Home Refinance Loan Ratesin Michigan

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Michigan and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/14/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.481% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.868 Points$2,778 Points Fee
$3,788 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.606% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.750 Points$2,400 Points Fee
$3,712 Total Fees$1,312 Lender Fees
 30 Years Fixed
6.710% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.882 Points$2,822 Points Fee
$2,822 Total Fees$0 Lender Fees
 30 Years Fixed
6.727% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.832 Points$2,662 Points Fee
$3,362 Total Fees$700 Lender Fees
 30 Years Fixed
6.806% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
We approve credit scores as low as 550 for VA and FHA refinancing
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Cash Out & Debt Consolidation Experts (We Approve Credit Scores 500+)
Refi from your sofa. It’s surprisingly simple.
Use your VA Loan Benefit to get cash from your home equity
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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