Home Refinance Loan Ratesin Michigan

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Michigan and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 04/14/2021)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
3.302% APR 3.250% Rate 45 day rate lock $1,089 Payment per month
0.282 Points
$1,648 Lender Fees
 30 Years Fixed
2.900% APR 2.875% Rate 45 day rate lock $1,038 Payment per month
0.324 Points
$810 Lender Fees
 30 Years Fixed
2.933% APR 2.875% Rate 30 day rate lock $1,038 Payment per month
0.750 Points
$1,875 Lender Fees
 30 Years Fixed
2.817% APR 2.750% Rate 45 day rate lock $1,021 Payment per month
0.678 Points
$2,195 Lender Fees
 30 Years Fixed
2.952% APR 2.875% Rate 30 day rate lock $1,038 Payment per month
1.000 Points
$2,500 Lender Fees
 30 Years Fixed
2.785% APR 2.750% Rate 45 day rate lock $1,021 Payment per month
0.455 Points
$1,138 Lender Fees
 30 Years Fixed
2.222% APR 2.125% Rate 45 day rate lock $1,624 Payment per month
0.689 Points
$1,722 Lender Fees
 15 Years Fixed
2.105% APR 2.000% Rate 45 day rate lock $1,609 Payment per month
0.752 Points
$1,880 Lender Fees
 15 Years Fixed
2.655% APR 2.500% Rate 45 day rate lock $1,667 Payment per month
0.721 Points
$2,745 Lender Fees
 15 Years Fixed
2.390% APR 2.250% Rate 30 day rate lock $1,638 Payment per month
1.000 Points
$2,500 Lender Fees
 15 Years Fixed
2.157% APR 2.000% Rate 45 day rate lock $1,609 Payment per month
0.928 Points
$2,820 Lender Fees
 15 Years Fixed
2.390% APR 2.250% Rate 30 day rate lock $1,638 Payment per month
1.000 Points
$2,500 Lender Fees
 15 Years Fixed
The fastest and easiest way to refinance
Historically low interest rates, fast service
3.194% APR 3.125% Rate 30 day rate lock $1,071 Payment per month
0.875 Points
$2,188 Lender Fees
 30 Years Fixed
2.985% APR 2.875% Rate 30 day rate lock $1,038 Payment per month
0.799 Points
$3,544 Lender Fees
 30 Years Fixed
2.373% APR 2.250% Rate 30 day rate lock $1,638 Payment per month
0.875 Points
$2,188 Lender Fees
 15 Years Fixed
2.826% APR 2.625% Rate 30 day rate lock $1,682 Payment per month
0.803 Points
$3,554 Lender Fees
 15 Years Fixed
2.353% APR 2.250% Rate 30 day rate lock $956 Payment per month
0.761 Points
$3,448 Lender Fees
 5 Years ARM
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Data provided by Brown Bag Marketing Inc. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

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