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Home Mortgage Loan Ratesin Alabama
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 09/16/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.713% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.966 Points$3,091 Points Fee
|
$3,091 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.875% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.738 Points$2,362 Points Fee
|
$4,362 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
|
5.953% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.624 Points$1,997 Points Fee
|
$2,697 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
5.964% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.967 Points$3,094 Points Fee
|
$3,094 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.000% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.990 Points$3,168 Points Fee
|
$4,496 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
|
6.025% APR | 5.875% Rate 45 day rate lock | $1,893 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.052% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.552 Points$1,766 Points Fee
|
$1,766 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| $0 down payment for Veterans homebuying with a VA Loan | ||||||
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| 0% down payment USDA Loan options | ||||||
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| Numbers you can trust | ||||||
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| As low as 0% down options & down payment assistance | ||||||
PENNYMAC |
5.798% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.517 Points$1,654 Points Fee
|
$1,654 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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