Find The Lowest Mortgage Rates
Just One Click!
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Local and National Lenders Current Mortgage Rates
Updated Several Times Daily |
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Home Loan Programs |
| 30 Year Conforming Fixed Rates |
| 30 Year Jumbo Fixed Rates |
| 15 Year Conforming Fixed Rates |
| 15 Year Jumbo Fixed Rates |
| 3/1 Adjustable Rate Mortgage |
| 3/1 Adjustable Rate Jumbo |
| 5/1 Adjustable Rate Mortgage |
| 5/1 Adjustable Rate Jumbo |
| 7/1 Adjustable Rate Mortgage |
| 7/1 Adjustable Rate Jumbo |
| 10/1 Adjustable Rate Mortgage |
| 10/1 Adjustable Rate Jumbo |
| Interest Only 3 Year ARM |
| Interest Only 5 Year ARM |
| Interest Only 7 Year ARM |
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| Interest Only 3 Year ARM Jumbo |
| Interest Only 5 Year ARM Jumbo |
| Interest Only 7 Year ARM Jumbo |
| 40 Year Conforming Fixed Rates |
| 40 Year Jumbo Fixed Rates |
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Lenders Included in our Nationwide Home Loan Rates Survey: Wells Fargo Home Mortgage, Chase Mortgage, Citibank Mortgage, Countrywide Home Loans, National City Mortgage, GMAC Mortgage, Downey Savings, PenFed Credit Union, Amerisave, Best Possible Mortgage, Nationwide Mortgage Lending Group, 1st Wholesale Mortgage of Wisconsin, Guaranteed Rate, VirtualBank, Hart West Financial, De Anza Capital, JKS Mortgage, Castlewood Home Loans, RMA Lending, Home Quest Mortgage, United Mortgage Brokers, Regions Mortgage, Hawaii Mortgage Company, Midwest Equity Mortgage, Advantage Mortgage Corp, Madison Financial, The Mortgage Mint, Compare USA Rates, ADL Mortgage, Loans at Wholesale, Itegra Pacific Mortgage, Ability Mortgage Group, Cities Mortgage Group, Fox Valley Mutual, Equity America Mortgage, Acquire Mortgage & Finance LLC, Prime Source Mortgage, Liberty Home Funding of NJ, State Central Credit Union |
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USER PROVIDED LENDERS:
Do you know a mortgage lender whose rates are among the lowest mortgage rates avaiable? Tell us and we can list that lender here. We heard that Mortgage Capital Associates had great rates and they are now at the top of our chart. What lender do you recommend?
low_rates@erate.com
Mortgage Lenders that have been suggested and worth visiting: AimLoan.com
Hard Money and Commercial Loan lenders to consider:
Avatar Financial , Steelhead Capital
QuickenLoans: Excellent info. Not known for the best home loan rates
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California Mortgage Refinance Rates - Jumbo & Conforming
Shopping for the lowest mortgage rates makes sense.
SAVE $1,000's upfront by Comparing Lenders Rates and Costs
One Quick Form - Four of the Lowest Mortgage Rates Offered
| Loan Amount:
$417,000 30 Year Fixed Rate Mortgage |
Last Updated: 07/03/09 |
| Lender |
Rate |
APR |
Points (%) |
Points ($) |
Lender Fees |
Total Lender Cost |
With Mortgage Capital You Save |
|
5.375% |
5.410% |
0.000% |
$0 |
$1,250 |
$1,250 |
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| Bank of America |
5.625% |
5.698% |
0.000% |
$0 |
$1,200 |
$1,200 |
$-50 |
| Amerisave |
5.375% |
5.375% |
-0.870% |
$-3,629 |
$601 |
$-3,029 |
$-4,279 |
| JP Morgan Chase |
5.250% |
5.371% |
0.375% |
$1,564 |
$1,029 |
$2,593 |
$1,343 |
| Wells Fargo |
5.375% |
5.449% |
0.250% |
$1,043 |
$1,185 |
$2,228 |
$978 |
| CitiMortgage |
5.375% |
5.434% |
0.250% |
$1,043 |
$1,190 |
$2,233 |
$983 |
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| Loan Amount: $417,000 15 Year Fixed Rate Mortgage |
Last Updated: 07/03/09 |
| Lender |
Rate |
APR |
Points (%) |
Points ($) |
Lender Fees |
Total Lender Cost |
With Mortgage Capital You Save |
|
4.875% |
4.933% |
0.000% |
$0 |
$1,250 |
$1,250 |
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| Bank of America |
5.000% |
5.122% |
0.000% |
$0 |
$1,200 |
$1,200 |
$-50 |
| Amerisave |
4.875% |
4.875% |
-0.835% |
$-3,483 |
$601 |
$-2,883 |
$-4,133 |
| JP Morgan Chase |
4.875% |
4.931% |
0.000% |
$0 |
$1,029 |
$1,029 |
$-221 |
| Wells Fargo |
4.750% |
4.932% |
0.650% |
$2,711 |
$1,185 |
$3,896 |
$2,646 |
| CitiMortgage |
4.875% |
4.936% |
0.000% |
$0 |
$1,190 |
$1,190 |
$-60 |
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| Loan Amount: $600,000 30 Year Fixed Rate Jumbo Mortgage |
Last Updated: 07/03/09 |
| Lender |
Rate |
APR |
Points (%) |
Points ($) |
Lender Fees |
Total Lender Cost |
With Mortgage Capital You Save |
|
5.875% |
5.900% |
0.000% |
$0 |
$1,250 |
$1,250 |
|
| Bank of America |
5.875% |
6.013% |
1.125% |
$6,750 |
$1,300 |
$8,050 |
$6,800 |
| Amerisave |
5.625% |
5.625% |
-0.736% |
$-4,415 |
$601 |
$-3,815 |
$-5,065 |
| JP Morgan Chase |
6.125% |
6.488% |
3.500% |
$21,000 |
$1,029 |
$22,029 |
$20,779 |
| Wells Fargo |
5.625% |
5.682% |
0.125% |
$750 |
$1,305 |
$2,055 |
$805 |
| CitiMortgage |
0.000% |
0.000% |
0.000% |
$0 |
$0 |
$0 |
$0 |
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| Loan Amount: $600,000 15 Year Fixed Rate Jumbo Mortgage |
Last Updated: 07/03/09 |
| Lender |
Rate |
APR |
Points (%) |
Points ($) |
Lender Fees |
Total Lender Cost |
With Mortgage Capital You Save |
|
5.750% |
5.791% |
0.000% |
$0 |
$1,250 |
$1,250 |
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| Bank of America |
5.750% |
5.804% |
0.000% |
$0 |
$1,300 |
$1,300 |
$50 |
| Amerisave |
5.250% |
5.250% |
-1.221% |
$-7,325 |
$601 |
$-6,725 |
$-7,975 |
| JP Morgan Chase |
6.750% |
7.301% |
3.125% |
$18,750 |
$1,029 |
$19,779 |
$18,529 |
| Wells Fargo |
4.875% |
4.988% |
0.250% |
$1,500 |
$1,305 |
$2,805 |
$1,555 |
| CitiMortgage |
0.000% |
0.000% |
0.000% |
$0 |
$0 |
$0 |
$0 |
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Total Lender Cost equals Points plus Lender Fees
*Source: Informa Research Services, Inc., Calabasas, CA
Although the rate data has been obtained from the various lending institutions
themselves the accuracy cannot be guaranteed. These rates are for California
properties.
**Subject lender not offering this rate per Informa Research Services
The rate and fees offered from our network of lenders will most likely differ from what is listed by the lenders above. This chart is merely to be used as a mortgage shopping tool not as an offer for a mortgage. |
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