Home Refinance Loan Ratesin New Jersey

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in New Jersey and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 01/28/2021)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
2.563% APR 2.500% Rate 30 day rate lock $988 Payment per month
0.826 Points
$2,065 Lender Fees
30 Years Fixed
2.511% APR 2.375% Rate 30 day rate lock $972 Payment per month
1.000 Points
$5,050 Lender Fees
30 Years Fixed (866) 428-8827 (Toll Free Number)
2.571% APR 2.500% Rate 30 day rate lock $988 Payment per month
0.944 Points
$2,360 Lender Fees
30 Years Fixed
2.079% APR 1.990% Rate 30 day rate lock $1,608 Payment per month
0.634 Points
$1,585 Lender Fees
15 Years Fixed
2.211% APR 2.125% Rate 30 day rate lock $1,624 Payment per month
0.611 Points
$1,528 Lender Fees
15 Years Fixed
Historically low interest rates, fast service
The fastest and easiest way to refinance
2.795% APR 2.750% Rate 30 day rate lock $1,021 Payment per month
0.075 Points
$1,457 Lender Fees
30 Years Fixed
2.612% APR 2.500% Rate 30 day rate lock $988 Payment per month
0.856 Points
$3,686 Lender Fees
30 Years Fixed
2.193% APR 2.000% Rate 30 day rate lock $1,609 Payment per month
0.769 Points
$3,468 Lender Fees
15 Years Fixed
2.326% APR 2.250% Rate 30 day rate lock $1,638 Payment per month
0.031 Points
$1,347 Lender Fees
15 Years Fixed
2.242% APR 2.125% Rate 30 day rate lock $940 Payment per month
0.953 Points
$3,928 Lender Fees
5 Years ARM
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Data provided by Brown Bag Marketing Inc. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

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