California Cities > San Jose
San Jose Mortgage Listing
San Jose Home Purchase Mortgage Lenders | CA Refinance Rates
ERATE® provides this page to help consumers locate mortgage lenders covering San Jose. While our goal is to provide an extensive network of lenders and brokers throughout San Jose to make your life easier and get you the best financing we are not responsible for the performance of such lenders. Whenever selecting a mortgage lender be sure to do your own due diligence. Current CA Mortgage Rates
San Jose : The City
San Jose is ranked as the third largest city in the state of California and the tenth largest in the United States. The city of San Jose is the county seat of Santa Clara County. The city is nested in Silicon Valley in the south corner of the San Francisco Bay. The city claims the title of “The Largest City in Northern California” with a population of 953,679. As per the United States Census Bureau, the total expansion of the city is 461.5 square kilometers area. (More about San Jose at bottom of this page.)
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Since 1996, American Pacific Mortgage has been helping customers reach their goal of homeownership. We are a company built and led by a senior leadership group with decades of experience in mortgage lending, and this expertise offers us a unique perspective unlike any other. (from http://www.apmortgage.com/about/our-history-and-vision)
841 Blossom Hill Road Ste. 112 Phone Number: 916.960.1325
5330 Camden Avenue Phone Number: 916.960.1325
3190 S. Bascom Ave #100 Phone Number: 916.960.1325
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Get the right mortgage to finance your new home. Is a new home in your future? Let us help you get there with the right mortgage. (from https://www.bankofamerica.com/mortgage/home-mortgage/) Almaden Valley Branch
Toll Free: 1-866-466-0979 Alum Rock Banking Center Branch
Toll Free: 1-866-466-0979 Blossom Hill-Winfield Branch
Toll Free: 1-866-466-0979 View More Branches Located in San Jose Bank of America in the News
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"Explore Your Home Loans Options. Whether you want to buy a home, refinance your home, get a home equity line of credit or construction financing, we're ready to assist you with making your dreams a reality." (from https://www.bankofthewest.com/personal-banking/loans/home-loans.html)
3081 Mckee Road
Toll Free: 1-844-777-2689
908 Blossom Hill Road
Toll Free: 1-844-777-2689
6213 Santa Teresa Boulevard
Toll Free: 1-844-777-2689 |
"Bay Equity is a family-owned, full-service mortgage lender that prioritizes personal relationships. Your needs, first."
San Jose
Toll Free: 1-800-229-3703 |
"We build long-term relationships with our clients through home mortgages. The Residential Mortgage area at Boston Private offers a number of financing options that minimize monthly payments and maximize cash flow." (from https://www.bostonprivate.com/residential-mortgage/mortgage-programs)
San Jose Branch |
"Whether buying the home of your dreams or refinancing your existing mortgage, call on CB&T for the mortgage solution that best fits your personal goals."
San Jose Main
Toll Free: 1-800-355-0507 |
"At Cathay Bank, we offer a wide array of fixed and adjustable-rate mortgage loans with competitive rates and options." San Jose Branch
Toll Free: 1-800-9CATHAY San Jose Brokaw Branch
Toll Free: 1-800-9CATHAY Cathay Bank in the News |
Refinancing your home mortgage might be right for you if you want to lower your monthly payments to find out how to lower your monthly payments, lower the total amount to find out how to lower the total amount you pay for your home you pay for your home or even get cash for a large purchase to find out how to get cash for a large purchase. (from https://www.chase.com/personal/home-lending/mortgage)
Almaden Branch
Toll Free: 1-800-550-2684
Almaden Road & Almaden Exp Bking Ctr Branch
Toll Free: 1-800-550-2684
Almaden Valley Banking Center Branch
Toll Free: 1-800-550-2684 View More Branches Located in San Jose
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Refinance Your Home. Refinancing can help you pay off your loan faster, get cash for home improvement, or lower your monthly payment. (from https://online.citi.com/US/JRS/portal/template.do?ID=mortgage_refinancing&JFP_TOKEN=7Q43917J)
2189 Quimby Road Branch
Toll Free: 1-800-248-4638
3490 Stevens Creek Blvd Branch
Toll Free: 1-800-248-4638
Almaden Valley Branch
Toll Free: 1-800-248-4638 View More Branches Located in San Jose
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Whether you're purchasing your first home, buying a vacation property, or refinancing an existing mortgage, City National's Residential Loan Consultants can help you navigate the rewarding path to homeownership. (from https://www.cnb.com/lending/financing-real-estate/individual/mortgage-loans.asp) San Jose Main Branch
Toll Free: (800) 773-7100 |
If you're looking to buy a new home or refinance your current residence, our flexible home mortgage lending options provide flexible terms with a quick, easy approval process. Comerica mortgage solutions help you maximize your most important investment - your home. (from https://www.comerica.com/personal-finance/borrowing/home-loans/mortgage-lending.html)
Almaden Valley Branch
Toll Free: 855.451.9201
San Jose Airport Regional Branch
Toll Free: 855.451.9201 San Jose Main
Toll Free: 855.451.9201 |
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Now mortgage is not just a loan, it is a financial tool which when used effectively can help you secure your home and a lot of other dreams as well. Count on Conspectus home loans to help you achieve it all the way.
2942 S Bascom Ave Phone Number: 408-377-5022 |
"At East West Bank, we are pleased to be able to offer you several Home Loan Programs to choose from. We welcome you to explore the option that is most suitable for you. " (from https://www.eastwestbank.com/Views/Pages/personal/loans/home-mortgage.cshtml) San Jose Branch
Toll Free: (800) 562-6392 San Jose Story Branch
Toll Free: (800) 562-6392 San Jose Tully Road Branch
Toll Free: (800) 562-6392 |
Our purpose is fulfilling the dreams of home ownership by delivering exceptional service to our customers while providing the Envoy team opportunities to grow and build their future. (from envoymortgage.com/mission-vision-values/)
1900 Camden Avenue, Suite 101, Office 1 & 2 Phone Number: 1-713-977-8005
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"The Golden 1 Home Loans Buyer Advantage Program ("Program") is made available to you by Golden 1 as a courtesy to our members." San Jose Phone Number: (916) 732-2900 |
At HomeBridge Financial Services, Inc., our mission has always been to simplify the mortgage lending process. As one of the nation's largest privately held, non-bank lenders, we specialize in facilitating and securing home mortgage financial solutions. (from homebridge.com/about-homebridge/who-we-are/)
1122 Willow Street Ste 100 Phone Number: 732-738-7100 |
"We get the pleasure of helping people with what is likely the largest transaction of their life." (from https://www.homestreet.com/we-do-mortgages-right)
San Jose Commercial Lending Center
Toll Free: 800-809-1377 |
Compare Mortgages. Learn about the different kinds of mortgages and find the right one for you.
San Jose Saratoga Branch
Toll Free: 866.731.4722 |
We've been helping people achieve their homeownership dream since 1988. What can we help you with?
2670 S. White Road, Suite 120
Toll Free: 1-800-241-5263 |
Family-owned, New American Funding is an independent mortgage lender headquartered in Orange County, California, that is dedicated to helping other families and individuals improve their quality of living through home ownership. Read more at https://www.newamericanfunding.com/about/our-story/#mYm5VihfhfLmMJys.99
55 South Market Street, ste 1600
Toll Free: 800-890-1057
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"We're ready to answer all your questions about payments, eligibility, and the application process."
San Jose Branch
Toll Free: 1-800-877-4444 |
2504 Lansford Ave |
"Residential Bancorp is proud to be a Fannie Mae/Freddie Mac and Ginnie Mae Direct Seller/Servicer, FHA Direct Endorsement and VA Automatic mortgage lender."
San Jose
Toll Free: 1-888-329-8518 |
Learn about home buying. Can I afford a house? How do I make an offer? What happens at a mortgage closing? Find answers to common home-buying questions. (from https://www.usbank.com/home-loans/mortgage.html)
Almaden Branch
Toll Free: 888-291-2334
Branham Lane Safeway Branch
Toll Free: 888-291-2334
E Capitol Expressway Safeway Branch
Toll Free: 888-291-2334 View More Branches Located in San Jose U.S. Bank in the News
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"For over 50 years, we've been working side-by-side with our neighbors to help them buy, build, remodel and refinance their homes." San Jose Downtown Branch Phone Number: 1-866-486-7782 |
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With more than 25 years of experience and expertise on our hands, we can help you finance your home in no time. We assist more than 20000 new home buyers each year to get the home that they dream.
750 N Capitol Ave #b6 Phone Number: 408-272-1031 |
Are you buying a home, refinancing, or looking for home equity financing? If you're ready to learn about mortgage loans and programs, we're here to help (from https://www.wellsfargo.com/mortgage/loan-programs/)
Almaden Expressway & Branham Branch
Toll Free: 1-888-818-9147
Almaden Valley Branch
Toll Free: 1-888-818-9147
Berryessa & Sandstone Branch
Toll Free: 1-888-818-9147 View More Branches Located in San Jose Wells Fargo Bank in the News
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Home Refinance Loan "Why pay for your home longer than you have to?"
San Jose Main
Toll Free: 1-800-974-8800 |
Mortgage / Refinance loans come in various forms and depends on one's credit score, loan type, requested loan amount, property location, points, and amount of equity.
Places to Live: San Jose
San Jose has the highest disposable income, as well as the highest median household income, in the country. That may be one explanation for the fact that San Jose also has some of the most expensive real estate in California and the U.S.
Due to the high housing costs, the cost of living in the city is also among the highest in the country. Median house prices vary depending on the real estate source between $427,000 to over $740,000. One real estate statistics organization lists the average San Jose house at $828,000, balanced between multi-millionaires' homes and less wealthy residents.
The town has supported these high costs and elevated standard of living because of its population boom. During the 1980s and 1990s, San Jose and other towns in the Bay Area experienced massive and rapid job growth and in-migration, nearly doubling the population and increasing housing costs nearly 1000 percent. This growth was due in a major part to the massive success of Silicon Valley, of which San Jose is the unofficial capital. While the economy and particularly the dot.com industries have cooled since the turn of the millennium, the area is still expanding and enticing new residents.
San Jose is also known as one of the safest large cities in the country. So the people keep coming. San Jose is Northern California's largest city at approximately 945,000 people. It's also the 10th largest city in the country.
The city was founded in a culturally and ethnically rich area, and maintains this tradition today. The San Jose population is approximately 30 percent Latino and 27 percent Asian. Japantown is one of the last three remaining historical Japantowns in the U.S., an authentic home to many Japanese-Americans and immigrants, and the site of major places of worship and museums. San Jose is also home to the largest Vietnamese community outside of Vietnam. The city is constructing the nation's first Vietnamese Heritage Garden and Historical Museum to support and honor this group.
A high disposable income for residents and visitors alike means a city full of rich cultural opportunities. Performing arts centers downtown include the Opera, Symphony Silicon Valley, and Ballet San Jose Silicon Valley. The theatre scene is growing quickly and gaining an innovative reputation, and the annual Cinequest Film Festival has become an important festival for independent film creators and viewers. Multiple renowned art institutions reflect West Coast artists and more. Finally, San Jose was one of the first cities to adopt a public art ordinance, resulting in unique and contemporary public art attractions throughout the metropolis.
San Jose has the best of the Northern California climate. Protected from the Bay Area's cooling and fog-inducing ocean breezes, the city has moderate temperatures ranging from 50-70 degrees yearly. In addition, the area boasts 300 sunny days per year. This means many outdoor attractions and activities for residents and tourists.
In the 5.5 acre Municipal Rose Garden, beauty is available for free. Other parks include Kelley Park, the Japanese Friendship Garden, and the Chinese Cultural Gardens. Bicycling, hiking, horseback riding, sailing, boating and more are available with ease. In addition, San Jose has over 15 local and championship golf courses.
San Jose is ideally located in its proximity to other Bay Area communities (San Francisco, Santa Clara), and also its inclusion in Wine Country. The Santa Clara Valley is the oldest continuing producing wine region in the state, and over 20 award-winning wineries are within easy access.
Like many larger cities, San Jose is divided into distinctive and numerous neighborhoods. Besides downtown and Japantown, popular neighborhoods include Rose Garden, Willow Glen, Cambrian Park, North Valley, Alum Rock, and more. San Jose city officials recommend some of the lesser-known neighborhoods as the best way to break into city residency and not shell out millions. Willow Glen, Blossom Valley, Cambrian and Evergreen are particularly recommended for their community pride and well-managed natural beauty. List of Best Silicon Valley Real Estate Agents
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