Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 12/24/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.761% APR 5.625% Rate 15 day rate lock $1,843 Payment per month
0.874 Points$2,797 Points Fee
$4,792 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.864% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.901 Points$2,883 Points Fee
$4,073 Total Fees$1,190 Lender Fees
 30 Years Fixed
5.965% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.978 Points$3,130 Points Fee
$3,130 Total Fees$0 Lender Fees
 30 Years Fixed
6.044% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.575 Points$1,840 Points Fee
$1,840 Total Fees$0 Lender Fees
 30 Years Fixed
6.073% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.472 Points$1,510 Points Fee
$2,505 Total Fees$995 Lender Fees
 30 Years Fixed
6.163% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$5,600 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.190% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.229% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.891 Points$2,851 Points Fee
$3,551 Total Fees$700 Lender Fees
 30 Years Fixed
6.328% APR 6.240% Rate 30 day rate lock $1,969 Payment per month
0.927 Points$2,966 Points Fee
$2,966 Total Fees$0 Lender Fees
 30 Years Fixed
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5.827% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.846 Points$2,707 Points Fee
$2,707 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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