Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 11/11/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.836% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.630 Points$2,016 Points Fee
$2,811 Total Fees$795 Lender Fees
 30 Years Fixed
6.879% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.974 Points$3,117 Points Fee
$8,447 Total Fees$5,330 Lender Fees
 30 Years Fixed
6.934% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.475 Points$1,520 Points Fee
$2,061 Total Fees$541 Lender Fees
 30 Years Fixed
6.935% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.500 Points$1,600 Points Fee
$6,195 Total Fees$4,595 Lender Fees
 30 Years Fixed
7.000% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.875 Points$2,800 Points Fee
$4,170 Total Fees$1,370 Lender Fees
 30 Years Fixed
7.032% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.779 Points$2,493 Points Fee
$9,293 Total Fees$6,800 Lender Fees
 30 Years Fixed
7.073% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.843 Points$2,698 Points Fee
$2,698 Total Fees$0 Lender Fees
 30 Years Fixed
7.076% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
7.206% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
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6.970% APR 6.874% Rate 30 day rate lock $2,102 Payment per month
0.984 Points$3,149 Points Fee
$3,149 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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