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Calculators & Tools > What You Can Afford

CALCULATORS & TOOLS

Overview of Mortgage Calculators

ERATE offers you several mortgage calculators to help you answer important financing questions. There are a number of ways to approach an affordability analysis, and these mortgage calculators allow you to assess the effects of different variables when buying or refinancing a home.

  • Monthly Mortgage Payment Calculator

    Allows you to explore the outcome of changes to your loan balance, mortgage term, and interest rate on your monthly mortgage principal and interest payments. One of the most useful and straightforward mortgage calculators available.

  • Interest Only Calculator

    Although interest only calculations are extremely simple, calculators on the web for this calculation are all too rare. This calculator provides you with a quick glance at what your interest payment will be each month.

  • Refinance Mortgage Calculator

    Should I refinance? Allows you to explore the pros and cons of refinancing your mortgage.

  • How Much Do I Qualify For

    This calculator shows you how much income you need to buy a home, based on your income, mortgage payment and other factors.

  • Credit Grade Calculator

    Credit Grade Calculator displays your credit grade.

  • JAVA Mortgage Payment Calculator
    This mortgage calculator displays your mortgage payment for the term of your loan and more.

  • Rent Vs. Buy Calculator
    Rent Vs. Buy Calculator allows you to compare the costs of renting a residence and buying a home.

  • Debt Consolidation Calculator Debt Consolidation Calculator can show you how to reduce your monthly payments and save money as well.

  • Click below for additional Mortgage Calculators

 


Overview of Mortgage Tools

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The information contained on this website is provided as a supplemental educational resource. Readers having legal or tax questions are urged to obtain
advice from their professional legal or tax advisors. While the aforementioned information has been collected from a variety of sources deemed reliable,
it is not guaranteed and should be independently verified. ERATE does not fund or broker mortgages or loans.
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