Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 12/09/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.893% APR 5.750% Rate 15 day rate lock $1,868 Payment per month
0.939 Points$3,005 Points Fee
$5,000 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.091% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.975 Points$3,120 Points Fee
$3,120 Total Fees$0 Lender Fees
 30 Years Fixed
6.109% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.840 Points$2,688 Points Fee
$4,083 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.289% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.750 Points$2,400 Points Fee
$5,600 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.315% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.454% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.825 Points$2,640 Points Fee
$2,640 Total Fees$0 Lender Fees
 30 Years Fixed
6.468% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.759 Points$2,429 Points Fee
$3,129 Total Fees$700 Lender Fees
 30 Years Fixed
7.076% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.866 Points$2,771 Points Fee
$2,771 Total Fees$0 Lender Fees
 30 Years Fixed
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6.039% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.524 Points$1,677 Points Fee
$1,677 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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