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Home Refinance Loan Rates in Michigan

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Michigan and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Rates Last Updated: 07/21/2018)

Lender
APR
Rate
Payment
Points/Fees
Loan Type
 Contact details
APR 4.659% Rate 4.625% 30 day rate lock Payment $1,286 per month
0.003 Points
$1,008 Lender Fees
 Loan Type 30 Years Fixed
APR 4.642% Rate 4.625% 30 day rate lock Payment $1,286 per month
0.000 Points
$487 Lender Fees
 Loan Type 30 Years Fixed
APR 4.325% Rate 4.250% 30 day rate lock Payment $1,230 per month
0.500 Points
$2,354 Lender Fees
 Loan Type 30 Years Fixed
APR 4.459% Rate 4.375% 60 day rate lock Payment $1,249 per month
0.000 Points
$2,500 Lender Fees
 Loan Type 30 Years Fixed
APR 5.125% Rate 5.125% 45 day rate lock Payment $1,362 per month
0.000 Points
$0 Lender Fees
 Loan Type 30 Years Fixed
APR 4.875% Rate 4.875% 45 day rate lock Payment $1,324 per month
0.000 Points
$0 Lender Fees
 Loan Type 30 Years Fixed
APR 4.704% Rate 4.625% 30 day rate lock Payment $1,286 per month
0.436 Points
$2,315 Lender Fees
 Loan Type 30 Years Fixed
APR 4.029% Rate 4.000% 30 day rate lock Payment $1,850 per month
0.000 Points
$487 Lender Fees
 Loan Type 15 Years Fixed
APR 4.078% Rate 4.000% 30 day rate lock Payment $1,850 per month
0.132 Points
$1,330 Lender Fees
 Loan Type 15 Years Fixed
APR 3.737% Rate 3.625% 30 day rate lock Payment $1,803 per month
0.370 Points
$2,030 Lender Fees
 Loan Type 15 Years Fixed
APR 4.022% Rate 3.875% 60 day rate lock Payment $1,834 per month
0.000 Points
$2,500 Lender Fees
 Loan Type 15 Years Fixed
APR 4.750% Rate 4.750% 45 day rate lock Payment $1,945 per month
0.000 Points
$0 Lender Fees
 Loan Type 15 Years Fixed
APR 4.256% Rate 4.125% 30 day rate lock Payment $1,865 per month
0.400 Points
$2,225 Lender Fees
 Loan Type 15 Years Fixed
APR 4.500% Rate 4.500% 45 day rate lock Payment $1,913 per month
0.000 Points
$0 Lender Fees
 Loan Type 15 Years Fixed
APR 4.178% Rate 4.125% 30 day rate lock Payment $1,212 per month
0.240 Points
$1,600 Lender Fees
 Loan Type 5 Years ARM
APR 3.818% Rate 3.750% 30 day rate lock Payment $1,158 per month
0.437 Points
$2,197 Lender Fees
 Loan Type 5 Years ARM
Updating Rates...
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

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Family moving in

Keith Schemm's Daily Rate Summary
Friday, July 20th, 2018

Mortgage Rates and Treasury Yields Fall Slightly.
On Thursday, Treasury bond yields and Mortgage interest rates fell slightly as the CB coordinated global growth recovery meme begins to fold leaving institutional bond investors to allocate back to fixed income securities. The U.S. 10-Year Note is oscillating between 2.75% and the psychological important 3.00% yield level. Though Stocks have fallen some, prices are still lofty just a couple of percent off all-time-highs in indexes. Nervous investors mull economic signals and the impact of the Tax cut on future growth potential & the aging economic recovery. The 10-Yr. Treasury Note stood at a yield of 2.840% and the 30-Yr. U.S. Treasury Bond yielded 2.959%. The 30-Year Mortgages according to Freddie Mac were around 4.52% for conforming and 4.62% for Jumbo products.

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