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Mortgage Rate History

15 Years Fixed

15 Year Fixed-Rate Mortgages Since 1991

Compiled by Freddie Mac

Monthly Average Commitment Rate And Points On 15-Year Fixed-Rate Mortgages

	2009
	Rate	Pts
January	4.72	0.7
Feburary	4.77	0.7
March	4.64	0.7
April	4.50	0.7
May	4.52	0.7
June	4.90	0.7
July	4.69	0.7
August	4.61	0.7
September	4.49	0.6
October
November
December
Annual Average

	2008		2007		2006		2005		2004		2003
	Rate	Pts	Rate	Pts	Rate	Pts	Rate	Pts	Rate	Pts	Rate	Pts
January	5.29	0.4	5.97	0.4	5.71	0.5	5.17	0.6	5.02	0.7	5.30	0.6
February	5.44	0.5	6.02	0.4	5.86	0.6	5.15	0.7	4.94	0.7	5.22	0.6
March	5.42	0.5	5.88	0.4	5.97	0.6	5.46	0.7	4.74	0.7	5.07	0.6
April	5.47	0.4	5.88	0.5	6.16	0.5	5.41	0.6	5.16	0.6	5.12	0.6
May	5.60	0.5	5.97	0.4	6.21	0.5	5.28	0.6	5.64	0.7	4.86	0.7
June	5.91	0.6	6.34	0.4	6.31	0.5	5.17	0.6	5.66	0.6	4.63	0.6
July	5.97	0.6	6.36	0.4	6.39	0.4	5.28	0.6	5.46	0.6	4.97	0.5
August	6.03	0.7	6.23	0.4	6.20	0.4	5.40	0.6	5.26	0.6	5.59	0.7
September	5.64	0.6	6.05	0.5	6.08	0.4	5.36	0.6	5.14	0.7	5.46	0.6
October	5.89	0.6	6.04	0.6	6.05	0.5	5.63	0.6	5.12	0.6	5.27	0.6
November	5.79	0.7	5.85	0.5	5.96	0.5	5.86	0.6	5.14	0.6	5.27	0.7
December	5.04	0.7	6.10	0.5	5.88	0.5	5.82	0.6	5.18	0.6	5.20	0.6
Annual Average	5.62	0.6	6.34	0.4	6.07	0.5	5.42	0.6	5.21	0.6	5.17	0.6

Fannie Mae & Jumbo Mortgage Rates
Just One Click! = Current Rate Chart

	2002		2001		2000		1999		1998
	Rate	Pts	Rate	Pts	Rate	Pts	Rate	Pts	Rate	Pts
January	6.48	0.7	6.64	0.9	7.80	1.0	6.43	1.0	6.58	1.4
February	6.38	0.7	6.64	0.9	7.93	1.0	6.44	1.0	6.64	1.2
March	6.52	0.7	6.51	1.0	7.83	0.9	6.68	0.9	6.74	1.2
April	6.48	0.7	6.60	1.0	7.80	1.0	6.53	0.9	6.78	1.0
May	6.28	0.7	6.68	1.0	8.18	1.0	6.75	1.0	6.78	1.0
June	6.11	0.6	6.70	1.0	7.99	0.9	7.18	1.0	6.67	1.0
July	5.93	0.5	6.68	0.9	7.87	0.9	7.26	1.0	6.62	1.1
August	5.70	0.6	6.50	0.9	7.76	1.0	7.53	1.0	6.61	1.1
September	5.51	0.6	6.34	0.9	7.60	1.0	7.44	1.0	6.40	1.0
October	5.50	0.6	6.10	0.9	7.47	1.0	7.47	1.0	6.36	0.9
November	5.46	0.6	6.15	0.8	7.42	0.9	7.36	1.0	6.51	0.9
December	5.45	0.6	6.54	0.8	7.06	0.9	7.52	1.0	6.39	0.9
Annual Average	5.98	0.6	6.50	0.9	7.72	1.0	7.06	1.0	6.59	1.1

	1997		1996		1995		1994		1993
	Rate	Pts	Rate	Pts	Rate	Pts	Rate	Pts	Rate	Pts
January	7.33	1.7	6.55	1.7	8.80	1.8	6.57	1.7	7.51	1.7
February	7.15	1.7	6.56	1.7	8.46	1.8	6.66	1.7	7.17	1.5
March	7.41	1.7	7.11	1.8	8.06	1.8	7.18	1.7	7.00	1.6
April	7.68	1.7	7.44	1.7	7.88	1.8	7.80	1.7	6.94	1.6
May	7.47	1.6	7.58	1.7	7.51	1.7	8.08	1.7	6.93	1.8
June	7.24	1.7	7.83	1.7	7.06	1.7	7.91	1.8	6.92	1.6
July	7.04	1.8	7.77	1.7	7.09	1.7	8.11	1.7	6.72	1.6
August	7.02	1.7	7.52	1.7	7.36	1.8	8.02	1.8	6.63	1.5
September	6.99	1.7	7.75	1.7	7.16	1.8	8.13	1.8	6.43	1.5
October	6.85	1.7	7.43	1.7	7.01	1.8	8.39	1.8	6.37	1.5
November	6.76	1.7	7.14	1.7	6.89	1.8	8.67	1.8	6.69	1.5
December	6.66	1.8	7.10	1.7	6.74	1.7	8.80	1.8	6.68	1.5
Annual Average	7.13	1.7	7.32	1.7	7.48	1.8	7.86	1.8	6.83	1.6

Fannie Mae & Jumbo Mortgage Rates
Just One Click! = Current Rate Chart

	1992		1991
	Rate	Pts	Rate	Pts
January	8.01	1.7	na	na
February	8.38	1.8	na	na
March	8.58	1.9	na	na
April	8.47	1.7	na	na
May	8.29	1.7	na	na
June	8.08	1.7	na	na
July	7.67	1.6	na	na
August	7.49	1.6	na	na
September	7.41	1.6	8.69	1.8
October	7.55	1.7	8.49	1.8
November	7.80	1.8	8.33	1.7
December	7.74	1.6	8.07	1.7
Annual Average	7.96	1.7	na	na

For more mortgage market updates, please click the following links:

Mortgage Market Update from Sep 2007 to Dec 2007

Mortgage Market Update from May 2007 to Aug 2007

Mortgage Market Update from Jan 2007 to Apr 2007

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15 Year Fixed-Rate Mortgages Since 1991

Compiled by Freddie Mac

Monthly Average Commitment Rate And Points On 15-Year Fixed-Rate Mortgages