California Cities > San Francisco
San Francisco Home Equity Listing

Home Equity Loan Rates | Line of Credit Lenders in San Francisco

ERATE® provides this page to help consumers locate home equity lenders covering San Francisco. Our goal is to provide an extensive network of home equity lenders throughout the San Francisco area. We are not responsible for the performance of these lenders. Whenever selecting financing be sure to do your own due diligence.

Current Home Equity Line Rates for California Homes

Home Equity Companies

"You're able to borrow from your home as a line of credit, similar to borrowing with a credit card. You can borrow what you need, as you need it, up until you reach your credit limit."

SFOCL
780 McDonnell Rd
San Francisco, CA 94128

Phone Number: 1-800-328-1935

SFOCU
800 S Airport Blvd
San Francisco, CA 94128

Phone Number: 1-800-328-1935

"The equity in your home is a valuable resource, and we want to help you tap into it."

SFO
San Francisco International Airport
San Francisco, CA 94114

Phone Number: (650) 877-6106
Toll Free: 1-800-533-0035

A home equity line of credit (HELOC) lets you borrow against available equity with your home as collateral. (from bankofamerica.com)

21st And Irving Branch
1945 Irving Street
San Francisco, CA 94122

Toll Free: 1-866-290-4674

29th And Mission Branch
3250 Mission Street
San Francisco, CA 94110

Toll Free: 1-866-290-4674

38th And Balboa Branch
3701 Balboa Street
San Francisco, CA 94121

Toll Free: 1-866-290-4674

View More Branches Located in San Francisco

"Home Equity Lines are designed for individuals with equity in their homes who need cash for any purpose, such as home improvements, tuition, or a second home."

San Francisco Branch
235 Pine Street, Suite 1475
San Francisco, CA 94104

Toll Free: 1-888-722-1299

Home Equity Lines of Credit. Unlock your most valuable asset - your home's equity! You can borrow from $50,000 to $1,500,000 for anything you need - to consolidate debt, make a home improvement, or to pay tuition. (from https://www.bankorient.com/personal-solutions/home-equity/)

Bank Of The Orient
233 Sansome Street
San Francisco, CA 94104

Toll Free: 1-800-881-2686

Chinatown Branch
1023 Stockton Street
San Francisco, CA 94108

Toll Free: 1-800-881-2686

Clement And Sixth Branch
317 6th Avenue
San Francisco, CA 94118

Toll Free: 1-800-881-2686

View More Branches Located in San Francisco

Home Equity Lines of Credit (from https://www.bankozarks.com/your-family/mortgage)

San Francisco Loan Production Office
One Embarcadero Center, Suite 3840
San Francisco, CA 94111

Toll Free: 1-800-274-4482

"A Home Equity Line of Credit (HELOC) is a line of credit where the borrower uses the equity in their home as collateral. Borrowers can access their funds by writing checks, making transfers at the branch, by phone, or through online banking. " (from https://www.bankofthewest.com/personal-banking/loans/home-equity.html)

2299 Market Street
San Francisco, CA 94114

Toll Free: 1-844-777-2689

555 Market Street
San Francisco, CA 94105

Toll Free: 1-844-777-2689

475 Sansome Street
San Francisco, CA 94111

Toll Free: 1-844-777-2689

View More Branches Located in San Francisco

"Investment opportunities. College education. Home improvements. As a partner in all your financial endeavors, Boston Private offers home equity lines of credit that serve as useful options to manage those opportunities without draining your resources." (from https://www.bostonprivate.com/residential-mortgage/mortgage-programs/home-equity-lines-of-credit)

San Francisco Branch
433 California Street
San Francisco, CA 94104

When you decide to put the equity in your home to work, California Bank & Trust can help. Our Home Equity Lines of Credit offer flexible loan amounts and repayment terms, which can make this a smart time to take advantage of a promising opportunity, tackle a new project, or simply consolidate debt. (from calbanktrust.com)

Geary Branch
5255 Geary Boulevard
San Francisco, CA 94118

Toll Free: (800) 429-7685

Japan Town Branch
1696 Post Street
San Francisco, CA 94115

Toll Free: (800) 429-7685

San Francisco Main
465 California Street
San Francisco, CA 94104

Toll Free: (800) 429-7685

Home Equity Financing. If you need funds to cover unexpected expenses or to consolidate personal obligations, our equity financing will make your borrowing fast and easy.

San Francisco Branch
540 Montgomery Street
San Francisco, CA 94111

Toll Free: 1-800-9CATHAY

San Francisco Clement Branch
919 Clement Street
San Francisco, CA 94118

Toll Free: 1-800-9CATHAY

Access cash from the equity in your home. Current Home Equity Line of Credit variable rates https://www.chase.com/personal/mortgage/home-equity

Alemany And Worcester Branch
3981 Alemany Boulevard
San Francisco, CA 94132

Toll Free: 1-888-342-4273

Beach And Buchanan Branch
3749 Buchanan St
San Francisco, CA 94123

Toll Free: 1-888-342-4273

Bryant & 9th Banking Center
Bryant & 9th Banking Center
555 9th Street
San Francisco, CA 94103

Toll Free: 1-888-342-4273

View More Branches Located in San Francisco

Private Wealth Management

San Francisco
Three Embarcadero Center, Suite 1600
San Francisco, CA 94111

Phone Number: 415-433-5844
Toll Free: 1-800-662-7748

A Home Equity Line of Credit (HELOC) is a form of revolving credit in which your home serves as the collateral. It is comprised of a draw period when you can access the funds and a repayment period during which you can no longer draw funds. (from https://online.citi.com/US/JRS/portal/template.do?ID=mortgage_heloc&JFP_TOKEN=63XGQA7S)

Ipb California
One Sansome Street, 22nd Floor
San Francisco, CA 94104

Toll Free: 1-877-362-9100

1801 Van Ness Avenue Branch
1801 Van Ness Avenue
San Francisco, CA 94109

Toll Free: 1-877-362-9100

1900 Noriega Street Branch
1900 Noriega Street
San Francisco, CA 94122

Toll Free: 1-877-362-9100

View More Branches Located in San Francisco

Improve your lifestyle with a City National Total Line of Credit (TLC). A TLC is a smart financial planning and purchasing tool for select clients who may wish to use home equity for... (from https://www.cnb.com/individual/borrow-money.asp)

Montgomery Street Branch
100 Montgomery Street
San Francisco, CA 94104

Toll Free: (800) 773-7100

San Francisco Main Branch
150 California Street
San Francisco, CA 94111

Toll Free: (800) 773-7100

San Francisco South Of Market Branch
50 Fremont St
San Francisco, CA 94105

Toll Free: (800) 773-7100

Use your home to your advantage with a home equity line of credit.

San Francisco Embarcadero Branch
1 Embarcadero Ctr
San Francisco, CA 94111

Toll Free: 855.451.9201

San Francisco Union Street Branch
2001 Union Street
San Francisco, CA 94123

Toll Free: 855.451.9201

Use funds to finance a big purchase, consolidate debt, or fund home improvements. You can withdraw money as you need it and make additional payments in addition to your interest only payment if you choose to. (From https://www.eastwestbank.com/Views/Pages/personal/loans/home-equity.cshtml)

Balboa Branch
3601 Balboa Street
San Francisco, CA 94121

Broadway Branch
1301 Stockton Street
San Francisco, CA 94133

Chinatown-Sf Branch
1241 Stockton Street
San Francisco, CA 94133

View More Branches Located in San Francisco

"Homeowners, the equity in your house can help pay for just about any major purchase you can dream of - like a home remodel, new landscaping, or even a pool."

San Francisco Branch
1000 Taraval Street
San Francisco, CA 94116

Toll Free: 1-800-760-2265

San Francisco Main Branch
460 Montgomery Street
San Francisco, CA 94104

Toll Free: 1-800-760-2265

Home Equity Lines of Credit

America California Bank Branch
417 Montgomery Street
San Francisco, CA 94104

Phone Number: 1-650-992-8800

Battery Street Branch
130 Battery Street
San Francisco, CA 94111

Phone Number: 1-650-992-8800

Chestnut Street Branch
2197 Chestnut Street
San Francisco, CA 94123

Phone Number: 1-650-992-8800

View More Branches Located in San Francisco

With a Home Equity Line of Credit from First Republic, you can tap into the equity in your home to fund the projects that are important to you - whenever you need it. (from https://www.firstrepublic.com/personal/residential-lending?gnav=globalheader;personal-residential-lending)

Sf Downtown
405 Howard St Ste 110
San Francisco, CA 94105

Toll Free:  1-888-408-0288

First Republic Bank
111 Pine Street
San Francisco, CA 94111

Toll Free:  1-888-408-0288

Chinatown Branch
1088 Stockton Street
San Francisco, CA 94108

Toll Free:  1-888-408-0288

View More Branches Located in San Francisco

Your home could be your best asset when paying for major home improvements or any other large purchase or expense. Golden 1 Home Equity Loan and Home Equity Line of Credit are secured by your home so you can get a better interest rate than a traditional installment or consumer loan. (from https://www.golden1.com/Loans/HomeEquity?sel=0)

UCSF
500 Parnassus Ave
San Francisco, CA 94143

Phone Number: (916) 732-2900

SF Golden Gate
500 Golden Gate Ave
San Francisco, CA 94102

Phone Number: (916) 732-2900

Visit Branch Website »

Marina
2298 Lombard St
San Francisco, CA 94123

Phone Number: (916) 732-2900

Visit Branch Website »

"A home equity line of credit is a form of revolving credit in which your home serves as collateral"

San Francisco Branch
1469 Webster St.
San Francisco, CA 94115

Toll Free: 1-866-654-2664

"HELOCs can provide great financial flexibility for homeowners. Contact a HomeStreet Loan Officer if you are interested in how a HELOC could benefit you."

San Francisco Commercial Lending Center
50 California Street, Suite 2550
San Francisco, CA 94111

Toll Free: 800-809-1377

Make the most of your home's equity. Home equity is the difference between the current market (appraised) value of your home and the outstanding balance of your mortgage and all other liens on the property.(from https://www.us.hsbc.com/1/2/home/personal-banking/home-equity/details)

Irving Street Branch
2257 Irving Street
San Francisco, CA 94122

Toll Free: 866.435.7097

Montgomery Branch
601 Montgomery Street
San Francisco, CA 94111

Toll Free: 866.435.7097

San Francisco Chinatown Branch
933 Grant Avenue
San Francisco, CA 94108

Toll Free: 866.435.7097

Home Equity Loans/Lines of Credit. Youve provided for your home, now let it provide for you. Competitive rates. Affordable payments. (from https://www.mechanicsbank.com/Personal/Borrowing#home-equity)

San Francisco Branch
343 Sansome Street Suite 100
San Francisco, CA 94104

Toll Free: 800.797.6324

"Looking to use the equity in your home to secure some extra cash?"

Sf Downtown
124 2nd St
San Francisco, CA 94105

Phone Number: (415) 442-7123

Sf-sunset/noriega
1405 Noriega St
San Francisco, CA 94122

Phone Number: (415) 759-4135

"Put the equity in your home to work with an equity loan or line of credit from Provident."

Branch Office
701 Sacramento St
San Francisco, CA 94108-2504

Phone Number: 1-415-397-3302
Toll Free: 1-800-632-4600

Branch Office
450 Golden Gate Ave Ste 2-0558
San Francisco, CA 94102-3433

Phone Number: 1-415-864-1519
Toll Free: 1-800-632-4600

"RCU provides many home equity and home improvement loan options to meet your needs." (from https://www.redwoodcu.org/personal/home-solutions-center/home-equity-loans)

1390 Market St
San Francisco, CA 94102

Toll Free: 1-800- 479-7928

"Home Equity Loans Always Available - Whether you are looking for a line of credit or a fixed rate loan check with San Francisco FCU first." (from https://sanfranciscofcu.mortgagewebcenter.com/)

Excelsior Branch
4800 Mission St
San Francisco, CA 94112

Phone Number: (415) 775-5377

FiDi Branch
311 California St
San Francisco, CA 94104

Phone Number: (415) 775-5377

Lakeside Village Branch
2645 Ocean Ave Lbby 1
San Francisco, CA 94132

Phone Number: (415) 775-5377

View More Branches Located in San Francisco

" For many people, the most cost-effective way to access needed funds is to use the equity in their home."

24th St Branch
3800 24th Street
San Francisco, CA 94114

Phone Number: 1-415-970-9889

4627 Mission St Branch
4627 Mission St
San Francisco, CA 94112

Phone Number: 1-415-970-9889

Fillmore Street Branch
1900 Fillmore Street
San Francisco, CA 94115

Phone Number: 1-415-970-9889

View More Branches Located in San Francisco

Home Equity Line of Credit. HELOCs let you access funds as you need them, similar to credit cards — but with rates that are typically lower. (from https://www.usbank.com/home-loans/home-equity/)

101 California Street Branch
101 California Street, Ste. 130
San Francisco, CA 94111

Toll Free: 800-US-BANKS

Bay View Branch
4947 Third Street
San Francisco, CA 94124

Toll Free: 800-US-BANKS

Castro Branch
443 Castro Street
San Francisco, CA 94114

Toll Free: 800-US-BANKS

View More Branches Located in San Francisco

Use the equity in your home to finance a remodel, vacation, college costs or other big purchase with lines of credit from $5,000 to $500,000 and flexible payment options. (from https://www.umpquabank.com/personal-banking/loans-and-lines/home-equity-line-of-credit/)

Noe Valley Branch
3938 24th Street
San Francisco, CA 94114

Phone Number: 1-866-486-7782
Toll Free: 1-866-790-2121 

Potrero Hill Branch
415 De Haro Street
San Francisco, CA 94107

Phone Number: 1-866-486-7782
Toll Free: 1-866-790-2121 

Sansome Street Branch
450 Sansome Street Suite 120
San Francisco, CA 94111

Phone Number: 1-866-486-7782
Toll Free: 1-866-790-2121 

Need some cash? Whether it is for home improvements, an emergency or consolidating debts, you can access the equity in your home.

San Francisco
1425 Ocean Ave
San Francisco, CA 94112

Toll Free: 877.254.9328

Change is a fact of life. So its good to know you can manage it. Whether you're making home improvements, paying down high interest debt, financing large purchases such as a car or tuition expenses, or even going green, you can utilize your home's equity to get the funds you need. (from unionbank.com/personal-banking/loans-lines-credit/home-equity/index.jsp)

Mufg Union Bank, National Association
400 California Street
San Francisco, CA 94104

Toll Free: 1-866-UBLOANS

8th & Townsend Branch
640 Townsend St
San Francisco, CA 94103

Toll Free: 1-866-UBLOANS

Bayview Branch
3801 3rd St Ste 100
San Francisco, CA 94124

Toll Free: 1-866-UBLOANS

View More Branches Located in San Francisco

Our home equity line of credit is designed to help you use the equity in your home responsibly. If you're considering a home renovation or planning for a major expense, we can help. (From https://www.wellsfargo.com/mortgage/loan-programs/home-equity-line-of-credit/)

San Francisco Pb Office
420 Montgomery St, 7th Floor
San Francisco, CA 94104

Toll Free: 1-888-667-1772

Castro Branch, The
557 Castro Street
San Francisco, CA 94114

Toll Free: 1-888-667-1772

16th & Mission Branch
3027 16th Street
San Francisco, CA 94103

Toll Free: 1-888-667-1772

View More Branches Located in San Francisco

Home Equity Personal Credit Lines. Higher amounts available anytime you need them, easy access to funds by credit line check, telephone, or in your branch. Secured by the equity in your home, so you may gain tax advantages, too. As usual, always consult with your tax advisor. (from https://www.westamerica.com/index.php/personal/loans-and-lines-of-credit20)

San Francisco Branch
San Francisco Branch
214 California Street, First Floor
San Francisco, CA 94111

Toll Free: 1-800-514-1460

Home Equity Credit Line "Because your home equity line of credit is secured by your home, the interest rate is usually lower than with other types of loans."

Geary Branch
5255 Geary Boulevard
San Francisco, CA 94118

Toll Free: 1-800-974-8800

Japan Town Branch
1696 Post Street
San Francisco, CA 94115

Toll Free: 1-800-974-8800

San Francisco Main
465 California Street
San Francisco, CA 94104

Toll Free: 1-800-974-8800

Home equity loans come in two forms. One time lump sum loan amount or as a home equity line of credit (HELOC) where you can draw cash as you need it.

Current Home Equity Line Rates in CA

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