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California Home Equity Loan - 15 YearsCA Current Home Equity Rates
Current home equity loan rates in California - Fifteen Year Loan
(Last Updated: 02/21/2020)
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Home Equity Lenders
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APR
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Rate
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Monthly Payment
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Contact details |
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| Always FIXED rates from 4.99% APR. Approval in 5 minutes, funding in 5 days. | View Details
Conditions: Our APRs start at 4.99% for the most qualified applicants and are higher for other applicants. For example, for a borrower with a CLTV of 45% and a credit score of 800, a five-year Figure Home Equity Line with an initial draw amount of $50,000 would have a fixed annual percentage rate (APR) of 4.99% and a 3.00% origination fee. Your total loan amount would be $51,500. Origination fees range from 0-4.99% of your initial draw depending on your credit score and the state in which your property is located. The advertised rate is available only to borrowers using primary residences as collateral. Your actual rate will depend on many factors such as your credit, combined loan to value ratio, loan term and occupancy status. The advertised APR includes an autopay discount of 0.75%. APRs start at 5.74% for customers that do not opt in to autopay.
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San Diego County CULast Updated: 02/21/2020
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5.875% APR | 5.875% Rate | $419 Est. Payment per month | |
Los Angeles Police Federal Credit UnionLast Updated: 02/21/2020
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5.750% APR | 5.750% Rate | $416 Est. Payment per month | |
Financial Partners CULast Updated: 02/20/2020
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5.750% APR | 5.750% Rate | $416 Est. Payment per month | |
BBVA Compass BankLast Updated: 02/21/2020
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6.690% APR | 6.690% Rate | $441 Est. Payment per month | |
State Farm BankLast Updated: 02/21/2020
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8.500% APR | 8.500% Rate | $493 Est. Payment per month | |
Pacific Service CULast Updated: 02/21/2020
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6.990% APR | 6.990% Rate | $450 Est. Payment per month | |
First Tech FCULast Updated: 02/21/2020
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6.250% APR | 6.250% Rate | $429 Est. Payment per month | |
Exchange BankLast Updated: 02/21/2020
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6.740% APR | 6.740% Rate | $443 Est. Payment per month | |
San Francisco Police CULast Updated: 02/21/2020
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5.750% APR | 5.750% Rate | $416 Est. Payment per month | |
Stanford FCULast Updated: 02/20/2020
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5.000% APR | 5.000% Rate | $396 Est. Payment per month | |
Corporate America Family CULast Updated: 02/21/2020
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6.500% APR | 6.500% Rate | $436 Est. Payment per month | |
USC Credit UnionLast Updated: 02/21/2020
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5.625% APR | 5.625% Rate | $412 Est. Payment per month | |
Schools Financial CULast Updated: 02/21/2020
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5.990% APR | 5.990% Rate | $422 Est. Payment per month | |
SchoolsFirst FCULast Updated: 02/21/2020
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5.375% APR | 5.375% Rate | $406 Est. Payment per month | |
San Francisco FCULast Updated: 02/20/2020
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6.125% APR | 6.125% Rate | $426 Est. Payment per month | |
Safe CULast Updated: 02/21/2020
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9.540% APR | 9.540% Rate | $524 Est. Payment per month | |
NuVision FCULast Updated: 02/21/2020
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6.000% APR | 6.000% Rate | $422 Est. Payment per month | |
Patelco CULast Updated: 02/21/2020
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5.990% APR | 5.990% Rate | $422 Est. Payment per month | |
Golden 1 CULast Updated: 02/21/2020
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9.490% APR | 9.490% Rate | $522 Est. Payment per month | |
First Financial CULast Updated: 02/21/2020
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5.750% APR | 5.750% Rate | $416 Est. Payment per month | |
Washington Trust BankLast Updated: 02/21/2020
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5.905% APR | 5.750% Rate | $416 Est. Payment per month | |
Los Angeles Federal Credit UnionLast Updated: 02/21/2020
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5.750% APR | 5.750% Rate | $416 Est. Payment per month | |
Xceed Financial Credit UnionLast Updated: 02/21/2020
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5.500% APR | 5.500% Rate | $409 Est. Payment per month | |
Navy FCULast Updated: 02/21/2020
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5.600% APR | 5.600% Rate | $412 Est. Payment per month | |
First BankLast Updated: 02/21/2020
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6.780% APR | 6.780% Rate | $444 Est. Payment per month | |
Home Equity Loans - Rates are based on a fixed rate home equity loan for an owner occupied residence, second lien, 10 year or 15 year repayment terms with an 80% loan-to-value ratio for loan amounts of $50,000 or $50,000+. Rate Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates shown may be subject to regional pricing. Conditions 'No closing costs' indicates that customer is not required to pay closing costs on the loan. 'With closing costs' indicates that customer is required to pay closing costs on the loan. Rates displayed may include discounts. Rates are subject to change without notice.
Disclaimer:
Home Equity Line of Credit - Rates are based on a variable rate, second lien revolving home equity line of credit for an owner occupied residence with an 80% loan-to-value ratio for line amounts of $50,000 or $50,000+. Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates shown may be subject to regional pricing. Conditions 'No closing costs' indicates that customer is not required to pay closing costs on the line of credit. 'With closing costs' indicates that customer is required to pay closing costs on the line of credit. Rates displayed may include discounts. Rates are subject to change without notice.
California Cities Resource
Choose your city below to view local home equity lenders in your area:
- Alpine
- Anaheim
- Bakersfield
- Cameron Park
- Chula Vista
- Corona
- Covina
- Delano
- Elk Grove
- Escondido
- Fair Oaks
- Fontana
- Fremont
- Fresno
- Fullerton
- Garden Grove
- Glendale
- Hacienda Heights
- Hayward
- Hollister
- Huntington Beach
- Irvine
- Lancaster
- Long Beach
- Los Angeles
- Modesto
- Moorpark
- Moreno Valley
- Oakdale
- Oakland
- Oceanside
- Ojai
- Ontario
- Orange
- Oxnard
- Palmdale
- Pasadena
- Patterson
- Pomona
- Rancho Cucamonga
- Riverside
- Sacramento
- Salinas
- San Bernardino
- San Diego
- San Francisco
- San Jose
- Santa Ana
- Santa Clarita
- Santa Fe Springs
- Santa Rosa
- Seal Beach
- Sonora
- South Lake Tahoe
- Stockton
- Sunnyvale
- Tahoe City
- Torrance
- Tracy
- Yucaipa
