Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 06/20/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.519% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
1.000 Points$3,200 Points Fee
$4,845 Total Fees$1,645 Lender Fees
 30 Years Fixed
6.686% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.635 Points$2,032 Points Fee
$2,032 Total Fees$0 Lender Fees
 30 Years Fixed
6.693% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.712 Points$2,278 Points Fee
$2,278 Total Fees$0 Lender Fees
 30 Years Fixed
6.723% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.799 Points$2,557 Points Fee
$3,257 Total Fees$700 Lender Fees
 30 Years Fixed
6.829% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.810 Points$2,592 Points Fee
$2,592 Total Fees$0 Lender Fees
 30 Years Fixed
6.920% APR 6.750% Rate 45 day rate lock $2,076 Payment per month
0.750 Points$2,400 Points Fee
$5,600 Total Fees$3,200 Lender Fees
 30 Years Fixed
Refi from your sofa. It’s surprisingly simple.
We approve credit scores as low as 550 for VA and FHA refinancing
Use your VA Loan Benefit to get cash from your home equity
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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