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ERATE provides Mortgage Rates for properties located in Northern California and Southern California.
ERATE serves Bay Area counties such as
Santa Clara,
San Mateo,
San Francisco,
Marin,
Napa,
Alameda,
Sacramento,
Contra Costa and others.
The Southern California counties served include
Los Angeles,
Orange, Riverside,
Long Beach and
San Diego and others.
| Customary Closing Costs |
|
City Transfer Tax |
| Item |
Who Normally Pays |
 |
City |
Tax Calculation |
| Recording Fees - Deed |
Buyer |
|
San Jose |
$3.30 per $1,000 |
| Title Insurance for Buyer |
Seller |
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Mountain View |
$3.30 per $1,000 |
| Title Insurance for Lender |
Buyer |
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Palo Alto |
$3.30 per $1,000 |
| Escrow Fees |
Seller |
|
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| County Transfer Tax |
Seller |
|
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| City Transfer Tax |
Seller or Split |
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Below are cities located in Santa Clara County.
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