate temperatures ranging from 50-70 degrees yearly. In addition, the area boasts 300 sunny days per year. This means many outdoor attractions and activities for residents and tourists.

In the 5.5 acre Municipal Rose Garden, beauty is available for free.  Other parks include Kelley Park, the Japanese Friendship Garden, and the Chinese Cultural Gardens. Bicycling, hiking, horseback riding, sailing, boating and more are available with ease. In addition, San Jose has over 15 local and championship golf courses.

San Jose is ideally located in its proximity to other Bay Area communities (San Francisco, Santa Clara), and also its inclusion in Wine Country. The Santa Clara Valley is the oldest continuing producing wine region in the state, and over 20 award-winning wineries are within easy access.

Like many larger cities, San Jose is divided into distinctive and numerous neighborhoods. Besides downtown and Japantown, popular neighborhoods include Rose Garden, Willow Glen, Cambrian Park, North Valley, Alum Rock, and more. San Jose city officials recommend some of the lesser-known neighborhoods as the best way to break into city residency and not shell out millions. Willow Glen, Blossom Valley, Cambrian and Evergreen are particularly recommended for their community pride and well-managed natural beauty.

Fannie Mae & Jumbo Mortgage Rates

 

Current Mortgage and Refinance Rates in CA

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