Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 08/01/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.233% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.775 Points$2,480 Points Fee
$3,750 Total Fees$1,270 Lender Fees
 30 Years Fixed
6.307% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.275 Points$880 Points Fee
$1,930 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.325% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.475 Points$1,520 Points Fee
$2,520 Total Fees$1,000 Lender Fees
 30 Years Fixed
6.340% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$3,050 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.482% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.781 Points$2,499 Points Fee
$3,594 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.487% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.951 Points$3,043 Points Fee
$8,033 Total Fees$4,990 Lender Fees
 30 Years Fixed
6.490% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.000 Points$0 Points Fee
$0 Total Fees$0 Lender Fees
 30 Years Fixed
6.493% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.804 Points$2,573 Points Fee
$3,968 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.503% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$4,450 Total Fees$1,650 Lender Fees
 30 Years Fixed
6.543% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.555 Points$1,776 Points Fee
$1,776 Total Fees$0 Lender Fees
 30 Years Fixed
6.573% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.861 Points$2,755 Points Fee
$2,755 Total Fees$0 Lender Fees
 30 Years Fixed
6.583% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.751 Points$2,403 Points Fee
$3,103 Total Fees$700 Lender Fees
 30 Years Fixed
6.632% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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