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California Cities > Berkeley
Berkeley Mortgage

Berkeley Refinance Mortgage Lenders


To find the best mortgage rates and the best lender in Berkeley, California you need an expert source. ERATE provides an extensive network of lenders and brokers throughout Berkeley to make your life easier and get you the best financing.

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Mortgage Companies

Review/Description

CITIBANK (WEST)

FSB 2000 Shattuck Ave
Berkeley, CA 94704

Phone Number: 510-849-0754

http://www.citibank.com

Offers many mortgage products

FIRST RESIDENTIAL FUNDING

1700 Solano Ave #b
Berkeley, CA 94707

Phone Number: 510-526-6554

http://www.1stresidential.com/

Are you searching for your dream home? Save time by knowing exactly how much you can afford. We can provide all types of mortgages including conventional, VA, and non-conforming. Be assured that we can get a home loan that is right for you

CAPITAL MORTGAGE & REALTY

50 Topside Way
Mill Valley, CA 94941

Phone Number: 415-381-0250

http://www.ciacrm.com/

Our mission is to provide the most comprehensive and specialized real estate solutions available in today's market.

PREFERRED MORTGAGE

3161 Castro Valley Blvd
Castro Valley, CA 94546

Phone Number: 510-885-8700

www.preferredmortgage.com

We know that each person has specific needs, so we here at Preferred Mortgage Services, strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. With a variety of loan programs and an established network of lenders behind us, we will find the loan that best suits your needs, at a very competitive rate. We offer conforming, non-conforming and government loan programs

SUNSET MORTGAGE

8338 Brentwood Blvd
Brentwood, CA 94513

Phone Number: 925-513-9293

http://www.sunsetmortgage.com/

Offers various mortgage products

PACIFIC CAPITOL MORTGAGE

3273 Claremont Way
Napa, CA 94558

Phone Number: 707-257-0222

http://www.pcmort.com/

Pacific Capital Mortgage has built a strong reputation as an outstanding home loan mortgage banker firm serving the lending needs of real estate professionals, builders and individual homebuyers throughout the San Diego area. The Pacific Capital Mortgage company, as mortgage lenders, can help you find a refinancing loan for the lowest rates possible.

GOLDEN CROWN MORTGAGE CO

148 W Calaveras Blvd
Milpitas, CA 95035

Phone Number: 408-945-2100

Gold Crown Mortgage is a HUD-approved lender (US Department of Housing and Urban Development).

TRANSPACIFIC MORTGAGE

860 Hillview Ct # 240
Milpitas, CA 95035

Phone Number: 408-946-4144

http://www.transpacificmortgage.com/

TransPacific Mortgage Group is a mortgage broker offering a wide range of loan programs for home buyers and builders. We provide personalized service, technology, and expertise to help you secure a loan that's tailored to your financial needs.

PACIFIC LYNX MORTGAGE

19200 Stevens Creek Blvd # 220 Cupertino, CA 95014

Phone Number: 408-255-3600

http://www.pacificlynxmortgage.com/

Pacific Lynx Mortgage is affiliated with over 50 lenders nationwide to provide you with the best rates and programs available. We can process first mortgages, second mortgages, lines of credit and construction loans for you.

AMERIQUEST MORTGAGE CO

333 Gellert Blvd # 249
Daly City, CA 94015

Phone Number: 650-301-1820

http://www.ameriquestmortgage.com

Ameriquest Mortgage Company is one of the nation's oldest and largest home-equity lenders. We are proud of our history of making credit accessible to underserved markets, helping customers gain a fresh financial start, realize a dream and make homeownership a reality. For more than a decade our exclusive focus has been providing mortgage loans to help consumers consolidate debt, provide access to equity in homes, and to lower mortgage payments

 

Berkeley – The City

Vibrant and spirited city of Berkeley is located on the east shore of San Francisco Bay in California. This city lies within the perimeter of Alameda County of California. It is surrounded by the Oakland and Emeryville of California to the south, Albany and Kensington to the north, while the eastern city limits is adjoining to the borders of Contra Costa County and ridgeline of Berkeley Hills.

Some of the world famous educational institutions like University of California, the Lawrence Berkeley National Laboratory, Lawrence Hall of Science, Space Sciences Laboratory, Mathematical Sciences Research Institute are situated in Berkeley, making it an important educational center.

Not just education, Berkeley is blest in the areas of arts and culture. The city has beautiful geographical landscapes, pleasant weather and many outlets for dining, shopping and recreation. Favorable economic climate has brought people of different cultures and tastes into the city to make it their place of stay. Berkeley has a population of about 100,000 people.

 

Berkeley Mortgage Lenders

It is essential for borrowers to shop around for mortgage lenders in Berkeley to get good deals. Lenders here have mortgages that are quite affordable. Reputed mortgage lenders offer high quality services and have many mortgage offerings like debt consolidation, home equity loans, reverse mortgages, zero closing costs refinance etc.

Some of the main mortgage lenders in Berkeley are F E Forbes Company, Financial Strategies Group, Wells Fargo Home Mortgage, Residential First Mortgage, Mission Hills Mortgage, Metrociti Mortgage Corp. etc.

Following important points are something for you to check out before you sign up a mortgage agreement with any mortgage lender:

  1. Lender's requirement for a down payment
  2. Interest rates that the lender is going to charge you.
  3. Any special discount programs that the lender may have for you.
  4. Whether if your loans require a private mortgage insurance. 
  5. Check the annual percentage rate (APR) of the mortgage that you wish avail. Besides interest rates, the APR of mortgage loans include brokers' fees, points and other credit charges.

Like all other mortgage lenders, the ones in Berkeley too assess borrowers' credit history in order to determine the risk factor for lending money and to calculate the interest rates based on this risk factor. Lastly, as a buyer, you should ask your lender about the breakdown of your monthly mortgage payment. This will tell you what component of your monthly installment will go towards the loan interest account and what component is for repaying your loan principal.

Berkeley – Other Attractions

Berkeley is an attractive place to live in. There are gardens, parks, jewelry or sports gear shops, golf courses, yoga centers and movie theaters sprawled all around the city. You can take a stroll through the lush verdant ambiance of Regional Parks Botanic Garden, University of California Botanical Garden, Berkeley Rose Garden and soothe your eyes with the abundance of beautiful botanical plants and flowers. You can also enjoy live music performances of leading native Berkeley groups at various places in the city. If nothing, you can give a sumptuous treat to your taste buds with various cheese based foods at any of the cheese shops, bakeries and pizzerias of the Cheese Board.

City of Berkeley Website

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