Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 08/20/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.247% APR 6.125% Rate 15 day rate lock $1,945 Payment per month
0.684 Points$2,189 Points Fee
$4,184 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.370% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.836 Points$2,675 Points Fee
$4,070 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.490% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.989 Points$3,165 Points Fee
$3,865 Total Fees$700 Lender Fees
 30 Years Fixed
6.656% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.625 Points$2,000 Points Fee
$5,200 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.875% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.000 Points$0 Points Fee
$0 Total Fees$0 Lender Fees
 30 Years Fixed
Refi from your sofa. It’s surprisingly simple.
Discover multiple refinance options
Use your VA Loan Benefit to get cash from your home equity
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in