Home Refinance Loan Ratesin Michigan

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Michigan and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/30/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.204% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.588 Points$1,882 Points Fee
$2,892 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.309% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$2,000 Total Fees$0 Lender Fees
 30 Years Fixed
6.496% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.835 Points$2,672 Points Fee
$4,067 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.573% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.648 Points$2,074 Points Fee
$2,774 Total Fees$700 Lender Fees
 30 Years Fixed
6.578% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.602% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.580 Points$1,856 Points Fee
$3,743 Total Fees$1,887 Lender Fees
 30 Years Fixed
6.680% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
Discover multiple refinance options
We approve credit scores as low as 550 for VA and FHA refinancing
Refi from your sofa. It’s surprisingly simple.
Use your VA Loan Benefit to get cash from your home equity
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in