Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 02/08/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.730% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.815 Points$2,608 Points Fee
$3,798 Total Fees$1,190 Lender Fees
 30 Years Fixed
5.743% APR 5.625% Rate 15 day rate lock $1,843 Payment per month
0.671 Points$2,147 Points Fee
$4,142 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.950% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.078% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.524 Points$1,677 Points Fee
$2,672 Total Fees$995 Lender Fees
 30 Years Fixed
6.257% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.784 Points$2,509 Points Fee
$4,509 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.342% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.972 Points$3,110 Points Fee
$3,110 Total Fees$0 Lender Fees
 30 Years Fixed
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5.840% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.979 Points$3,133 Points Fee
$3,133 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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