Home Mortgage Loan Ratesin Oregon

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Oregon and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/16/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.713% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.966 Points$3,091 Points Fee
$3,091 Total Fees$0 Lender Fees
30 Years Fixed
5.877% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.758 Points$2,426 Points Fee
$4,426 Total Fees$2,000 Lender Fees
30 Years Fixed
5.929% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.582 Points$1,862 Points Fee
$2,251 Total Fees$389 Lender Fees
30 Years Fixed
5.944% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.753 Points$2,410 Points Fee
$2,410 Total Fees$0 Lender Fees
30 Years Fixed
5.953% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.624 Points$1,997 Points Fee
$2,697 Total Fees$700 Lender Fees
30 Years Fixed
5.985% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.593 Points$1,898 Points Fee
$3,893 Total Fees$1,995 Lender Fees
30 Years Fixed
5.991% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.673 Points$2,154 Points Fee
$4,041 Total Fees$1,887 Lender Fees
30 Years Fixed
6.000% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.990 Points$3,168 Points Fee
$4,496 Total Fees$1,328 Lender Fees
30 Years Fixed
As low as 0% down options & down payment assistance
$0 down payment for Veterans homebuying with a VA Loan
Numbers you can trust
5.812% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.677 Points$2,166 Points Fee
$2,166 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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