Home Refinance Loan Rates in Illinois

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Illinois and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Rates Last Updated: 10/16/2019)

Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
3.391% APR 3.375% Rate 45 day rate lock $1,106 Payment per month
0.000 Points
$495 Lender Fees
 30 Years Fixed (866) 602-6557 (Toll Free Number)
3.646% APR 3.625% Rate 30 day rate lock $1,141 Payment per month
0.265 Points
$662 Lender Fees
 30 Years Fixed
4.750% APR 4.750% Rate 45 day rate lock $1,305 Payment per month
0.000 Points
$0 Lender Fees
 30 Years Fixed
3.661% APR 3.625% Rate 30 day rate lock $1,141 Payment per month
0.440 Points
$1,100 Lender Fees
 30 Years Fixed (866) 622-0639 (Toll Free Number)
2.903% APR 2.875% Rate 45 day rate lock $1,712 Payment per month
0.000 Points
$495 Lender Fees
 15 Years Fixed (866) 602-6557 (Toll Free Number)
4.250% APR 4.250% Rate 45 day rate lock $1,881 Payment per month
0.000 Points
$0 Lender Fees
 15 Years Fixed
3.137% APR 3.125% Rate 30 day rate lock $1,742 Payment per month
0.083 Points
$208 Lender Fees
 15 Years Fixed (866) 622-0639 (Toll Free Number)
3.017% APR 3.000% Rate 30 day rate lock $1,727 Payment per month
0.115 Points
$288 Lender Fees
 15 Years Fixed
4.250% APR 4.250% Rate 45 day rate lock $1,881 Payment per month
0.000 Points
$0 Lender Fees
 15 Years Fixed
4.040% APR 4.000% Rate 30 day rate lock $1,194 Payment per month
0.480 Points
$1,200 Lender Fees
 5 Years ARM (866) 622-0639 (Toll Free Number)
3.396% APR 3.375% Rate 30 day rate lock $1,106 Payment per month
0.261 Points
$652 Lender Fees
 5 Years ARM
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

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