California Home Equity Loan - 15 YearsCA Current Home Equity Rates

Current home equity loan rates in California - Fifteen Year Loan

(Last Updated: 07/26/2024)
Home Equity Lenders
APR
Rate
Monthly Payment
 Contact details
8.040% APR 8.040% Rate $958 Est. Payment per month
Conditions:
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com.
  • Third Federal rate are typically 20% lower than other leaders
  • Guaranteed Lowest Rate
  • No closing costs, prepayment penalties, or minimum draw requirements
  • 10 year draw period
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.
Conditions:
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.
  • Fastest way to turn home equity into cash
  • Flexible terms, redraw up to 100%, borrow $20k-$400k
  • Approval in as little as 5 minutes. Funding in as few as 5 days.
  • Use to consolidate debt or finance your next home project
Tap Into the Equity of Your Home to Get The Cash You Need
Conditions:
2024 Top Flite Financial, Inc. NMLS# 4181. 201 School St, Ste. 200, Williamston, MI 48895. This is not a commitment to lend or extend credit. Restrictions may apply. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Not all loan products are available in all states. Not all borrowers will qualify. For licensing information, go to www.nmlsconsumeraccess.org.
  • 1st Mortgages & Home Equity Loans (500+ Credit Score)
  • Cash Out and Debt Consolidation Experts
  • Self Employed Bank Statement Loan Programs
  • A+ BBB Rating and 4.9 Stars on Google
Home Equity Lines, Refinance, & Second Mortgages
Conditions:
Home Equity Lines, Refinance, & Second Mortgages Unlock your Home’s Equity for Cash Low Rates: Instant Quote & Credit Approval Over $100 Billion Funded. 21 Years in Business
  • Home Equity Lines, Refinance, & Second Mortgages
  • Unlock your Home’s Equity for Cash
  • Low Rates: Instant Quote & Credit Approval
  • Over $100 Billion Funded. 21 Years in Business
11.000% APR 11.000% Rate $1,137 Est. Payment per month
8.240% APR 8.240% Rate $970 Est. Payment per month
7.500% APR 7.500% Rate $928 Est. Payment per month
8.375% APR 8.375% Rate $978 Est. Payment per month
7.125% APR 7.125% Rate $906 Est. Payment per month
8.250% APR 8.250% Rate $971 Est. Payment per month
7.875% APR 7.875% Rate $949 Est. Payment per month
10.600% APR 10.600% Rate $1,112 Est. Payment per month
10.375% APR 10.375% Rate $1,098 Est. Payment per month
8.090% APR 8.090% Rate $961 Est. Payment per month
6.250% APR 6.250% Rate $858 Est. Payment per month
10.000% APR 10.000% Rate $1,075 Est. Payment per month
8.375% APR 8.375% Rate $978 Est. Payment per month
8.200% APR 8.200% Rate $968 Est. Payment per month
8.250% APR 8.250% Rate $971 Est. Payment per month
8.540% APR 8.540% Rate $988 Est. Payment per month
7.750% APR 7.750% Rate $942 Est. Payment per month
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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