Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 06/17/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.012% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.865 Points$2,768 Points Fee
$4,763 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.097% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$7,730 Total Fees$5,330 Lender Fees
 30 Years Fixed
6.202% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.820 Points$2,624 Points Fee
$2,624 Total Fees$0 Lender Fees
 30 Years Fixed
6.216% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.671 Points$2,147 Points Fee
$3,197 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.225% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.658 Points$2,106 Points Fee
$3,401 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.235% APR 6.125% Rate 35 day rate lock $1,945 Payment per month
0.744 Points$2,381 Points Fee
$3,776 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.239% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.750 Points$2,400 Points Fee
$3,895 Total Fees$1,495 Lender Fees
 30 Years Fixed
6.243% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.951 Points$3,043 Points Fee
$4,279 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.253% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.600 Points$1,920 Points Fee
$8,720 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.256% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.959 Points$3,069 Points Fee
$4,464 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.325% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.798 Points$2,554 Points Fee
$2,554 Total Fees$0 Lender Fees
 30 Years Fixed
6.327% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.339% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.629 Points$2,013 Points Fee
$3,033 Total Fees$1,020 Lender Fees
 30 Years Fixed
6.378% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.883 Points$2,826 Points Fee
$4,320 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.391% APR 6.250% Rate 45 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.433% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.606 Points$1,939 Points Fee
$1,939 Total Fees$0 Lender Fees
 30 Years Fixed
6.611% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.813 Points$2,602 Points Fee
$3,792 Total Fees$1,190 Lender Fees
 30 Years Fixed
6.638% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.977 Points$3,126 Points Fee
$4,621 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.295% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.473 Points$1,514 Points Fee
$1,514 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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