Helocs for Investment Properties
Home Equity Line/Loan

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Can I get a second mortgage on an investment property? 
Yes, it is possible to get a traditional second mortgage or a home equity line of credit on a property that is non-owner occupied. Most lenders will require that you maintain at least 20% equity in the property (after closing on the second mortgage), and there may be a loan maximum which is lower than that of owner occupied loans. Additionally, the request for qualifying documentation from a borrower may be higher than that of owner occupied loans.

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