Mortgage Rates iPhone App
Home Equity Lenders
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APR
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Rate
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Initial Draw
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Contact details |
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Last Updated: 01/16/2021
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2.240% APR | 2.240% Rate | $0 Min. Initial Draw Amount | View Details
Conditions: Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com.
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Last Updated: 01/16/2021
| Fastest HELOC on the planet! Apply in 5 minutes & close in days | View Details
Conditions: For Figure Home Equity Line, APRs can be as low as 2.49% for the most qualified applicants and will be higher for other applicants, depending on credit profile and the state where the property is located. For example, for a borrower with a CLTV of 45% and a credit score of 800 who is eligible for and chooses to pay a 4.99% origination fee in exchange for a reduced APR, a five-year Figure Home Equity Line with an initial draw amount of $50,000 would have a fixed annual percentage rate (APR) of 2.49%. The total loan amount would be $52,495. Your actual rate will depend on many factors such as your credit, combined loan to value ratio, loan term, occupancy status, and whether you are eligible for and choose to pay an origination fee in exchange for a lower rate. Payment of origination fees in exchange for a reduced APR is not available in all states. In addition to paying the origination fee in exchange for a reduced rate, the advertised rates include a combined discount of 0.75% for opting into Credit Union Membership (0.50%) and enrolling in autopay (0.25%). APRs for home equity lines of credit do not include costs other than interest. Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone.
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Corporate America Family CULast Updated: 01/16/2021
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3.250% APR | 3.250% Rate | $0 Min. Initial Draw Amount | |
Union BankLast Updated: 01/16/2021
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6.740% APR | 6.740% Rate | $0 Min. Initial Draw Amount | |
Bank of AmericaLast Updated: 01/16/2021
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5.330% APR | 5.330% Rate | $50,000 Min. Initial Draw Amount | |
Xceed Financial Credit UnionLast Updated: 01/16/2021
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4.000% APR | 4.000% Rate | $0 Min. Initial Draw Amount | |
Exchange BankLast Updated: 01/16/2021
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4.990%
Intro APR
5.750% After Intro PeriodIntro Period: 6 months |
5.750% Rate | $0 Min. Initial Draw Amount | |
Golden 1 CULast Updated: 01/16/2021
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6.000% APR | 6.000% Rate | $0 Min. Initial Draw Amount | |
Comerica BankLast Updated: 01/16/2021
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2.490%
Intro APR
5.000% After Intro PeriodIntro Period: 6 months |
5.000% Rate | $0 Min. Initial Draw Amount | |
First Financial CULast Updated: 01/16/2021
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3.740%
Intro APR
4.250% After Intro PeriodIntro Period: 12 months |
4.250% Rate | $0 Min. Initial Draw Amount | |
Tri Counties BankLast Updated: 01/16/2021
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4.500% APR | 4.500% Rate | $0 Min. Initial Draw Amount | |
Washington Trust BankLast Updated: 01/16/2021
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4.000% APR | 4.000% Rate | $0 Min. Initial Draw Amount | |
Los Angeles Federal Credit UnionLast Updated: 01/16/2021
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1.990%
Intro APR
4.000% After Intro PeriodIntro Period: 6 months |
4.000% Rate | $0 Min. Initial Draw Amount | |
Firefighters First Credit UnionLast Updated: 01/15/2021
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5.000% APR | 5.000% Rate | $0 Min. Initial Draw Amount | |
Pacific Service CULast Updated: 01/16/2021
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4.500% APR | 4.500% Rate | $0 Min. Initial Draw Amount | |
Stanford FCULast Updated: 01/15/2021
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2.250%
Intro APR
3.250% After Intro PeriodIntro Period: 12 months |
3.250% Rate | $0 Min. Initial Draw Amount | |
HSBCLast Updated: 01/16/2021
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1.740%
Intro APR
4.720% After Intro PeriodIntro Period: 12 months |
4.720% Rate | $25,000 Min. Initial Draw Amount | |
USC Credit UnionLast Updated: 01/16/2021
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3.000% APR | 3.000% Rate | $10,000 Min. Initial Draw Amount | |
City National BankLast Updated: 01/16/2021
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3.250%
Intro APR
4.950% After Intro PeriodIntro Period: 6 months |
4.950% Rate | $0 Min. Initial Draw Amount | |
Bank of the WestLast Updated: 01/16/2021
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4.140% APR | 4.140% Rate | $50,000 Min. Initial Draw Amount | |
Westamerica BankLast Updated: 05/12/2020
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4.000% APR | 4.000% Rate | $0 Min. Initial Draw Amount | |
Safe CULast Updated: 01/16/2021
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5.240% APR | 5.240% Rate | $0 Min. Initial Draw Amount | |
First Tech FCULast Updated: 01/16/2021
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3.250% APR | 3.250% Rate | $0 Min. Initial Draw Amount | |
Los Angeles Police Federal Credit UnionLast Updated: 01/16/2021
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4.000% APR | 4.000% Rate | $5,000 Min. Initial Draw Amount | |
Arrowhead CULast Updated: 01/16/2021
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4.000% APR | 4.000% Rate | $0 Min. Initial Draw Amount | |
BBVA Compass BankLast Updated: 01/16/2021
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3.990% APR | 3.990% Rate | $50,000 Min. Initial Draw Amount | |
First BankLast Updated: 01/16/2021
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4.250% APR | 4.250% Rate | $0 Min. Initial Draw Amount | |
ChaseLast Updated: 04/17/2020
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4.750% APR | 4.750% Rate | $30,000 Min. Initial Draw Amount | |
Financial Partners CULast Updated: 01/16/2021
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2.990%
Intro APR
4.500% After Intro PeriodIntro Period: 12 months |
4.500% Rate | $0 Min. Initial Draw Amount | |
California Bank & TrustLast Updated: 01/16/2021
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2.490%
Intro APR
4.425% After Intro PeriodIntro Period: 6 months |
4.425% Rate | $0 Min. Initial Draw Amount | |
San Francisco FCULast Updated: 01/16/2021
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4.500% APR | 4.500% Rate | $10,000 Min. Initial Draw Amount | |
Police Credit Union of CaliforniaLast Updated: 01/16/2021
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4.250% APR | 4.250% Rate | $0 Min. Initial Draw Amount | |
San Diego County CULast Updated: 01/16/2021
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4.250% APR | 4.250% Rate | $0 Min. Initial Draw Amount | |
Umpqua BankLast Updated: 01/16/2021
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4.500% APR | 4.500% Rate | $0 Min. Initial Draw Amount | |
California Credit UnionLast Updated: 01/16/2021
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2.990%
Intro APR
4.250% After Intro PeriodIntro Period: 12 months |
4.250% Rate | $0 Min. Initial Draw Amount | |
NuVision FCULast Updated: 01/16/2021
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4.000% APR | 4.000% Rate | $0 Min. Initial Draw Amount | |
Schools Financial CULast Updated: 01/16/2021
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4.500%
Intro APR
4.000% After Intro PeriodIntro Period: 6 months |
4.000% Rate | $25,000 Min. Initial Draw Amount | |
SchoolsFirst FCULast Updated: 01/16/2021
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4.000% APR | 4.000% Rate | $0 Min. Initial Draw Amount | |
Chevron Federal Credit UnionLast Updated: 10/14/2019
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6.000% APR | 6.000% Rate | $0 Min. Initial Draw Amount | |
Patelco CULast Updated: 01/16/2021
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3.250% APR | 3.250% Rate | $0 Min. Initial Draw Amount |
Disclaimer:
Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
Home Equity Line of Credit - Rates are based on a variable rate, second lien revolving home equity line of credit for an owner occupied residence with an 80% loan-to-value ratio for line amounts of $50,000 or $50,000+. Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates shown may be subject to regional pricing. Conditions 'No closing costs' indicates that customer is not required to pay closing costs on the line of credit. 'With closing costs' indicates that customer is required to pay closing costs on the line of credit. Rates displayed may include discounts. Rates are subject to change without notice.
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