Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 07/02/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.958% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.875 Points$2,800 Points Fee
$7,299 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.021% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.956 Points$3,059 Points Fee
$5,054 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.095% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$7,962 Total Fees$5,562 Lender Fees
 30 Years Fixed
6.104% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.927 Points$2,966 Points Fee
$8,033 Total Fees$5,067 Lender Fees
 30 Years Fixed
6.106% APR 5.990% Rate 15 day rate lock $1,917 Payment per month
0.627 Points$2,006 Points Fee
$4,001 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.106% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$3,782 Total Fees$1,382 Lender Fees
 30 Years Fixed
6.112% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$3,850 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.135% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$4,793 Total Fees$2,793 Lender Fees
 30 Years Fixed
6.140% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.988 Points$3,162 Points Fee
$5,162 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.200% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.800 Points$2,560 Points Fee
$2,560 Total Fees$0 Lender Fees
 30 Years Fixed
6.208% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.508 Points$1,626 Points Fee
$2,821 Total Fees$1,195 Lender Fees
 30 Years Fixed
6.234% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.850 Points$2,720 Points Fee
$3,720 Total Fees$1,000 Lender Fees
 30 Years Fixed
6.245% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.933 Points$2,986 Points Fee
$4,214 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.247% APR 6.125% Rate 35 day rate lock $1,945 Payment per month
0.866 Points$2,771 Points Fee
$4,166 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.249% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$4,250 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.253% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.786 Points$2,515 Points Fee
$8,715 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.260% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.725 Points$2,320 Points Fee
$4,615 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.305% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.577 Points$1,846 Points Fee
$1,846 Total Fees$0 Lender Fees
 30 Years Fixed
6.333% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
6.356% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$3,700 Total Fees$900 Lender Fees
 30 Years Fixed
6.361% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.743 Points$2,378 Points Fee
$3,773 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.387% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.983 Points$3,146 Points Fee
$4,640 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.403% APR 6.250% Rate 45 day rate lock $1,971 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.490% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.000 Points$0 Points Fee
$0 Total Fees$0 Lender Fees
 30 Years Fixed
6.494% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.886 Points$2,835 Points Fee
$4,163 Total Fees$1,328 Lender Fees
 30 Years Fixed
6.749% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.944 Points$3,021 Points Fee
$4,116 Total Fees$1,095 Lender Fees
 30 Years Fixed
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Numbers you can trust
6.211% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.917 Points$2,934 Points Fee
$2,934 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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