Sort By:
Home Mortgage Loan Ratesin Maryland
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Maryland and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 08/01/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.244% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.900 Points$2,880 Points Fee
|
$4,150 Total Fees$1,270 Lender Fees
|
30 Years Fixed | |
|
6.319% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.400 Points$1,280 Points Fee
|
$2,330 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.376% APR | 6.250% Rate 15 day rate lock | $1,971 Payment per month |
0.714 Points$2,285 Points Fee
|
$4,280 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.482% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.781 Points$2,499 Points Fee
|
$3,594 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.493% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.804 Points$2,573 Points Fee
|
$3,968 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.543% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.555 Points$1,776 Points Fee
|
$1,776 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.583% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.751 Points$2,403 Points Fee
|
$3,103 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.632% APR | 6.500% Rate 45 day rate lock | $2,023 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,395 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| 0% down payment USDA Loan options | ||||||
ADVERTISEMENT
| PenFed membership is open to everyone, including you. | ||||||
ADVERTISEMENT
| Numbers you can trust | ||||||
ADVERTISEMENT
| $0 down payment for Veterans homebuying with a VA Loan | ||||||
ADVERTISEMENT
| As low as 0% down options & down payment assistance | ||||||
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Maryland Cities Resource
Choose your city below to view local mortgage lenders in your area: