Home Mortgage Loan Ratesin Colorado

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/16/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.658% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.750 Points$2,400 Points Fee
$5,706 Total Fees$3,306 Lender Fees
 30 Years Fixed
5.658% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.750 Points$2,400 Points Fee
$5,600 Total Fees$3,200 Lender Fees
 30 Years Fixed
5.713% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.966 Points$3,091 Points Fee
$3,091 Total Fees$0 Lender Fees
 30 Years Fixed
5.746% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.751 Points$2,403 Points Fee
$4,253 Total Fees$1,850 Lender Fees
 30 Years Fixed
5.828% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.525 Points$1,680 Points Fee
$2,730 Total Fees$1,050 Lender Fees
 30 Years Fixed
5.845% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.725 Points$2,320 Points Fee
$3,320 Total Fees$1,000 Lender Fees
 30 Years Fixed
5.877% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.758 Points$2,426 Points Fee
$4,426 Total Fees$2,000 Lender Fees
 30 Years Fixed
5.944% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.753 Points$2,410 Points Fee
$2,410 Total Fees$0 Lender Fees
 30 Years Fixed
5.953% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.624 Points$1,997 Points Fee
$2,697 Total Fees$700 Lender Fees
 30 Years Fixed
5.954% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.500 Points$1,600 Points Fee
$2,833 Total Fees$1,233 Lender Fees
 30 Years Fixed
5.964% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.967 Points$3,094 Points Fee
$3,094 Total Fees$0 Lender Fees
 30 Years Fixed
5.970% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.400 Points$1,280 Points Fee
$3,275 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.985% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.593 Points$1,898 Points Fee
$3,893 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.991% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.673 Points$2,154 Points Fee
$4,041 Total Fees$1,887 Lender Fees
 30 Years Fixed
5.998% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.969 Points$3,101 Points Fee
$4,276 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.000% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.990 Points$3,168 Points Fee
$4,496 Total Fees$1,328 Lender Fees
 30 Years Fixed
6.052% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.552 Points$1,766 Points Fee
$1,766 Total Fees$0 Lender Fees
 30 Years Fixed
6.104% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.500 Points$1,600 Points Fee
$3,595 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.182% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.603 Points$1,930 Points Fee
$1,930 Total Fees$0 Lender Fees
 30 Years Fixed
Numbers you can trust
$0 down payment for Veterans homebuying with a VA Loan
As low as 0% down options & down payment assistance
5.804% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.587 Points$1,878 Points Fee
$1,878 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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