HELOC FAQs
Home Equity Line/Loan

Home Equity Lines, Home Equity Loans, Second Mortgage

Just One Click = Today's HELOC Rates

Pennsylvania - Home Equity Line of Credit Home Equity Line of Credit - Hawaii Home Equity Line of Credit - Alaska West Virginia Home Equity Line of Credit Virginia Home Equity Line of Credit District of Columbia Home Equity Line of Credit Maryland Home Equity Line of Credit Delaware Home Equity Line of Credit New Jersey Home Equity Line of Credit Connecticut Home Equity Line of Credit Rhode Island Home Equity Line of Credit Massachusetts Home Equity Line of Credit New Hampshire Home Equity Line of Credit Vermont Home Equity Line of Credit New Hampshire Home Equity Line of Credit Maine Home Equity Line of Credit Vermont Home Equity Line of Credit Home Equity Line of Credit - New York Home Equity Line of Credit - Michigan Home Equity Line of Credit - Wisconsin Home Equity Line of Credit - MINNESOTA Home Equity Line of Credit - OHIO Home Equity Line of Credit - Kentucky Home Equity Line of Credit - Indiana Illinois - Home Equity Line of Credit Home Equity Line of Credit - Iowa Home Equity Line of Credit - Missouri Home Equity Line of Credit - North Carolina South Carolina Home Equity Line of Credit Home Equity Line of Credit - Florida Home Equity Line of Credit - Georgia Home Equity Line of Credit - Tennessee Alabama - Home Equity Line of Credit Home Equity Line of Credit - Mississippi Home Equity Line of Credit - Louisiana Home Equity Line of Credit - Arkansas Home Equity Line of Credit - Oklahoma Home Equity Line of Credit - TEXAS Home Equity Line of Credit - New Mexico Home Equity Line of Credit - Arizona Home Equity Line of Credit - Kansas Home Equity Line of Credit - Nebraska Home Equity Line of Credit - Colorado Home Equity Line of Credit - Wyoming South Dakota Home Equity Line of Credit Home Equity Line of Credit - North Dakota Home Equity Line of Credit - Montana Idaho Home Equity Line of Credit Washington Home Equity Line of Credit Home Equity Line of Credit - Oregon Home Equity Line of Credit - Utah Home Equity Line of Credit - Nevada Home Equity Line of Credit - California

Start by selecting your state

On either a home equity line or a home equity loan will an appraisal of my property be required when I apply (even if I've had my property appraised within the last year)?
Yes, the property is the collateral for the loan and therefore some type of appraisal will be performed. Although how extensive an appraisal required can vary from one lender to another and could depend on the amount of equity in the property at closing. Some lenders may request a simple in house "computer appraisal" (a computer search of recent comparable sales in the neighborhood), others may request that a complete appraisal be performed by a fee appraiser. Generally an appraisal is valid for a period of 90 to 120 days.

Other Home Equity questions


Get the Updated and Improved Mortgage Rates App from ERATE.com

iPad for Mortgage Rates