North Carolina Cities > Charlotte
Charlotte Mortgage Listing

Charlotte Refinance Mortgage Rates and Home Purchase Lenders

ERATE® provides this page to help consumers locate mortgage lenders covering Charlotte. While our goal is to provide an extensive network of lenders and brokers throughout Charlotte to make your life easier and get you the best financing we are not responsible for the performance of such lenders. Whenever selecting a mortgage lender be sure to do your own due diligence.

Current Mortgage Rates for North Carolina

Mortgage Companies

Academy's mission is to be 1st CHOICE in delivering the dream of sustainable homeownership by inspiring hope and building prosperity in the lives of our Employees, Builders, Realtors, and the communities we serve. ( from academymortgage.com/aboutus/index )

6000 Fairview Road, Suite 125
Charlotte, NC 28210

Phone Number: (800) 660-8664

6846 Morrison Boulevard
Charlotte, NC 28211

Phone Number: (800) 660-8664

  • Mortgage Payment Calculator »
  • Mobile Friendly
  • Uses HTTPS
  • Pages in Google IndexAbout 13,500 results
  • BBB RatingA+
  • Branches> 300
  • Loan Officers> 1,400
  • Loan Officer Profiles
  • Estimated Fundings 2016$9-10 Billion
  • Estimated Fundings 2015$8-9 Billion
  • NMLS Corp #3113

"If the current value of your home has increased it may make sense to refinance at a better rate."

CLT
5501 Josh Birmingham Pkwy
Charlotte, NC 28208-5750

Phone Number: (980) 215-8076
Toll Free: 1-800-533-0035

CLT-TC
4800 Hangar Rd
Charlotte, NC 28208-7318

Phone Number: (704) 359-5997
Toll Free: 1-800-533-0035

"Why choose us? You can find home loans at many other lenders, but it's much harder to find a company that's willing to invest in you. While we know mortgages inside and out, we're more interested in the people like you who need our loans."

Charlotte
11121 Carmel Commons Blvd., Suite 350
Charlotte, NC 28226

Toll Free: 1-800-466-5626

Get the right mortgage to finance your new home. Is a new home in your future? Let us help you get there with the right mortgage. (from https://www.bankofamerica.com/mortgage/home-mortgage/)

400 South Tryon Branch
400 South Tryon Street
Charlotte, NC 28285

Toll Free: 1-866-466-0979

Albemarle Road Branch
6425 Albemarle Road
Charlotte, NC 28212

Toll Free: 1-866-466-0979

Arboretum Branch
7911 Providence Road
Charlotte, NC 28277

Toll Free: 1-866-466-0979

View More Branches Located in Charlotte

"Along with powerful nationwide mortgage loans, we offer clients peace of mind knowing they are working with a credible national mortgage banker."

Eng Lending
1801 N. Tryon Street
Charlotte, NC 28206

Toll Free: 1-866-878-2265

"Bay Equity is a family-owned, full-service mortgage lender that prioritizes personal relationships. Your needs, first."

Charlotte
421 Penman Street, Suite 201
Charlotte, NC 28203

Toll Free: 1-800-229-3703

If you're looking for a lower interest rate and a lower monthly payment, refinancing may be the solution. (from https://www.bbt.com/lending/mortgage/default.page)

Albemarle Commons Branch
8816 Albemarle Road
Charlotte, NC 28227

Phone Number: 800-BANK-BBT
Toll Free: 888-946-8730

Aldersgate Branch
3800 Shamrock Drive
Charlotte, NC 28215

Phone Number: 800-BANK-BBT
Toll Free: 888-946-8730

Arbors Branch
2211 West Arbors Drive
Charlotte, NC 28262

Phone Number: 800-BANK-BBT
Toll Free: 888-946-8730

View More Branches Located in Charlotte

"Whether you are a home buying pro, a first-timer, or looking to refinance, we have the right loan for you."

Charlotte
2359 Perimeter Pointe Parkway, Suite 300
Charlotte, NC 28208

Toll Free: 1-800-741-8262

Charlotte
11301 Carmel Commons Blvd., Suite 101
Charlotte, NC 28226

Toll Free: 1-800-741-8262

Our purpose is fulfilling the dreams of home ownership by delivering exceptional service to our customers while providing the Envoy team opportunities to grow and build their future. (from envoymortgage.com/mission-vision-values/)

16147 Lancaster Highway Suite 100-A
Charlotte, NC 28277

Phone Number: 1-713-977-8005
Toll Free: 1-877-232-2461

At Fairway Independent Mortgage Corporation, customer service is a way of life. We are dedicated to finding great rates and loan options for our customers while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process – from application to closing and beyond. It’s all designed to exceed expectations, provide satisfaction and earn trust. (https://www.fairwayindependentmc.com/about-us)

223 East Boulvard, Office 11
Charlotte, NC 28203

6230 Fairview Road, Suite 270
Charlotte, NC 28210-3116

8832 Blakeney Professional Drive, Suite 102 & 107
Charlotte, NC 28277

  • BBB RatingA+
  • Branches> 60
  • Loan Officers> 2500
  • Estimated Fundings 2016> $16 Billion
  • Estimated Fundings 2015> $10 Billion
  • NMLS Corp #2289

"Fixed Rate Mortgage Loans - Looking for a mortgage that has a monthly payment you can rely on?" FHA, Physician Loans, VA, Construction, Jumbo, Home Possible® Loan

Carmel Road Branch
7530 Pineville Matthews Road
Charlotte, NC 28226

Toll Free: 1-866-351-5353

Cotswold Branch
225 South Sharon Amity Road
Charlotte, NC 28211

Toll Free: 1-866-351-5353

Eastland Branch
5601 Reddman Road
Charlotte, NC 28212

Toll Free: 1-866-351-5353

View More Branches Located in Charlotte

First Citizens offers a wide range of mortgage products.

Charlotte Branch
128 South Tryon Street
Charlotte, NC 28202

Toll Free: 1.888.323.4732

Cotswald Branch
4325 Randolph Road
Charlotte, NC 28211

Toll Free: 1.888.323.4732

Eastway Branch
3050 Eastway Drive
Charlotte, NC 28205

Toll Free: 1.888.323.4732

View More Branches Located in Charlotte

"We are dedicated professionals who are focused on satisfying our customer's needs now and in the future."

Charlotte Southpark Branch
6201 Fairview Road
Charlotte, NC 28210

Toll Free: 800.555.5455

Mt. Island Branch
3500 Mt. Holly-Huntersville Road
Charlotte, NC 28216

Toll Free: 800.555.5455

"Thinking about refinancing your home? First Tennessee is a great place to start since mortgage rates are low."

Charlotte / Uptown Office
301 South Mcdowell Street, Suite 100
Charlotte, NC 28204

Toll Free: 1-800-609-2116

Charlotte Branch
4064 Colony Road, Suite 195b
Charlotte, NC 28211

Toll Free: 1-800-609-2116

South Park Office
3920 Sharon Road
Charlotte, NC 28211

Toll Free: 1-800-609-2116

"Gateway was founded in 2000 and has grown to become one of the largest privately held mortgage companies in the country."

Charlotte
501 S. Sharon Amity Road, Ste. 400
Charlotte, NC 28211

Toll Free: 1-877-764-9319

"Whether you're moving into your first home or moving up to something bigger, you can rely on the lending specialists at George Mason Mortgage, LLC." (from https://www.gmmllc.com/)

Charlotte
13950 Ballantyne Corporate Place, Suite 155
Charlotte, NC 28277

Toll Free: 1-800-867-6859

"We understand that choosing a mortgage is the biggest financial decision of your life, and we're committed to making the process as seamless, friendly and financially valuable to you as possible."

Charlotte
5950 Fairview Road, Suite 618
Charlotte, NC 28210

Toll Free: 1-866-934-7283

Charlotte
8008 Corporate Center Dr., Suite 115
Charlotte, NC 28226

Toll Free: 1-866-934-7283

With over five decades of experience in providing loans, service, and expertise to homebuyers, Guild Mortgage upholds an enduring presence in the lending community. By strategically meeting the ups and downs of the real estate and financial markets, Guild has remained steadfast in its mission to provide affordable home financing, unsurpassed service, and a dedicated workforce to meet our customers' needs.

Guild is now a nationally recognized mortgage banking company with more than 250 branches and satellites serving homebuyers throughout the United States. (from https://www.guildmortgage.com/about-us/history/)

7221 Pineville Matthews Rd, Suite 100
Charlotte, NC 28226

Phone Number: 1-800-283-8823

At HomeBridge Financial Services, Inc., our mission has always been to simplify the mortgage lending process. As one of the nation's largest privately held, non-bank lenders, we specialize in facilitating and securing home mortgage financial solutions. (from homebridge.com/about-homebridge/who-we-are/)

3701 Arco Corporate Drive, Suite 450
Charlotte, NC 28273

Phone Number: 732-738-7100
Toll Free: 866-933-6342

13900 Conlan Circle Suite 101
Charlotte, NC 28277

Phone Number: 732-738-7100
Toll Free: 866-933-6342

  • BBB RatingB-
  • Branches> 200
  • Loan Officers> 900
  • Estimated Fundings 2016> $16 Billion
  • Estimated Fundings 2015> $8 Billion
  • NMLS Corp #6521

"If you have a USDA (United States Department of Agriculture) loan, also known as a Rural Housing Loan, you are eligible for a Streamline Assist refinance home loan." (from https://www.hometrustbanking.com/mortgage/refinance/government-refinance/usda-refinance/)

Queens Road Branch
100 Queens Road
Charlotte, NC

Toll Free: 800.627.1632

We've been helping people achieve their homeownership dream since 1988. What can we help you with?

7810 Ballantyne Commons Pkwy, Suite 106
Charlotte, NC 28277

Toll Free: 1-800-241-5263

loanDepot, America's lender, matches borrowers through technology and high-touch customer care with the credit they need to fuel their lives. As a fast-growing national consumer lender, the loanDepot platform is disrupting finance by dissolving the lines between mortgage and nonmortgage credit. (from loandepot.com/about)

401 North Tryon Street, 10th Floor
Charlotte, NC 28202

Phone Number: 360-544-4100

"Buying a home is a big deal. Making sure it fits your budget and your family is important. That's why we reimagined the entire process, from a no-headaches digital application to explaining what you can afford - before you even look at a house."

5925 Carnegie Blvd, Ste 250
Charlotte, NC 28209

Phone Number: 877-314-1499
Toll Free: 1-877-314-1499

6832 Morrison Blvd, Suite 130
Charlotte, NC 28211

Phone Number: 877-314-1499
Toll Free: 1-877-314-1499

8520 Cliff Cameron Dr, Suite 100
Charlotte, NC 28269

Phone Number: 877-314-1499
Toll Free: 1-877-314-1499

View More Branches Located in Charlotte

  • Online Loan Application »
  • Mobile Friendly
  • Uses HTTPS
  • Pages in Google Index> 6,000
  • BBB RatingA+
  • Branches~ 700
  • Loan Officers> 2,000
  • Loan Officer Profiles
  • Estimated Fundings 2016> $10 Billion
  • Estimated Fundings 2015> $7 Billion
  • NMLS Corp #39179

Family-owned, New American Funding is an independent mortgage lender headquartered in Orange County, California, that is dedicated to helping other families and individuals improve their quality of living through home ownership. Read more at https://www.newamericanfunding.com/about/our-story/#mYm5VihfhfLmMJys.99

3440 Toringdon Way, suite 205
Charlotte, NC 28277

Toll Free: 800-890-1057

New Penn Financial, LLC has more than one branch in Charlotte.

11020 David Taylor Dr, Suite 415
Charlotte, NC 28262

Toll Free: 888-673-5521

10700 Sikes Place, Suite 150
Charlotte, NC 28277

Toll Free: 888-673-5521

  • Branches> 70
  • Loan Officers> 450
  • Estimated Fundings 2016> $7 Billion
  • Estimated Fundings 2015> $6 Billion
  • NMLS Corp #3013

"We do not hire from applications. Instead, we identify the best mortgage associates in the market and recruit them because we know they are already successful and committed to delivering a level of service second to none."

Charlotte 3rd Street
1420 East Third Street
Charlotte, NC 28204

Toll Free: 1-800-262-7175

Charlotte Carmel Road Branch
6342 Carmel Road
Charlotte, NC 28226

Toll Free: 1-800-262-7175

Charlotte Southpark Branch
5980 Fairview Road
Charlotte, NC 28210

Toll Free: 1-800-262-7175

Mortgage Loans. Which home loan is right for you? Find the right option based on loan terms, down payment and other special circumstances. (from www.pnc.com/)

Arboretum Drive Branch
7852 Arboretum Drive
Charlotte, NC 28270

Toll Free: 1-800-822-5626

Ballantyne Branch
14925 Ballantyne Village Way
Charlotte, NC 28277

Toll Free: 1-800-822-5626

Carmel Branch
7421 Carmel Executive Park, Suite 100
Charlotte, NC 28226

Toll Free: 1-800-822-5626

View More Branches Located in Charlotte

Since 1986, we've helped over 500,000 homeowners buy a new home, fix up a current home or refinance. If you are in the market for a home loan, we can help you make the right decisions and have a rewarding experience along the way.

10715 Sikes Place, Suite 110
Charlotte, NC 28277

Toll Free: 800-317-7463

Regions Mortgage section of website provides explanations of "5 Terms Homebuyers should know when buying a house" Preapproval, Fixed-rate mortgage, Adjustable-rate Mortgage, Home inspection, Home warranty.

Ayrsley Branch
2131 Ayrsley Town Boulevard, Suite 100
Charlotte, NC 28273

Toll Free: 1-888-IN-A-SNAP

Eastover Branch
1045 Providence Road
Charlotte, NC 28207

Toll Free: 1-888-IN-A-SNAP

Determining your eligibility for refinancing is similar to the process you went through with your first mortgage. Your South State Mortgage Loan Officer can help… (from https://www.southstatebank.com/mortgage/loan-programs/refinancing/)

Cotswold Branch
325 South Sharon Amity Road
Charlotte, NC 28211

Toll Free: 1-800-277-2175

Myers Park Branch
1057 Providence Road
Charlotte, NC 28207

Toll Free: 1-800-277-2175

Southpark Branch
6525 Morrison Boulevard
Charlotte, NC 28211

Toll Free: 1-800-277-2175

"At Southern Trust Mortgage, we're in the business of "making home happen". From the beginning, we've been committed to creating a home loan experience that we'd want to receive ourselves."

Charlotte
4520 Mill Hill Village Lane, Suite 205
Charlotte, NC 28227

Toll Free: 1-800-748-2147

'The Credit Union offers several special mortgage programs and has partnered with the North Carolina Housing Finance Agency and Federal Home Loan Bank of Atlanta to offer additional programs to assist first-time homebuyers.' (https://www.ncsecu.org/Mortgages/SpecialMortgages.html)

10820 S Tryon St
Charlotte, NC 28273

Phone Number: (704) 504-8796
Toll Free: 1-888-886-0083

At SunTrust Mortgage, we take home mortgages personally. Thats why you'll find a knowledgeable person readily available to answer your questions and ease your concerns as you go through the home loan process. (from suntrust.com)

Arboretum Branch
3315 Springbank Lane
Charlotte, NC 28226

Toll Free: 1-877-907-1012

Blakeney Branch
9836 Rea Road
Charlotte, NC 28277

Toll Free: 1-877-907-1012

Carmel Commons Branch 266
Carmel Commons Branch 266
7801 Pineville-Matthews Road
Charlotte, NC 28226

Toll Free: 1-877-907-1012

View More Branches Located in Charlotte

Supreme Lending, one of the most respected Mortgage Bankers, was established in 1999 by Scott Everett. Having an extensive business and mortgage background, Mr. Everett has secured the respect of mortgage professionals and is committed to attracting not only the most professional loan officers but also the most cutting edge loan products. (from supremelending.com/AboutUs.aspx)

7300 Carmel Executive Park, Suite 105
Charlotte, NC 28226

Phone Number: (877) 350-5225

  • BBB RatingA+
  • Branches> 250
  • Loan Officers> 900
  • Estimated Fundings 2016> $7 Billion
  • Estimated Fundings 2015> $ 4 Billion
  • NMLS Corp #2129

Are you buying a home, refinancing, or looking for home equity financing? If you're ready to learn about mortgage loans and programs, we're here to help (from https://www.wellsfargo.com/mortgage/loan-programs/)

Albemarle Square Branch
9005 Albemarle Road
Charlotte, NC 28227

Toll Free: 1-888-818-9147

Arboretum Branch
2821 Pineville-Matthews Road
Charlotte, NC 28270

Toll Free: 1-888-818-9147

Ballantyne Branch
13715 Conlan Circle
Charlotte, NC 28277

Toll Free: 1-888-818-9147

View More Branches Located in Charlotte

  • Branches> 6,000
  • Loan Officers> 40,000
  • Estimated Fundings 2016> 240 billion
  • NMLS Corp #399801

  • One of 8 LendingTree Certified Lenders Nationwide
  • 2016 Top 10 Customer Satisfaction LendingTree Award
  • 2015 Top 10 Customer Satisfaction LendingTree Award
  • 2016 & 2015 LendingTree Certified “President’s Club” Lender
  • The ONLY lender on LendingTree’s network with 100% of our Mortgage Bankers certified
  • One of LendingTree’s highest customer satisfaction lenders  (above from https://www.wyndhamcapital.com/awards-and-accolades)

6115 Park South Dr. Suite 200
Charlotte, NC 28210

Toll Free: 888-923-9911
Fax: 704-525-9912

The City of Charlotte supports those working to become homeowners and homeowners needing special assistance by providing services directly and partnering with area nonprofit organizations.

 

The HouseCharlotte program provides 10-year, deferred, forgivable loans to qualified applicants. Funds can be used for downpayment, closing cost or interest rate buy down.

More on HouseCharlotte home financing.

Effective April 1, 2017 the City of Charlotte has made some enhancements to the HouseCharlotte program.

Loan Officers in Charlotte

 

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