Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 07/15/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.142% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.921 Points$2,947 Points Fee
$4,942 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.261% APR 6.124% Rate 15 day rate lock $1,945 Payment per month
0.834 Points$2,669 Points Fee
$4,664 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.333% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$2,915 Total Fees$115 Lender Fees
 30 Years Fixed
6.341% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.668 Points$2,138 Points Fee
$3,188 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.378% APR 6.250% Rate 35 day rate lock $1,971 Payment per month
0.915 Points$2,928 Points Fee
$4,323 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.447% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.753 Points$2,410 Points Fee
$2,410 Total Fees$0 Lender Fees
 30 Years Fixed
6.452% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.460% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.578 Points$1,850 Points Fee
$3,086 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.461% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.901 Points$2,883 Points Fee
$2,883 Total Fees$0 Lender Fees
 30 Years Fixed
6.475% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.807 Points$2,582 Points Fee
$3,377 Total Fees$795 Lender Fees
 30 Years Fixed
6.479% APR 6.375% Rate 35 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$3,495 Total Fees$1,495 Lender Fees
 30 Years Fixed
6.481% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.677 Points$2,166 Points Fee
$3,561 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.485% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.366 Points$1,171 Points Fee
$7,971 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.608% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.500 Points$1,600 Points Fee
$3,595 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.690% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.670 Points$2,144 Points Fee
$2,144 Total Fees$0 Lender Fees
 30 Years Fixed
6.754% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.995 Points$3,184 Points Fee
$4,374 Total Fees$1,190 Lender Fees
 30 Years Fixed
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6.337% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.918 Points$2,938 Points Fee
$2,938 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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