California Cities > San Diego
San Diego Home Equity Listing

San Diego Heloc Lenders | Best Home Equity Loan Rates

ERATE® provides this page to help consumers locate home equity lenders covering San Diego. Our goal is to provide an extensive network of home equity lenders throughout the San Diego area. We are not responsible for the performance of these lenders. Whenever selecting financing be sure to do your own due diligence.

Current Home Equity Line Rates for California Homes

Home Equity Companies

"Borrow whenever you need to for any reason, up to 85% of your home's value." (from https://www.afbank.com/personal/creditloans/)

Armed Forces Bank Of California, National Association Branch
2260 Callagan Highway, Building 3187a, Suite 1
San Diego, CA 92136

Toll Free: 1-855-558-8551

Fleet Store Branch
Building 3301 Surface Navy Blvd
San Diego, CA 92136

Toll Free: 1-855-558-8551

Nab Coronado Branch
3238 Guadal Canal Road
San Diego, CA 92155

Toll Free: 1-855-558-8551

View More Branches Located in San Diego

A home equity line of credit (HELOC) lets you borrow against available equity with your home as collateral. (from bankofamerica.com)

36th And National Branch
3582 National Avenue, Suite 5
San Diego, CA 92113

Toll Free: 1-866-290-4674

4 S Ranch Branch
10511 Craftsman Way
San Diego, CA 92127

Toll Free: 1-866-290-4674

42nd-El Cajon Branch
4166 El Cajon Boulevard
San Diego, CA 92105

Toll Free: 1-866-290-4674

View More Branches Located in San Diego

"Home Equity Lines of Credit offer you the ability to leverage the equity in your home to provide you with the funds that you need to get started on...."

Bank Of Southern California, N.A.
12265 El Camino Real, Suite 100
San Diego, CA 92130

Toll Free: 1-858-847-4780

Downtown Branch
1620 5th Avenue, Suite 120
San Diego, CA 92101

Toll Free: 1-858-847-4780

"A Home Equity Line of Credit (HELOC) is a line of credit where the borrower uses the equity in their home as collateral. Borrowers can access their funds by writing checks, making transfers at the branch, by phone, or through online banking. " (from https://www.bankofthewest.com/personal-banking/loans/home-equity.html)

701 B Street
San Diego, CA 92101

Toll Free: 1-844-777-2689

"With a home equity line of credit (HELOC), you use the equity in your home to finance all sorts of ideas, like landscaping your lawn or putting a pizza oven on your patio." (from https://www.bannerbank.com/personal/loans/home-equity)

Balboa Clairemont Branch
5508 Balboa Avenue
San Diego, CA 92111

Toll Free: 1-800-272-9933

Carmel Valley Branch
12770 High Bluff Drive
San Diego, CA 92130

Toll Free: 1-800-272-9933

Point Loma San Diego Branch
1350 Rosecrans Street
San Diego, CA 92106

Toll Free: 1-800-272-9933

View More Branches Located in San Diego

Utilize your homes equity to finance home improvements, major purchases, or unexpected expenses. With a Home Equity Line of Credit (HELOC), you can easily access available credit when you need it. Enjoy low monthly payments and competitive HELOC rates when you apply online. (from https://www.bbvacompass.com/loans.html)

Carlsbad Branch
3231 Camino De Los Coches #110
San Diego, CA 92009

Toll Free: 1-888-8-LENDING

Mika Mesa Branch
10678 Westview Pkwy
San Diego, CA 92126

Toll Free: 1-888-8-LENDING

Oceanside Branch
815 Mission Avenue
San Diego, CA 92054

Toll Free: 1-888-8-LENDING

View More Branches Located in San Diego

When you decide to put the equity in your home to work, California Bank & Trust can help. Our Home Equity Lines of Credit offer flexible loan amounts and repayment terms, which can make this a smart time to take advantage of a promising opportunity, tackle a new project, or simply consolidate debt. (from calbanktrust.com)

Carmel Valley Branch
11375 El Camino Real, Suite 100
San Diego, CA 92130

Toll Free: (800) 429-7685

City Heights Branch
4305 University Avenue, Ste. 100
San Diego, CA 92105

Toll Free: (800) 429-7685

Golden Triangle Branch
4320 La Jolla Village Drive, Ste 100
San Diego, CA 92122

Toll Free: (800) 429-7685

View More Branches Located in San Diego

" Build that outdoor deck, remodel your kitchen, fix that leaking roof. It's easy with a low introductory rate on a line of credit or a fixed-rate loan."

Clairemont
4265 Genesee Ave
San Diego, CA 92117

Phone Number: 1-858-495-2201
Toll Free: 1-877-495-1600

East Village
777 J St
San Diego, CA 92101

Phone Number: 1-877-495-1600
Toll Free: 1-877-495-1600

Hillcrest
1060 University Ave Ste A101
San Diego, CA 92103

Phone Number: 1-619-542-5229
Toll Free: 1-877-495-1600

View More Branches Located in San Diego

Home Equity Financing. If you need funds to cover unexpected expenses or to consolidate personal obligations, our equity financing will make your borrowing fast and easy.

San Diego Branch
4688 Convoy Street,
San Diego, CA 92111

Toll Free: 1-800-9CATHAY

Access cash from the equity in your home. Current Home Equity Line of Credit variable rates https://www.chase.com/personal/mortgage/home-equity

Bernardo Center Branch
16861 Bernardo Center Drive
San Diego, CA 92128

Toll Free: 1-888-342-4273

Broadway And 7th Branch
707 Broadway, Suite 1
San Diego, CA 92101

Toll Free: 1-888-342-4273

Carmel Mountain Ranch Branch
11995 Carmel Mountain Road
San Diego, CA 92128

Toll Free: 1-888-342-4273

View More Branches Located in San Diego

A Home Equity Line of Credit (HELOC) is a form of revolving credit in which your home serves as the collateral. It is comprised of a draw period when you can access the funds and a repayment period during which you can no longer draw funds. (from https://online.citi.com/US/JRS/portal/template.do?ID=mortgage_heloc&JFP_TOKEN=63XGQA7S)

Mira Mesa
Mira Mesa
10606 Camino Ruiz
San Diego, CA 92126

Toll Free: 1-877-362-9100

Rancho Bernardo
Rancho Bernardo
11818 Bernardo Plaza Court
San Diego, CA 92128

Toll Free: 1-877-362-9100

San Diego City Heights Branch
3910 University Ave
San Diego, CA 92105

Toll Free: 1-877-362-9100

View More Branches Located in San Diego

"A home equity line of credit gives you the flexibility to borrow funds when you need, at a competitive rate."

Carmel Valley Business Financial Center Branch
12680 High Bluff Drive
San Diego, CA 92130

Toll Free: 1-800-771-2228

Improve your lifestyle with a City National Total Line of Credit (TLC). A TLC is a smart financial planning and purchasing tool for select clients who may wish to use home equity for... (from https://www.cnb.com/individual/borrow-money.asp)

High Bluff Office
12770 High Bluff Drive
San Diego, CA 92130

Toll Free: (800) 773-7100

Downtown San Diego Banking Office Branch
501 West Broadway, Suite 100
San Diego, CA 92101

Toll Free: (800) 773-7100

Mission Valley Office Branch
8889 Rio San Diego Drive, #101
San Diego, CA 92108

Toll Free: (800) 773-7100

Use your home to your advantage with a home equity line of credit.

Carmel Mountain Ranch Branch
11608 Carmel Mountain Rd
San Diego, CA 92128

Toll Free: 855.451.9201

Del Mar Heights Branch
11943 El Camino Real Ste 110a
San Diego, CA 92130

Toll Free: 855.451.9201

Diamondview Tower Banking Center Branch
955 J Street
San Diego, CA 92101

Toll Free: 855.451.9201

View More Branches Located in San Diego

Use funds to finance a big purchase, consolidate debt, or fund home improvements. You can withdraw money as you need it and make additional payments in addition to your interest only payment if you choose to. (From https://www.eastwestbank.com/Views/Pages/personal/loans/home-equity.cshtml)

Metro United Bank Branch
7320 Clairemont Mesa Boulevard
San Diego, CA 92111

"Financial Partners is one of California's largest credit unions, providing home loans, auto loans, credit cards, checking accounts, and other banking services for nearly 80 years."

8889 Rio San Diego Dr., Suite 100
San Diego, CA 92108

Toll Free: 800.950.7328

"Homeowners, the equity in your house can help pay for just about any major purchase you can dream of - like a home remodel, new landscaping, or even a pool."

Otay Mesa Branch
2494 Roll Drive
San Diego, CA 92154

Toll Free: 1-800-760-2265

Home Equity Loans & Lines of Credit. Whether it is for home repairs or your childs education, weve got solutions to help. (from firstcitizens.com)

Rancho Bernardo Branch
16536 Bernardo Center Drive
San Diego, CA 92128

Toll Free: 1.888.323.4732

San Diego Branch
8650 Genesee Avenue, Suite 228
San Diego, CA 92122

Toll Free: 1.888.323.4732

"HELOCs have variable rates and can be used to draw down cash as needed rather than all upfront like a Home Equity Loan."

San Diego Office Branch
4370 La Jolla Village Drive, Suite 150
San Diego, CA 92122

Toll Free: 1-888-830-4199

With a Home Equity Line of Credit from First Republic, you can tap into the equity in your home to fund the projects that are important to you - whenever you need it. (from https://www.firstrepublic.com/personal/residential-lending?gnav=globalheader;personal-residential-lending)

San Diego - High Bluff Branch
12626 High Bluff Drive, Suite 400
San Diego, CA 92130

Toll Free:  1-888-408-0288

San Diego Downtown Branch
1280 4th Avenue
San Diego, CA 92101

Toll Free:  1-888-408-0288

"What can you get with a First Tech Home Equity Loan? Home repair, house remodel, debt consolidation or college tuition. Whatever your need for extra cash, a home equity loan may be a great choice."

San Diego Branch
16399 W Bernardo Dr Bldg 61L
San Diego, CA 92127-1801

Phone Number: (858) 385-4001

"A home equity line of credit is a form of revolving credit in which your home serves as collateral"

San Diego Branch
4637 Convoy Street, Suite 101
San Diego, CA 92111

Toll Free: 1-866-654-2664

"HELOCs can provide great financial flexibility for homeowners. Contact a HomeStreet Loan Officer if you are interested in how a HELOC could benefit you."

Kearny Mesa Branch
9363 Clairemont Mesa Boulevard, Suite S
San Diego, CA 92123

Toll Free: 800-809-1377

Mission Gorge Branch
6515 Mission Gorge Road Suite 6515
San Diego, CA 92120

Toll Free: 800-809-1377

Point Loma Branch
1110 Rosecrans Street, Suite 101
San Diego, CA 92106

Toll Free: 800-809-1377

"Your home's equity has plenty to offer."

13161 Black Mountain Rd Ste 9
San Diego, CA 92129

Phone Number: (855) 801-1823

Borrowing against your equity also allows you to access just the amount you need, without refinancing or affecting your current low-interest first mortgage (from https://www.loandepot.com/home-equity-loan)

8880 Rio San Diego Dr., Suite 1045
San Diego, CA 92108

Phone Number: 562-257-5000

5015 Shoreham Place, Suite 100
San Diego, CA 92122

Phone Number: 562-257-5000

Home Equity Loans/Lines of Credit. Youve provided for your home, now let it provide for you. Competitive rates. Affordable payments. (from https://www.mechanicsbank.com/Personal/Borrowing#home-equity)

San Diego Branch
9333 Genesee Avenue, Suite 1100
San Diego, CA 92121

Toll Free: 800.797.6324

"Mission Fed is proud to offer lower interest rates and fewer fees on Home Equity Lines of Credit to help you keep your costs down."

10807 Thornmint
10807 Thornmint Rd
San Diego, CA 92127

Phone Number: 1-858-524-2601
Toll Free: 1-800-500-6328

Carmel Mountain
11650 Carmel Mountain Rd
San Diego, CA 92128

Phone Number: 1-858-524-2850
Toll Free: 1-800-500-6328

Carmel Valley
3885 Valley Centre Dr
San Diego, CA 92130

Phone Number: 1-858-524-2850
Toll Free: 1-800-500-6328

View More Branches Located in San Diego

"Money if and when you need it. Tap the equity in your home with a Home Equity Line of Credit."

Torrey Hills Branch
3580 Carmel Mountain Rd, Ste 160
San Diego, CA 92130

Phone Number: 1-866-351-5646

"Our Home Equity Line of Credit is there when you need it—simply access your funds by writing a check or using your Home Equity Line Visa® Platinum credit card."

 

1201 1st St., Suite 123
San Diego, CA 92118

Toll Free: 888-842-6328

Black Mountain
Black Mountain
10865 Black Mountain Rd
San Diego, CA 92126

Toll Free: (888) 842-6328

Clairemont Mesa
Clairemont Mesa
3950 Clairemont Mesa Blvd
San Diego, CA 92117

Toll Free: (888) 842-6328

View More Branches Located in San Diego

Not necessarily a Home Equity Loan lender. However per their website they offer "The FHA 203k renovation loan is designed for borrowers who are interested in financing home improvement, and it can be used for both purchase and refinance." Read more at https://www.newamericanfunding.com/loan-types/home-improvement/#EpMrLl2uyQKtY42V.99

San Diego
1615 Murray Canyon Rd., Ste 1050
San Diego, CA 92108

Toll Free: 800-890-1057

Convert your home equity into a line of credit that you can use for a variety of purposes. (from https://www.ppbi.com/personal-banking/personal-loans.html)

San Diego Branch
2550 Fifth Avenue
San Diego, CA 92103

Phone Number: 949.864.8000
Toll Free: 888.388.5433

"Tackle your to-do list affordably with a PLCU Home Equity Line of Credit (HELOC)"

Kearny Mesa Main Office
9420 Farnham St
San Diego, CA 92123

Toll Free: 1-888-495-3400

Rancho Bernardo
10413 Craftsman Way Ste 102
San Diego, CA 92127

Toll Free: 1-888-495-3400

Sports Arena Branch
3777 Sports Arena Blvd
San Diego, CA 92110

Toll Free: 1-888-495-3400

"Using the value of your home couldn't be easier or more affordable. With no annual or maintenance fees, a HELOC can be an easy, affordable way to finance home improvement projects." (from https://www.sdccu.com/mortgage-loans/home-equity-loans)

Balboa Genesee
5407 Balboa Ave Ste 420
San Diego, CA 92111-2734

Toll Free: (877) 732-2848

Carmel Mountain
12330 Carmel Mountain Rd Ste C1
San Diego, CA 92128

Toll Free: (877) 732-2848

Del Mar
12980 Carmel Country Rd Ste 100
San Diego, CA 92130-3199

Toll Free: (877) 732-2848

View More Branches Located in San Diego

"A Home Equity Line of Credit (HELOC) is a variable rate revolving form of credit that uses your home as collateral...."

San Diego Branch
3904 Convoy Street, Suites 123 And 124
San Diego, CA 92111

Toll Free: 1-877-770-7422

"Your home is one of the most important investments you’ll ever make. At Torrey Pines Bank, we have Home Equity Loans and Lines of Credit that help you take care of this investment—and add value to it, too."

Torrey Pines Bank is a Division of
Western Alliance Bank. © 2017

12220 El Camino Real Suite 200
San Diego, CA 92130

Phone Number: (858) 523-4600

Home Equity Line of Credit. HELOCs let you access funds as you need them, similar to credit cards — but with rates that are typically lower. (from https://www.usbank.com/home-loans/home-equity/)

36th & El Cajon Branch
3560 El Cajon Boulevard
San Diego, CA 92104

Toll Free: 800-US-BANKS

Balboa Vons Branch
5555 Balboa Avenue
San Diego, CA 92111

Toll Free: 800-US-BANKS

Carmel Valley Branch
11988 El Camino Real, Suite 100
San Diego, CA 92130

Toll Free: 800-US-BANKS

View More Branches Located in San Diego

Need some cash? Whether it is for home improvements, an emergency or consolidating debts, you can access the equity in your home.

Rancho Carmel
15180 Innovation Dr Bldg Rc2
San Diego, CA 92128

Toll Free: 877.254.9328

Change is a fact of life. So its good to know you can manage it. Whether you're making home improvements, paying down high interest debt, financing large purchases such as a car or tuition expenses, or even going green, you can utilize your home's equity to get the funds you need. (from unionbank.com/personal-banking/loans-lines-credit/home-equity/index.jsp)

Allied Gardens Branch
5197 Waring Road, Ste 100
San Diego, CA 92120

Toll Free: 1-866-UBLOANS

Carmel Mountain Branch
11865 Carmel Mountain Road Suite 1106
San Diego, CA 92128

Toll Free: 1-866-UBLOANS

Clairemont Branch
4225 Genesee Avenue
San Diego, CA 92117

Toll Free: 1-866-UBLOANS

View More Branches Located in San Diego

Our home equity line of credit is designed to help you use the equity in your home responsibly. If you're considering a home renovation or planning for a major expense, we can help. (From https://www.wellsfargo.com/mortgage/loan-programs/home-equity-line-of-credit/)

Scripps Poway Parkway
12030 Scripps Summit Drive
San Diego, CA 92131

Toll Free: 1-888-667-1772

1st & Market Branch
610 1st Avenue
San Diego, CA 92101

Toll Free: 1-888-667-1772

33rd & El Cajon Branch
3299 El Cajon Boulevard
San Diego, CA 92104

Toll Free: 1-888-667-1772

View More Branches Located in San Diego

Home Equity Credit Line "Because your home equity line of credit is secured by your home, the interest rate is usually lower than with other types of loans."

Carmel Valley Branch
11375 El Camino Real, Suite 100
San Diego, CA 92130

Toll Free: 1-800-974-8800

City Heights Branch
4305 University Avenue, Ste. 100
San Diego, CA 92105

Toll Free: 1-800-974-8800

Golden Triangle Branch
4320 La Jolla Village Drive, Ste 100
San Diego, CA 92122

Toll Free: 1-800-974-8800

View More Branches Located in San Diego

Home equity loans come in two forms. One time lump sum loan amount or as a home equity line of credit (HELOC) where you can draw cash as you need it. (The home equity rate quotes provided on this page are from lenders covering San Diego but not necessarily having offices in San Diego.)

Current Home Equity Line Rates in CA

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