Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 08/10/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.237% APR 6.125% Rate 15 day rate lock $1,945 Payment per month
0.572 Points$1,830 Points Fee
$3,825 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.397% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.931 Points$2,979 Points Fee
$4,974 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.454% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.500 Points$1,600 Points Fee
$6,930 Total Fees$5,330 Lender Fees
 30 Years Fixed
6.460% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.590 Points$1,888 Points Fee
$2,938 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.488% APR 6.375% Rate 35 day rate lock $1,997 Payment per month
0.747 Points$2,390 Points Fee
$3,785 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.498% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.855 Points$2,736 Points Fee
$4,131 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.514% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
1.000 Points$3,200 Points Fee
$4,695 Total Fees$1,495 Lender Fees
 30 Years Fixed
6.529% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.838 Points$2,682 Points Fee
$9,482 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.566% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.685 Points$2,192 Points Fee
$2,192 Total Fees$0 Lender Fees
 30 Years Fixed
6.578% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.596% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
6.598% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.713 Points$2,282 Points Fee
$3,518 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.609% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.992 Points$3,174 Points Fee
$3,969 Total Fees$795 Lender Fees
 30 Years Fixed
6.644% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.867% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.856 Points$2,739 Points Fee
$3,929 Total Fees$1,190 Lender Fees
 30 Years Fixed
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6.469% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.990 Points$3,168 Points Fee
$3,168 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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