Home Refinance Loan Ratesin Michigan

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Michigan and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 08/15/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.297% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.500 Points$1,600 Points Fee
$1,600 Total Fees$0 Lender Fees
 30 Years Fixed
6.364% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.773 Points$2,474 Points Fee
$3,869 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.370% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.865 Points$2,768 Points Fee
$4,063 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.442% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.708 Points$2,266 Points Fee
$2,266 Total Fees$0 Lender Fees
 30 Years Fixed
6.481% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.901 Points$2,883 Points Fee
$3,583 Total Fees$700 Lender Fees
 30 Years Fixed
6.501% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.736 Points$2,355 Points Fee
$4,243 Total Fees$1,888 Lender Fees
 30 Years Fixed
6.553% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.554% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
6.600% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.579 Points$1,853 Points Fee
$3,347 Total Fees$1,494 Lender Fees
 30 Years Fixed
Discover multiple refinance options
Use your VA Loan Benefit to get cash from your home equity
Refi from your sofa. It’s surprisingly simple.
Homeowners best kept secret for cash
We approve credit scores as low as 550 for VA and FHA refinancing
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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