Current Refinance Rates - 30 Years  California Lenders Under 2.875% 30 Year Fixed Rate

Looking for California's Lowest Refinance Rates?  ERATE.com helps you compare current refinance rates in California.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs. We list top offers from numerous lenders for you.  Rates are updated daily. Additionally you can have current refinance rates instantly via our Mortgage Rates iPhone App

(Last Updated: 01/20/2022)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
2.489% APR 2.375% Rate 30 day rate lock $1,653 Payment per month
0.409 Points
$2,022 Lender Fees
15 Years Fixed
Premium
2.230% APR 2.125% Rate 45 day rate lock $1,624 Payment per month
0.432 Points
$1,875 Lender Fees
15 Years Fixed
2.541% APR 2.500% Rate 30 day rate lock $1,667 Payment per month
0.287 Points
$718 Lender Fees
15 Years Fixed
2.692% APR 2.625% Rate 30 day rate lock $1,682 Payment per month
0.053 Points
$1,280 Lender Fees
15 Years Fixed
2.849% APR 2.730% Rate 30 day rate lock $1,695 Payment per month
0.440 Points
$2,095 Lender Fees
15 Years Fixed
3.787% APR 3.750% Rate 30 day rate lock $1,819 Payment per month
-0.250 Points
$625 Lender Fees
15 Years Fixed
2.689% APR 2.625% Rate 30 day rate lock $1,682 Payment per month
0.452 Points
$1,130 Lender Fees
15 Years Fixed
2.376% APR 2.250% Rate 30 day rate lock $1,638 Payment per month
0.500 Points
$2,245 Lender Fees
15 Years Fixed
2.882% APR 2.875% Rate 30 day rate lock $1,712 Payment per month
0.052 Points
$130 Lender Fees
15 Years Fixed
2.170% APR 2.125% Rate 45 day rate lock $1,624 Payment per month
0.000 Points
$810 Lender Fees
15 Years Fixed (866) 602-6557 (Toll Free Number)
2.345% APR 2.125% Rate 30 day rate lock $1,624 Payment per month
0.125 Points
$3,936 Lender Fees
15 Years Fixed
3.289% APR 3.250% Rate 45 day rate lock $1,757 Payment per month
-0.068 Points
$680 Lender Fees
15 Years Fixed
2.803% APR 2.750% Rate 30 day rate lock $1,697 Payment per month
0.375 Points
$938 Lender Fees
15 Years Fixed
2.489% APR 2.375% Rate 30 day rate lock $1,653 Payment per month
0.409 Points
$2,022 Lender Fees
15 Years Fixed
2.663% APR 2.625% Rate 30 day rate lock $1,682 Payment per month
0.264 Points
$660 Lender Fees
15 Years Fixed
2.750% APR 2.750% Rate 30 day rate lock $1,697 Payment per month
-0.155 Points
($388) Lender Fees
15 Years Fixed (866) 428-8827 (Toll Free Number)
2.946% APR 2.875% Rate 30 day rate lock $1,712 Payment per month
0.500 Points
$1,250 Lender Fees
15 Years Fixed (866) 401-5203 (Toll Free Number)
2.461% APR 2.375% Rate 30 day rate lock $1,653 Payment per month
0.132 Points
$1,520 Lender Fees
15 Years Fixed
3.500% APR 3.375% Rate 30 day rate lock $1,772 Payment per month
0.466 Points
$2,160 Lender Fees
15 Years Fixed
3.016% APR 2.999% Rate 30 day rate lock $1,727 Payment per month
0.114 Points
$285 Lender Fees
15 Years Fixed
3.250% APR 3.250% Rate 45 day rate lock $1,757 Payment per month
-0.130 Points
($325) Lender Fees
15 Years Fixed
2.625% APR 2.625% Rate 30 day rate lock $1,682 Payment per month
0.000 Points
$1 Lender Fees
15 Years Fixed (866) 697-0874 (Toll Free Number)
3.047% APR 2.990% Rate 30 day rate lock $1,726 Payment per month
0.000 Points
$995 Lender Fees
15 Years Fixed
3.231% APR 3.188% Rate 60 day rate lock $1,750 Payment per month
0.302 Points
$755 Lender Fees
15 Years Fixed
2.603% APR 2.500% Rate 30 day rate lock $1,667 Payment per month
0.330 Points
$1,820 Lender Fees
15 Years Fixed
2.625% APR 2.625% Rate 30 day rate lock $1,682 Payment per month
-0.106 Points
($265) Lender Fees
15 Years Fixed
2.426% APR 2.375% Rate 30 day rate lock $1,653 Payment per month
0.365 Points
$912 Lender Fees
15 Years Fixed (866) 364-7942 (Toll Free Number)
3.823% APR 3.750% Rate 30 day rate lock $1,819 Payment per month
0.000 Points
$1,250 Lender Fees
15 Years Fixed
2.702% APR 2.625% Rate 30 day rate lock $1,682 Payment per month
0.144 Points
$1,409 Lender Fees
15 Years Fixed (866) 907-9575 (Toll Free Number)
2.633% APR 2.500% Rate 30 day rate lock $1,667 Payment per month
0.382 Points
$2,355 Lender Fees
15 Years Fixed
2.705% APR 2.625% Rate 30 day rate lock $1,682 Payment per month
0.164 Points
$1,405 Lender Fees
15 Years Fixed
At loanDepot, Home means everything.
The fastest and easiest way to refinance
Get a Mortgage Rate Quote Fast
Historically Low Rates - See Today's Interest Rates
Updating Rates...
Updating Rates...

Data provided by Brown Bag Marketing Inc. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

Advertiser Disclosure: The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where and in what order products appear. This table does not include all companies or all available products.

If you would like to be listed in our rate charts, please feel free to reach out to us by filling out our contact form.

Family moving in