Home Mortgage Loan Ratesin Virginia

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 07/30/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.586% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.789 Points$2,525 Points Fee
$3,225 Total Fees$700 Lender Fees
 30 Years Fixed
6.626% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.944 Points$3,021 Points Fee
$4,348 Total Fees$1,327 Lender Fees
 30 Years Fixed
6.632% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.827% APR 6.740% Rate 30 day rate lock $2,074 Payment per month
0.898 Points$2,874 Points Fee
$2,874 Total Fees$0 Lender Fees
 30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
As low as 0% down options & down payment assistance
0% down payment USDA Loan options
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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