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What documentation will the lender normally require from me to process my loan?
The amount of home equity you have in your property will in large part determine the answer to this question; the greater the amount of Home Equity, the lower the documentation requirements. Also consider the tendency of lenders to provide lower interest rates for borrowers willing to document their income. Most lenders will require at least a current paystub and W-2's (1040's will be requested of the self-employed) yet others may request no documentation at all. But, if a lender is offering a knockout rate and terms, then a complete loan package may be warranted.




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