Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 09/20/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.627% APR 6.490% Rate 15 day rate lock $2,021 Payment per month
0.812 Points$2,598 Points Fee
$4,593 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.869% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.882 Points$2,822 Points Fee
$4,012 Total Fees$1,190 Lender Fees
 30 Years Fixed
6.967% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
7.078% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.888 Points$2,842 Points Fee
$2,842 Total Fees$0 Lender Fees
 30 Years Fixed
7.114% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.687 Points$2,198 Points Fee
$3,692 Total Fees$1,494 Lender Fees
 30 Years Fixed
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6.954% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.800 Points$2,560 Points Fee
$2,560 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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