Thirty-year fixed-rate mortgages are ideal for homeowners who plan to live in the home for at least 5 years or more, think their income and spending will stay the same, and like the stability of budgeting for the same payment each month. Thirty-year fixed-rate mortgages are loans that have an interest rate and a monthly payment that remain the same throughout the entire term of the loan. Borrowers pay principal, the actual loan amount, as well as interest, over the term of the loan. Over time, they build equity, or ownership, in the home. Additional Current 30 Years Fixed Rate and No Closing Costs Loan
Disclaimer
Fixed Rate Mortgage/Adjustable Rate Mortgage Conforming
Rates and fees are quoted on a $200,000 loan for a purchase transaction
of an owner occupied, single-family residence with an 80% loan-to-value ratio.
Rates are subject to change without notice.
Fixed Rate Mortgage/Adjustable Rate Mortgage Jumbo
Rates and fees are quoted on a $450,000 loan for a purchase transaction
of an owner occupied, single-family residence with an 80% loan-to-value ratio.
Rates are subject to change without notice.
“Are you searching for a loan amount of more than $417,000?
Please be aware that recent legislation allows lenders to offer conforming loan rates at a higher loan amount limit based on the county the property is located. For details about the new conforming loan limits, click here.
California
