Homeownership counseling will save your assets — at no cost to you

ERATE.COM - Homeownership counseling has become as necessary for homeownership as the money you'll need to buy your home.

The relatively short time you'll spend in counseling is invaluable as an investment in what's likely your most valuable asset.

Studies reveal why certified counseling should be the No.1 step on the road to homeownership - before checking your credit, before hiring a real estate agent - and why many of today's mortgages and mortgage assistance programs are unavailable without it.

Erate.com's special three-part series on homeownership counseling is a must-read for first-time home buyers, move-up buyers and anyone considering buying a home, now or in the future.

Perhaps the best part of counseling is that, other than the time spent in class, counseling is free.


The Erate.com Homeownership Counseling series includes:

"Mortgage reform regulations, mortgage relief programs, special mortgages mandate homeownership counseling - for good reason"

Learn why a growing number of mortgage programs mandate homeownership counseling and how effective counseling can be, even when the market tanks and other homeowners struggle to pay the mortgage.

"What's to learn from homeownership counseling?"

Homeownership counseling is the otherwise non-existent manual for homeownership. Counseling also works hand it hand with new regulations that mandate certain mortgage lending and servicing rules. Get an overview of what you need to know, even if you aren't quite ready to buy.

"Inside the lessons of homeownership counseling"

Certified pre-purchase homeownership counseling includes five basic topics: assessing readiness to buy a home; budgeting and credit; financing a home; selecting a home and maintaining a home and finances. Go inside the curriculum of a free, 8-hour homeownership-counseling program to learn how you'll be schooled.

And remember, counseling is available for anyone, at no cost.



 

 

 

Fannie Mae & Jumbo Mortgage Rates

Just One Click! = Current Rate Chart

Pennsylvania Mortgage Rates Current Mortgage Rates - Hawaii Current Mortgage Rates - Alaska West Virginia Mortgage Rates Virginia Mortgage Rates District of Columbia Mortgage Rates Maryland Mortgage Rates Delaware Mortgage Rates New Jersey Mortgage Rates Connecticut Mortgage Rates Rhode Island Mortgage Rates Massachusetts Mortgage Rates New Hampshire Mortgage Rates Vermont Mortgage Rates New Hampshire Mortgage Rates Maine Current Mortgage Rates Vermont Mortgage Rates Current Mortgage Rates - New York Current Mortgage Rates - Michigan Current Interest Rates - Wisconsin Current Mortgage Rates - MINNESOTA Ohio Mortgage Rates Current Mortgage Rates - Kentucky Current Mortgage Rates - Indiana Illinois - Current Mortgage Rates Current Mortgage Rates - Iowa Missouri Mortgage Rates Current Mortgage Rates - North Carolina South Carolina Mortgage Rates Current Mortgage Rates - Florida Current Mortgage Rates - Georgia Current Mortgage Rates - Tennessee Current Mortgage Rates - Alabama Current Mortgage Rates - Mississippi Current Mortgage Rates - Louisiana Current Mortgage Rates - Arkansas Current Mortgage Rates - Oklahoma Current Mortgage Rates - TEXAS Current Mortgage Rates - New Mexico Current Mortgage Rates - Arizona Current Mortgage Rates - Kansas Current Mortgage Rates - Nebraska Current Mortgage Rates - Colorado Current Mortgage Rates - Wyoming South Dakota Mortgage Rates Current Mortgage Rates - North Dakota Current Rates - Montana Idaho Current Rates Washington Mortgage Rates Current Mortgage Rates - Oregon Current Mortgage Rates - Utah Current Mortgage Rates - Nevada Current Mortgage Rates - California

Start by selecting your state