Thirty-year fixed-rate mortgages are ideal for homeowners who plan to live in the home for at least 5 years or more, think their income and spending will stay the same, and like the stability of budgeting for the same payment each month. Thirty-year fixed-rate mortgages are loans that have an interest rate and a monthly payment that remain the same throughout the entire term of the loan. Borrowers pay principal, the actual loan amount, as well as interest, over the term of the loan. Over time, they build equity, or ownership, in the home. Additional Current 30 Years Fixed Rate and No Closing Costs Loan
Disclaimer
Fixed Rate Mortgage/Adjustable Rate Mortgage Conforming
APR's are based on a $200,000 loan for a purchase transaction
of an owner occupied, single-family residence with an 80% loan-to-value ratio (97% LTV for FHA’s).
Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice.
Quotes are for "no cash-out" loans. All quotes are for conforming products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.
Fixed Rate Mortgage/Adjustable Rate Mortgage Jumbo
Rates and fees are based on a $450,000 loan for a purchase transaction
of an owner occupied, single-family residence with an 70% loan-to-value ratio.
Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice.
Quotes are for "no cash-out" loans. All quotes are for conforming products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.
California
