Home Refinance Loan Rates in New York

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart below to compare today's top rates in New York and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best pricing and rate.

(Rates Last Updated: 02/21/2018)

Lender
APR
Rate
Payment
Points/Fees
Loan Type
Contact details
APR 4.528% Rate 4.500% 45 day rate lock Payment $1,267 per month
0.010 Points
$909 Lender Fees
Loan Type 30 Years Fixed
APR 5.040% Rate 4.990% 45 day rate lock Payment $1,341 per month
0.250 Points
$1,424 Lender Fees
Loan Type 30 Years Fixed
APR 5.040% Rate 4.990% 45 day rate lock Payment $1,341 per month
0.250 Points
$1,424 Lender Fees
Loan Type 30 Years Fixed
APR 3.980% Rate 3.875% 45 day rate lock Payment $1,834 per month
0.397 Points
$1,876 Lender Fees
Loan Type 15 Years Fixed
APR 3.896% Rate 3.750% 60 day rate lock Payment $1,819 per month
0.000 Points
$2,500 Lender Fees
Loan Type 15 Years Fixed
APR 4.478% Rate 4.375% 45 day rate lock Payment $1,897 per month
0.375 Points
$1,736 Lender Fees
Loan Type 15 Years Fixed
APR 4.478% Rate 4.375% 45 day rate lock Payment $1,897 per month
0.375 Points
$1,736 Lender Fees
Loan Type 15 Years Fixed
APR 4.183% Rate 4.125% 45 day rate lock Payment $1,212 per month
0.384 Points
$1,844 Lender Fees
Loan Type 5 Years ARM
APR 3.478% Rate 3.440% 30 day rate lock Payment $1,115 per month
0.000 Points
$1,268 Lender Fees
Loan Type 5 Years ARM (888) 546-8992 (Toll Free Number)
APR 4.317% Rate 4.250% 30 day rate lock Payment $1,230 per month
0.184 Points
$2,006 Lender Fees
Loan Type 30 Years Fixed
APR 4.684% Rate 4.625% 30 day rate lock Payment $1,286 per month
0.176 Points
$1,710 Lender Fees
Loan Type 30 Years Fixed
APR 4.596% Rate 4.500% 30 day rate lock Payment $1,913 per month
0.138 Points
$1,615 Lender Fees
Loan Type 15 Years Fixed
APR 4.104% Rate 4.000% 30 day rate lock Payment $1,850 per month
0.091 Points
$1,774 Lender Fees
Loan Type 15 Years Fixed
APR 3.812% Rate 3.750% 30 day rate lock Payment $1,158 per month
0.143 Points
$1,904 Lender Fees
Loan Type 5 Years ARM
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

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Keith Schemm's Daily Rate Summary

Mortgage Rates Rise and Treasury Prices Fall.
On Tuesday, Treasury bond yields and Mortgage interest rates rose slightly as the bond selling resumes due to intense supply comes to market from Treasury borrowings to fund government. Bonds lose value as interest rates rise with inflation expectations. Though Stocks have fallen some, prices are still lofty! Nervous investors mull economic signals and the impact of the Tax cut on economic growth potential. The 10 Yr. Treasury Note stood at a yield of 2.8896% and the 30 Yr. U.S. Treasury Bond yielding 3.1530%. 30 Year Mortgages according to Freddie Mac were around 4.38% for conforming and 4.88% for Jumbo products.

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