California Cities > San Jose
San Jose Home Equity Listing

Home Equity Loan Rates | Lines of Credit Lenders in San Jose

ERATE® provides this page to help consumers locate home equity lenders covering San Jose. Our goal is to provide an extensive network of home equity lenders throughout the San Jose area. We are not responsible for the performance of these lenders. Whenever selecting financing be sure to do your own due diligence.

Current Home Equity Line Rates for California Homes

Home Equity Companies

A home equity line of credit (HELOC) lets you borrow against available equity with your home as collateral. (from bankofamerica.com)

Almaden Valley Branch
6490 Camden Avenue
San Jose, CA 95120

Toll Free: 1-866-290-4674

Alum Rock Banking Center Branch
2300 Alum Rock Avenue
San Jose, CA 95116

Toll Free: 1-866-290-4674

Blossom Hill-Winfield Branch
971 Blossom Hill Road
San Jose, CA 95123

Toll Free: 1-866-290-4674

View More Branches Located in San Jose

"A Home Equity Line of Credit (HELOC) is a line of credit where the borrower uses the equity in their home as collateral. Borrowers can access their funds by writing checks, making transfers at the branch, by phone, or through online banking. " (from https://www.bankofthewest.com/personal-banking/loans/home-equity.html)

3081 Mckee Road
San Jose, CA 95127

Toll Free: 1-844-777-2689

908 Blossom Hill Road
San Jose, CA 95123

Toll Free: 1-844-777-2689

6213 Santa Teresa Boulevard
San Jose, CA 95119

Toll Free: 1-844-777-2689

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"Investment opportunities. College education. Home improvements. As a partner in all your financial endeavors, Boston Private offers home equity lines of credit that serve as useful options to manage those opportunities without draining your resources." (from https://www.bostonprivate.com/residential-mortgage/mortgage-programs/home-equity-lines-of-credit)

San Jose Branch
60 South Market Street
San Jose, CA 95113

When you decide to put the equity in your home to work, California Bank & Trust can help. Our Home Equity Lines of Credit offer flexible loan amounts and repayment terms, which can make this a smart time to take advantage of a promising opportunity, tackle a new project, or simply consolidate debt. (from calbanktrust.com)

San Jose Main
515 North First Street
San Jose, CA 95112

Toll Free: (800) 429-7685

Home Equity Financing. If you need funds to cover unexpected expenses or to consolidate personal obligations, our equity financing will make your borrowing fast and easy.

San Jose Branch
2010 Tully Road
San Jose, CA 95122

Toll Free: 1-800-9CATHAY

San Jose Brokaw Branch
1708 Oakland Road, Suite 400
San Jose, CA 95131

Toll Free: 1-800-9CATHAY

Access cash from the equity in your home. Current Home Equity Line of Credit variable rates https://www.chase.com/personal/mortgage/home-equity

Almaden Branch
5393 Almaden Expressway
San Jose, CA 95118

Toll Free: 1-888-342-4273

Almaden Road & Almaden Exp Bking Ctr Branch
2436 Almaden Road
San Jose, CA 95125

Toll Free: 1-888-342-4273

Almaden Valley Banking Center Branch
6471 Almaden Expressway, Suite 50
San Jose, CA 95120

Toll Free: 1-888-342-4273

View More Branches Located in San Jose

A Home Equity Line of Credit (HELOC) is a form of revolving credit in which your home serves as the collateral. It is comprised of a draw period when you can access the funds and a repayment period during which you can no longer draw funds. (from https://online.citi.com/US/JRS/portal/template.do?ID=mortgage_heloc&JFP_TOKEN=63XGQA7S)

2189 Quimby Road Branch
2189 Quimby Road
San Jose, CA 95122

Toll Free: 1-877-362-9100

3490 Stevens Creek Blvd Branch
3490 Stevens Creek Blvd
San Jose, CA 95117

Toll Free: 1-877-362-9100

Almaden Valley Branch
6079 Meridian Avenue
San Jose, CA 95120

Toll Free: 1-877-362-9100

View More Branches Located in San Jose

Improve your lifestyle with a City National Total Line of Credit (TLC). A TLC is a smart financial planning and purchasing tool for select clients who may wish to use home equity for... (from https://www.cnb.com/individual/borrow-money.asp)

San Jose Main Branch
One Almaden Boulevard, Suite 100
San Jose, CA 95113

Toll Free: (800) 773-7100

Use your home to your advantage with a home equity line of credit.

Almaden Valley Branch
1092 Blossom Hill Road
San Jose, CA 95123

Toll Free: 855.451.9201

San Jose Airport Regional Branch
226 Airport Parkway
San Jose, CA 95110

Toll Free: 855.451.9201

San Jose Main
333 West Santa Clara Street
San Jose, CA 95113

Toll Free: 855.451.9201

View More Branches Located in San Jose

"Make your home investment work for you. With a home equity line of credit from CommonWealth, you can borrow any amount, at any time, for any purpose, up to the maximum of your credit line."

CommonWealth Central Credit Union (NMLS ID #458544)
NCUA
Federally Insured by NCUA

San Jose - Cambrian
3075 Union Avenue
San Jose, CA 95124

Phone Number: (408) 531-3100
Toll Free: (800) 564-1588

Silver Creek
5890 Silver Creek Valley Road
San Jose, CA 95138

Phone Number: (408) 531-3100
Toll Free: (800) 564-1588

Use funds to finance a big purchase, consolidate debt, or fund home improvements. You can withdraw money as you need it and make additional payments in addition to your interest only payment if you choose to. (From https://www.eastwestbank.com/Views/Pages/personal/loans/home-equity.cshtml)

San Jose Branch
1728 Hostetter Road Suite 10
San Jose, CA 95131

San Jose Story Branch
1001 Story Road, Suite 130
San Jose, CA 95122

San Jose Tully Road Branch
1648 Tully Rd Ste A
San Jose, CA 95122

With a Home Equity Line of Credit from First Republic, you can tap into the equity in your home to fund the projects that are important to you - whenever you need it. (from https://www.firstrepublic.com/personal/residential-lending?gnav=globalheader;personal-residential-lending)

San Jose Branch
1625 The Alameda, Suite 100
San Jose, CA 95126

Toll Free:  1-888-408-0288

"What can you get with a First Tech Home Equity Loan? Home repair, house remodel, debt consolidation or college tuition. Whatever your need for extra cash, a home equity loan may be a great choice."

San Jose
181 E Tasman Dr Ste 10
San Jose, CA 95134-3389

Phone Number: (408) 863-6604

Your home could be your best asset when paying for major home improvements or any other large purchase or expense. Golden 1 Home Equity Loan and Home Equity Line of Credit are secured by your home so you can get a better interest rate than a traditional installment or consumer loan. (from https://www.golden1.com/Loans/HomeEquity?sel=0)

San Jose
185 Park Ave Ste 181
San Jose, CA 95113

Phone Number: (916) 732-2900

"HELOCs can provide great financial flexibility for homeowners. Contact a HomeStreet Loan Officer if you are interested in how a HELOC could benefit you."

San Jose Commercial Lending Center
99 South Almaden Boulevard, Suite 600
San Jose, CA 95113

Toll Free: 800-809-1377

Make the most of your home's equity. Home equity is the difference between the current market (appraised) value of your home and the outstanding balance of your mortgage and all other liens on the property.(from https://www.us.hsbc.com/1/2/home/personal-banking/home-equity/details)

San Jose Saratoga Branch
1420 El Paseo De Saratoga
San Jose, CA 95130

Toll Free: 866.435.7097

"With a Home Equity Line of Credit from Meriwest you'll have that extra money for home improvements, tuition, a special vacation, to consolidate higher interest debt, or to simply pay off a few bills."

Chesbro Financial Center
5615 Chesbro Ave
San Jose, CA 95123

Toll Free: 1-800-364-6636

Corporate Office- San Jose
5615 Chesbro Ave
San Jose, CA 95123-3046

Phone Number: 1-408-972-5222
Toll Free: 1-800-364-6636

Cottle Financial Center
5683 Cottle Rd
San Jose, CA 95123

Toll Free: 1-800-364-6636

View More Branches Located in San Jose

Not necessarily a Home Equity Loan lender. However per their website they offer "The FHA 203k renovation loan is designed for borrowers who are interested in financing home improvement, and it can be used for both purchase and refinance." Read more at https://www.newamericanfunding.com/loan-types/home-improvement/#EpMrLl2uyQKtY42V.99

San Jose
55 South Market Street, ste 1600
San Jose, CA 95113

Toll Free: 800-890-1057

"Looking to use the equity in your home to secure some extra cash?"

San Jose
1775 Story Rd Ste 110
San Jose, CA 95122

Phone Number: (408) 254-8020

"Put the equity in your home to work with an equity loan or line of credit from Provident."

Branch Office
1757 Technology Dr
San Jose, CA 95110-1322

Phone Number: 1-408-436-9480
Toll Free: 1-800-632-4600

Branch Office
1705 E Capitol Expy Ste 20
San Jose, CA 95121-1588

Phone Number: 1-408-532-6348
Toll Free: 1-800-632-4600

"Make home improvements, take a trip, or fund any big expense without worrying about access fees or high interest rates. Finance your plans easily with a Home Equity Loan or Line of Credit (HELOC)"

Blossom Hill
1090 Blossom Hill Rd
San Jose, CA 95123

Phone Number: (408) 543-5202
Toll Free: 1-866-543-5202

Stevens Creek
3136 Stevens Creek Blvd
San Jose, CA 95117

Phone Number: (408) 543-5202
Toll Free: 1-866-543-5202

Home Equity Loans and Lines
Leverage your home's equity with Tech CU Home Equity Loan or Line of Credit

2010 N. First Street
San Jose, CA 95131

Phone Number: (800) 553-0880
Toll Free: (800) 553-0880

Home Equity Line of Credit. HELOCs let you access funds as you need them, similar to credit cards — but with rates that are typically lower. (from https://www.usbank.com/home-loans/home-equity/)

Almaden Branch
5670 Almaden Expway
San Jose, CA 95118

Toll Free: 800-US-BANKS

Branham Lane Safeway Branch
179 Branham Lane
San Jose, CA 95136

Toll Free: 800-US-BANKS

E Capitol Expressway Safeway Branch
2980 East Capitol Expressway
San Jose, CA 95148

Toll Free: 800-US-BANKS

View More Branches Located in San Jose

Use the equity in your home to finance a remodel, vacation, college costs or other big purchase with lines of credit from $5,000 to $500,000 and flexible payment options. (from https://www.umpquabank.com/personal-banking/loans-and-lines/home-equity-line-of-credit/)

San Jose Downtown Branch
225 W. Santa Clara Street, Suite 150
San Jose, CA 95113

Phone Number: 1-866-486-7782
Toll Free: 1-866-790-2121 

Change is a fact of life. So its good to know you can manage it. Whether you're making home improvements, paying down high interest debt, financing large purchases such as a car or tuition expenses, or even going green, you can utilize your home's equity to get the funds you need. (from unionbank.com/personal-banking/loans-lines-credit/home-equity/index.jsp)

Alameda Taylor Branch
1700 The Alameda
San Jose, CA 95126

Toll Free: 1-866-UBLOANS

Camden Park Branch
2007 Camden Avenue, Suite 10
San Jose, CA 95124

Toll Free: 1-866-UBLOANS

San Jose - Blossom Hill Branch
1110 Blossom Hill Road, Ste 40
San Jose, CA 95118

Toll Free: 1-866-UBLOANS

View More Branches Located in San Jose

Our home equity line of credit is designed to help you use the equity in your home responsibly. If you're considering a home renovation or planning for a major expense, we can help. (From https://www.wellsfargo.com/mortgage/loan-programs/home-equity-line-of-credit/)

Almaden Expressway & Branham Branch
4950 Almaden Expressway
San Jose, CA 95118

Toll Free: 1-888-667-1772

Almaden Expressway & Branham Branch
4950 Almaden Expressway
San Jose, CA 95118

Toll Free: 1-888-667-1772

Almaden Valley Branch
6465 Almaden Expressway
San Jose, CA 95120

Toll Free: 1-888-667-1772

View More Branches Located in San Jose

Home Equity Credit Line "Because your home equity line of credit is secured by your home, the interest rate is usually lower than with other types of loans."

San Jose Main
515 North First Street
San Jose, CA 95112

Toll Free: 1-800-974-8800

San Jose Main
515 North First Street
San Jose, CA 95112

Toll Free: 1-800-974-8800

Home equity loans come in two forms. One time lump sum loan amount or as a home equity line of credit (HELOC) where you can draw cash as you need it.

Current Home Equity Line Rates in CA

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