Home Refinance Loan Ratesin Michigan

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Michigan and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 12/09/2021)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
2.881% APR 2.875% Rate 30 day rate lock $1,038 Payment per month
0.005 Points
$208 Lender Fees
 30 Years Fixed
Premium
2.678% APR 2.625% Rate 45 day rate lock $1,005 Payment per month
0.382 Points
$1,750 Lender Fees
 30 Years Fixed
4.261% APR 4.250% Rate 30 day rate lock $1,230 Payment per month
-0.375 Points
$312 Lender Fees
 30 Years Fixed
3.375% APR 3.375% Rate 45 day rate lock $1,106 Payment per month
-0.299 Points
($748) Lender Fees
 30 Years Fixed
2.881% APR 2.875% Rate 30 day rate lock $1,038 Payment per month
0.005 Points
$208 Lender Fees
 30 Years Fixed
2.886% APR 2.875% Rate 30 day rate lock $1,038 Payment per month
0.140 Points
$350 Lender Fees
 30 Years Fixed
3.501% APR 3.500% Rate 45 day rate lock $1,123 Payment per month
-0.327 Points
$32 Lender Fees
 30 Years Fixed
2.815% APR 2.750% Rate 30 day rate lock $1,021 Payment per month
0.361 Points
$2,092 Lender Fees
 30 Years Fixed
2.822% APR 2.750% Rate 30 day rate lock $1,021 Payment per month
0.500 Points
$2,384 Lender Fees
 30 Years Fixed
3.407% APR 3.375% Rate 60 day rate lock $1,106 Payment per month
0.399 Points
$998 Lender Fees
 30 Years Fixed
3.019% APR 3.000% Rate 30 day rate lock $1,055 Payment per month
0.250 Points
$625 Lender Fees
 30 Years Fixed
2.904% APR 2.875% Rate 30 day rate lock $1,038 Payment per month
0.373 Points
$932 Lender Fees
 30 Years Fixed
2.997% APR 2.990% Rate 30 day rate lock $1,053 Payment per month
0.091 Points
$228 Lender Fees
 30 Years Fixed
3.906% APR 3.875% Rate 30 day rate lock $1,176 Payment per month
-0.125 Points
$938 Lender Fees
 30 Years Fixed
3.039% APR 3.000% Rate 30 day rate lock $1,055 Payment per month
0.500 Points
$1,250 Lender Fees
 30 Years Fixed
3.125% APR 3.125% Rate 45 day rate lock $1,071 Payment per month
-0.349 Points
($872) Lender Fees
 30 Years Fixed
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Data provided by Brown Bag Marketing Inc. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

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