Amy Lillard Articles
Regulators Could Ease Lender Rules, Underwriting Guidelines
100% Financing: Mortgages Without a Down Payment
Underwriting Guidelines: What do Lenders Look for?
Mortgage Rates and the Stock Market: Understanding the Relationship
The eRate Resource Guide to No-Closing-Cost Refinancing
Poorly Rated: A Look at the Landmark Lawsuit Against S&P
Deposit Accounts: Understanding Stocks
Deposit Accounts : Understanding Bonds
Deposit Accounts: Beyond Savings, Beginning Investing
Deposit Accounts: CD Laddering
Deposit Accounts: 5 Tips to Build Your Savings
Deposit Accounts: Understanding Checking Accounts
Property Taxes and Mortgage Deductions: Owning a Home in Tax Season
Deposit Accounts: Types of CDs
Deposit Accounts: Understanding Money Market Accounts
Deposit Accounts: Understanding Certificates of Deposit
Deposit Accounts: Understanding Savings Accounts
Deposit Accounts: Types of Savings Accounts
Automotive Loans: Trading in a Car
Bankruptcy: The Truth Behind the Myths and Misconceptions
Automotive Loans: What Laws Protect Car Buyers?
Automotive Loans: Trade In or Sell a Car?
Automotive Loans: Is Zero Percent Financing Really Possible?
Automotive Loans: Determining a Down Payment
Automotive Loans: The Truth About "Add-Ons"
Automotive Loans: Top 5 Mistakes When Buying a Car
Automotive Loans: Refinancing
Automotive Loans: Shopping Online
Beyond Home Insurance: Creating a Disaster Plan
Automotive Loans: Dealer Incentives to Buy
Automotive Loans: Car Buying Incentives
Automotive Loans: Should You Buy New or Used?
Automotive Loans: What to Know About Interest Rates
Automotive Loans: Negotiating a Loan with a Dealer
Automotive Loans: How Much Car Can You Afford?
Automotive Loans: Understanding Typical Loan Language
Natural Disasters: Making Effective Home Insurance Claims for Recovery
Automotive Loans: Types of Financing
Automotive Loans: Buying Vs Leasing
Automotive Loans: Applying for a Car Loan
Understanding Credit Cards: Credit Card Rewards Programs
Understanding Credit Cards: Top Credit Card Mistakes
Understanding Credit Cards: Credit Card Penalties
Natural Disasters: Does Your Homeowners Insurance Cover You?
Understanding Credit Cards: How are Credit Cards Processed?
Understanding Credit Cards: How To Read a Credit Card Statement
Understanding Credit Cards: What are Your Rights as a Credit Card Holder?
Understanding Credit Cards: Credit Card Fees
Understanding Credit Cards: What are Balance Transfers?
Understanding Credit Cards: Finance Charges Explained
Understanding Credit Cards: Choosing a Card
Understanding Credit Cards: Do's and Don'ts
Understanding Credit Cards: Managing Interest
Union Now: The Changing Picture of Credit Unions and the Banking Industry
Understanding Credit Cards: How to Qualify for Credit Cards
Understanding Credit Cards: Types of Credit Accounts
Understanding Credit Cards: The Credit Bureaus
Understanding Credit Cards: Who Uses Credit Scores?
Understanding Credit Cards: Top 5 Credit Score Myths
Understanding Credit Cards: Building Credit for Newbies
Understanding Credit Cards: The 5 Components of a Credit Score
The Paradox of Credit: The Secrets of Good Credit that Defy Logic
Understanding Credit Cards: Checking Your Credit
Understanding Credit Cards: What is Credit?
Understanding Mortgages: Working with a Real Estate Lawyer
Understanding Mortgages: Working with a Mortgage Broker
Understanding Mortgages: Working with a Real Estate Agent
Understanding Mortgages: Making an Offer
Understanding Mortgages: Sell or Rent?
Understanding Mortgages: Buy or Rent?
The Rise and Fall of Interest Rates: How Interest Rates are Determined
Understanding Mortgages: What is Market Value?
Understanding Mortgages: What are Assessments?
Understanding Mortgages: Property Taxes
Mortgage Fraud: An In-Depth Look at a Hot Topic
Understanding Mortgages: Selling Your Condo
Understanding Mortgages: Selling Your House
Understanding Mortgages: Buying an Investment Property
Understanding Mortgages: Buying a Condo
Understanding Mortgages: The Formulas of Mortgage Approval
Robo-Signing: A Deeper Look at Continuing Fraud
Understanding Mortgages: How to Get a Mortgage
Understanding Mortgages: Where to Get a Mortgage
Understanding Mortgages: Mortgage Paperwork
Understanding Mortgages: Buying a Foreclosed Property
Understanding Mortgages: What is Interest?
Reverse Mortgages Today: A Specialized Product in a Recovering Market
Understanding Mortgages: What is Underwriting?
Understanding Mortgages: What is a Credit Score?
Understanding Mortgages: What are Fannie Mae and Freddie Mac?
Understanding Mortgages: What is Refinancing?
Understanding Mortgages: What is Equity?
Understanding Mortgages: What is Closing?
Understanding Mortgages: What are FHA Loans?
Understanding Mortgages: What is Pre-Approval?
Making Home Affordable: How are Federal Mortgage Assistance Programs Faring?
Understanding Mortgages: What is Delinquency?
Understanding Mortgages: What is Foreclosure?
Understanding Mortgages: What is a Short Sale?
Understanding Mortgages: What is Private Mortgage Insurance?
Understanding Mortgages: What is Escrow?
Understanding Mortgages: Mortgage Terms
Understanding Mortgages: Types of Mortgages
Housing Statistics: Keeping Tabs on Housing Market Figures
Sources for Statistics: The Main Reporting Agencies for Housing Market Figures
Dissecting Delinquencies: What the Decline in Delinquencies Means for the Housing Market
New Bank Failures Announced: Total for 2012 Reaches 31
Shadow Inventory Fades: Home Prices Poised for Growth
Foreclosures and Home Sales: A Bigger Piece of the Pie
Mortgage Fees: Sticker Shock Explained
Home prices, interest rates create perfect storm: Homes more affordable than ever
Principal Reduction: New Programs, More Controversy
Health Insurance: Filing a Claim
Health Insurance: Riders to Expand, Limit, or Exclude Coverage
Condo Insurance: Staying Covered while Saving Money
Condo Insurance: What's Covered, What's Not
Condo Insurance: Frequently Asked
Health Insurance: How Are Rates Determined?
Health Insurance: Types and Definitions
Life Insurance: Providing for Long-Term Care
Life Insurance: Additional Coverage with Riders
Life Insurance: Filing a Claim
Life Insurance: Finding the Best Rates
Life Insurance Explained: Types and Coverage
Home Insurance: How are Insurance Quotes Determined?
Homeowners Insurance: Filing a Claim
Homeowners Insurance: The Special Policy for Condo Owners
Homeowners Insurance: Finding the Best Quotes
Beyond Homeowners Insurance: Coverage for Renters
Home Insurance Costs on the Rise, Coverage Options Decrease
What Home Owners Insurance Do You Need? Tips for the Best Coverage
Managing Auto Insurance: What to Do After an Accident
Home Insurance Quotes: Types of Home Owners Insurance
Filing a Car Insurance Claim: Steps to Follow in Case of an Accident
Shopping Prep: What You'll Need to Obtain Car Insurance Quotes
Auto Insurance Quotes and Policies: Commonly Used Terms
Researching Car Insurance Quotes: How to Pick the Best Deductible
Understanding Your Auto Insurance Quotes: The 7 Types of Car Insurance
Car Insurance Quotes Demystified: What Factors Determine Rates
Car Insurance Quotes: Discovering the Best Deals
Fannie and Freddie Resist Reducing Principals: Report Suggests Pilot Program
ABA Survey: Little Change in Mortgage Activity from 2010 to 2011
Homeless Vets Get a New "Lease" on Life: HUD Provides Funding for Housing
New FHA Rule May Reduce Borrowing, Hurt Housing Market
Housing Figures Post a New Low; Economic Figures Show Growth
Pilot "Mortgage to Lease" Program offers New Option to Foreclosure
Deadline for First-Time Buyer Tax Credit Nears; Homeowners Encouraged to Act Sooner Rather than Later
Hard-Hit Americans Now Have More Options for Retirement Savings
Credit Card Rules Begin to Change; Issuers Slash and Burn
New Rules for Fannie Mae Loans
Mortgage Websites Reviews
Refinance Program Expands, Covers More Borrowers in Trouble
Foreclosures Rise, along with Borrowers Helped by Refinance Program
Financial Overhaul: The Obama Administration's Plan
Foreclosure Prevention Plan Expands
Sales Up, But Foreclosures Hit Record Highs
New Legislation Builds Federal Power to Prosecute Mortgage Fraud
Record Low Mortgages and New Programs: Hope for Homeowners
Jumbo Mortgage Loans on the Rise
Interest Rates Finally Stay Put?
Fed Pumps $1.2 Trillion Into U.S. Financial System
New Data on Delinquencies and Foreclosures, and New Details on the Obama Mortgage Plan
Home Prices Fall as Delinquencies Rise
Obama's New Mortgage Bailout Plan
Foreclosures Rise, Congressman Calls for Moratorium
Refinancing Booms, But Can it Last?
Sales Plummet, but Housing Supply Numbers Indicate Hope
Forensic Review: A Tactic to Fight Off Foreclosure
New FHA Program Launches: Details, and How to Apply
Lost in Translatin: What Does the Fannie and Freddie News Mean for You?
Global Outlook: Recession Fears Expand Beyond the U.S.
FHA Changes Mean Better Option for Many Homeowners
Prices Rise and Credit Contracts: Is the Recession Here?
Unemployment Spikes, Fed Keeps Interest Rate Level
Housing and Economic News: A Roundup
Jumbo Loans Get Little Help from Fannie Mae and Freddie Mac
Burgeoning Inflation, Bigger Fed Powers, Better Lender Response: A Market Report
Foreclosures Hit Record Highs
Fed Makes Last Interest Rate Cut in Series to Stimulate Economy
Existing Home Sales Decline Again
Economic Reports Profile Sputtering Economy
Senate Passes Contentious Housing Package; Bush Offers Own Plan
Bernanke Talks Recession; Groups Oppose Treasury Plan
Consumer Confidence Lowest Since 2003
California Counties Get New FHA Mortgage Limits
Fannie Mae and Freddie Mac Tighten Appraisal Standards
Legislators Scramble to Save Battered Economy
Cleveland Sues Countrywide, Wells Fargo.... Over Subprime Mess
Fed Proposes Crackdown on Lenders and Lending Practices
The Fed's Impact on the Economy
Bush Announces Limited Subprime Interest Rate Freeze
Multi-Family Properties: Investing and Financing
The Secondary Mortgage Market — Power Behind the Scenes
Mortgage Market: Subprime Mortgage Reports Show Increasing Troubles
Mortgage Market Woes: Bankruptcy Code Changes Could Help Avoid Foreclosures
Mortgage Market Woes: Latest Market Victims
Mortgage Market Woes: Consumer Confidence and Home Sales Fall
Mortgage Market Woes: FHA Secure Passed by House
Mortgage Market Woes: Fed Cuts Interest Rate
Mortgage Market Woes: Top Metro Areas Hit by Subprime Loans
Mortgage Market Woes: Job Losses Point to Potential Recession
Mortgage Market Woes: Foreclosures and Defaults Up in Q2 of 2007
Mortgage Market Woes: Bush Administration Steps In
Mortgage Market Woes: How Did We Get Here? Part II
Mortgage Market Woes: How Did We Get Here?
Mortgage Woes: Action from the Fed
Mortgage Market Woes: Countrywide Stumbles
Mortgage Market Woes: The Fed's Response
Mortgage Market Woes: American Home Mortgage Implodes
Mortgage Market Woes: Credit Crunch
Government-Sponsored Enterprises: Fannie Mae and Freddie Mac Today, Part 2
Government-Sponsored Enterprises: Fannie Mae and Freddie Mac Today
Government-Sponsored Enterprises: The Relatives
Government-Sponsored Enterprises: Freddie Mac and Scandal
Government-Sponsored Enterprises: Fannie Mae's Work to House America
Government-Sponsored Enterprises: An Introduction to Fannie Mae and Freddie Mac
Money Management: Creating a Budget, Part 3
Money Management: Creating a Budget, Part 2
Money Management: Creating a Budget, Part 1
Money Management: Why Budget?
Commercial Real Estate: Mortgage Process
Commercial Real Estate: Mortgage Types
Commercial Real Estate: Mortgage In's and Out's
Commercial Real Estate: Terms
Commercial Real Estate: The Basics
Economic Reports: Mortgages
Economic Reports: Unemployment Rate
Economic Reports: Consumer Price Index
Best-Selling Vehicles: Honda CR-V
Best-Selling Vehicles: Nissan Altima
Best-Selling Vehicles: Chevrolet Impala
Best-Selling Vehicles: Honda Civic
Best-Selling Vehicles: Toyota Corolla
Auto Insurance: How Much to Buy?
Auto Insurance — Terms and Descriptions Explained
Auto Insurance: Steps to Filing a Claim
Subprime Meltdown: Homestay Program Announced for Homeowner Help
Auto Insurance — The Best Plan for You
Auto Insurance — An Overview of Types
Best-Selling Vehicles: Honda Accord
Best-Selling Vehicles: Dodge Ram
Best-Selling Vehicles: Toyota Camry
Best-Selling Vehicles: Chevrolet Silverado
Best-Selling Vehicles: Ford F-Series
Best-Selling Vehicles: Smart Moves and Practical Decisions
Foreclosure: An Investment Opportunity?
Foreclosure: Process and Types
Foreclosure: Avoid Losing Your Home
Paying for College: The Process Demystified
Tax Breaks for College Savings and Payments
Paying for College: 5 Common Misconceptions
College: Worth Every Penny?
Subprime Mortgage Market Collapse: A Primer
Travel Websites: Traveling with Unique Needs
Travel Websites: The Inside Track
Travel Websites: Reservations and Accommodation Sites
Travel Websites: The Industry, and the Inspiration
Buying a Car: Standard and Extended Warranties
Car Buying: Financing Background and Steps
Leasing a Car: Two Types of Leases - Closed & Open
Buying a Used Car: Two Options
Buying a Car: 5 Steps to Find the Perfect Deal
Buying a Car: 5 Steps to Find the Perfect Vehicle
Buying vs. Leasing Cars: A Comparison
Refinancing: Four Mistakes to Avoid
Refinancing: Three Common Types of Refinancings
Refinancing: Know the Process, and the Closing Costs
Refinancing: Five Reasons to Rework your Mortgage
CDs - Investment Strategies
Shopping for a CD
Certificates of Deposit (CDs): Options
Refinancing Your California Home
Home Equity Loans: Paychecks From Your Home
Home Equity Loan Shopping: Tips and Types
Tussle Over Tesla: Two Controversies Bring Electric Cars into Question
The New Frontier: Hydrogen Fuel Cell Cars
Electric vs. Hybrid
Five Drawbacks of Electric Cars
Misconceptions about Electric Cars
The Return of Electric Cars: How An Old Favorite Made a Comeback
Electric Car Safety
Driving an Electric Car
Top 5 Reasons to Buy an Electric Car
Electric Cars: Is it Right for You?
Electric Cars: Buying Considerations
Electric Cars: Top 5 Things to Know
A frequent contributor to ERATE® since 2006, Amy Lillard is a freelance writer specializing in turning complex information into useful tips and tricks for readers. For questions or topic suggestions, contact Amy at [email protected]