ERATE provides Mortgage Rates for properties located in Northern California and Southern California.
ERATE serves Bay Area counties such as
Santa Clara,
San Mateo,
San Francisco,
Marin,
Napa,
Alameda,
Sacramento,
Contra Costa and others.
The Southern California counties served include
Los Angeles,
Orange, Riverside,
Long Beach and
San Diego and others.
|
| Customary Closing Costs |
|
City Transfer Tax |
| Item |
Who Normally Pays |
 |
City |
Tax Calculation |
| Recording Fees - Deed |
Buyer |
|
Alameda |
$5.40 per $1,000 |
| Recording Fees - Trust Deed |
Buyer |
|
Albany |
$8.50 per $1,000 |
| Title Insurance for Buyer |
Buyer |
|
Berkeley |
$15 per $1,000 |
| Escrow Fees |
Buyer |
|
Hayward |
$4.50 per $1,000 |
| County Transfer Tax |
Seller |
|
Piedmont |
$13 per $1,000 |
| City Transfer Tax |
Seller or
Buyer/Seller 50/50 |
|
Oakland |
$15 per $1,000 |
| Lenders Fees |
Buyer |
|
San Leandro |
$6 per $1,000 |
Below are cities located in Alameda County
including the city of Oakland.
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