20 Years Fixed Mortgage Rates

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With the 20-year fixed-rate mortgage, the interest rate remains the same from day one, meaning borrowers can depend on the same bill amount from month to month and year to year. For the 20-year term, borrowers pay down the principal, or actual loan amount, along with unchanging interest amount on the mortgage. Homeowners gradually increase equity in the home over time. A 20-year fixed-rate mortgage is often perfect for budgeting homeowners who can afford to pay more than a 30 year fixed mortgage, but does have the drawback of paying more interest over the length of the loan compared with a 15 year mortgage.

Mortgage Rates - 20 Years Fixed Rate:
Alabama    Alaska   Arizona   Arkansas   California   Colorado   Connecticut   Delaware   Florida   

Georgia    Hawaii   Idaho   Illinois   Indiana   Iowa   Kansas   Kentucky   Louisiana

Maine   Maryland   Massachusetts   Michigan   Minnesota   Mississippi   Missouri   

Montana   Nebraska   Nevada   New Hampshire   New Jersey   New Mexico   

New York    North Carolina    North Dakota   Ohio   Oklahoma   Oregon   Pennsylvania

Rhode Island   South Carolina   South Dakota   Tennessee   Texas   Utah   Vermont

Virginia   Washington  Washington DC   West Virginia   Wisconsin   Wyoming

 

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