Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 06/12/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.120% APR 5.990% Rate 15 day rate lock $1,917 Payment per month
0.780 Points$2,496 Points Fee
$4,491 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.242% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.812 Points$2,598 Points Fee
$3,993 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.253% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.964 Points$3,085 Points Fee
$4,380 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.257% APR 6.125% Rate 35 day rate lock $1,945 Payment per month
0.970 Points$3,104 Points Fee
$4,499 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.288% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.982 Points$3,142 Points Fee
$9,942 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.309% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$2,115 Total Fees$115 Lender Fees
 30 Years Fixed
6.309% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.328 Points$1,050 Points Fee
$2,100 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.326% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$6,885 Total Fees$3,685 Lender Fees
 30 Years Fixed
6.353% APR 6.250% Rate 35 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$3,495 Total Fees$1,495 Lender Fees
 30 Years Fixed
6.440% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.468% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.977 Points$3,126 Points Fee
$3,126 Total Fees$0 Lender Fees
 30 Years Fixed
6.479% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.622 Points$1,990 Points Fee
$3,484 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.494% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.620% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.911 Points$2,915 Points Fee
$4,105 Total Fees$1,190 Lender Fees
 30 Years Fixed
6.764% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.973 Points$3,114 Points Fee
$4,609 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.328% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.828 Points$2,650 Points Fee
$2,650 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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