Compiled by Freddie Mac
2013 |
2012 |
2011 |
2010 |
2009 |
||||||
Rate | Pts | Rate | Pts | Rate | Pts | Rate | Pts | Rate | Pts | |
January | 3.41 | 0.7 | 3.92 | 0.8 | 4.76 | 0.8 | 5.03 | 0.7 | 5.05 | 0.7 |
February | 3.53 | 0.8 | 3.89 | 0.8 | 4.95 | 0.7 | 4.99 | 0.7 | 5.13 | 0.7 |
March | 3.57 | 0.8 | 3.95 | 0.8 | 4.84 | 0.7 | 4.97 | 0.7 | 5.00 | 0.7 |
April | 3.45 | 0.8 | 3.91 | 0.7 | 4.84 | 0.7 | 5.10 | 0.7 | 4.81 | 0.7 |
May
|
3.54 | 0.7 | 3.80 | 0.8 | 4.64 | 0.7 | 4.89 | 0.7 | 4.86 | 0.7 |
June | 4.07 | 0.8 | 3.68 | 0.7 | 4.51 | 0.7 | 4.74 | 0.7 | 5.42 | 0.7 |
July | 4.37 | 0.8 | 3.55 | 0.7 | 4.55 | 0.7 | 4.56 | 0.7 | 5.22 | 0.7 |
August | 3.60 | 0.6 | 4.27 | 0.7 | 4.43 | 0.7 | 5.19 | 0.7 | ||
September | 3.47 | 0.6 | 4.11 | 0.7 | 4.35 | 0.7 | 5.06 | 0.7 | ||
October | 3.38 | 0.7 | 4.07 | 0.8 | 4.23 | 0.8 | 4.95 | 0.7 | ||
November | 3.35 | 0.7 | 3.99 | 0.7 | 4.30 | 0.8 | 4.88 | 0.7 | ||
December | 3.35 | 0.7 | 3.96 | 0.7 | 4.71 | 0.7 | 4.93 | 0.7 | ||
Annual Average | 3.66 | 0.7 | 4.45 | 0.7 | 4.69 | 0.7 | 5.04 | 0.7 |
2008
|
2007
|
2006
|
2005
|
2004
|
2003
|
|||||||
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
|
January | 5.76 | 0.4 | 6.22 | 0.4 | 6.15 | 0.5 | 5.71 | 0.7 | 5.71 | 0.7 | 5.92 | 0.6 |
February | 5.92 | 0.5 | 6.29 | 0.4 | 6.25 | 0.6 | 5.63 | 0.7 | 5.64 | 0.7 | 5.84 | 0.6 |
March | 5.97 | 0.5 | 6.16 | 0.4 | 6.32 | 0.6 | 5.93 |
0.7 |
5.45 |
0.7 |
5.75 | 0.6 |
April | 5.92 | 0.4 | 6.18 | 0.5 | 6.51 | 0.6 | 5.86 | 0.6 | 5.83 | 0.7 | 5.81 | 0.6 |
May
|
6.04 | 0.5 | 6.26 | 0.4 | 6.60 | 0.5 | 5.72 | 0.6 | 6.27 | 0.7 | 5.48 | 0.6 |
June | 6.32 | 0.7 | 6.66 | 0.4 | 6.68 | 0.5 | 5.58 | 0.6 | 6.29 | 0.6 | 5.23 | 0.6 |
July | 6.43 | 0.6 | 6.70 | 0.4 | 6.76 | 0.5 | 5.70 | 0.5 | 6.06 | 0.6 | 5.63 | 0.5 |
August | 6.48 | 0.7 | 6.57 | 0.4 | 6.52 | 0.4 | 5.82 | 0.5 | 5.87 | 0.7 | 6.26 | 0.7 |
September | 6.04 | 0.7 | 6.38 | 0.5 | 6.40 | 0.5 | 5.77 | 0.6 | 5.75 | 0.7 | 6.15 | 0.6 |
October | 6.20 | 0.6 | 6.38 | 0.5 | 6.36 | 0.4 | 6.07 | 0.5 | 5.72 | 0.7 | 5.95 | 0.6 |
November | 6.09 | 0.7 | 6.21 | 0.4 | 6.24 | 0.5 | 6.33 | 0.6 | 5.73 | 0.6 | 5.93 | 0.6 |
December | 5.29 | 0.7 | 6.10 | 0.5 | 6.14 | 0.4 | 6.27 | 0.5 | 5.75 | 0.6 | 5.88 | 0.7 |
Annual Average | 6.03 | 0.6 | 6.34 | 0.4 | 6.41 | 0.5 | 5.87 | 0.6 | 5.84 | 0.7 | 5.83 | 0.6 |
2002
|
2001
|
2000
|
1999
|
1998
|
||||||
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
|
January | 7.00 | 0.8 | 7.03 | 0.9 | 8.21 | 1.0 |
6.79
|
0.9
|
6.99
|
1.4
|
February | 6.89 | 0.7 | 7.05 | 1.0 | 8.33 | 1.0 |
6.81
|
1.0
|
7.04
|
1.2
|
March | 7.01 | 0.7 | 6.95 | 0.9 | 8.24 | 1.0 |
7.04
|
0.9
|
7.13
|
1.2
|
April | 6.99 | 0.7 | 7.08 | 0.9 | 8.15 | 1.0 |
6.92
|
1.0
|
7.14
|
1.0
|
May | 6.81 | 0.7 | 7.15 | 1.0 | 8.52 | 1.0 |
7.15
|
1.0
|
7.14
|
1.1
|
June | 6.65 | 0.6 | 7.16 | 1.0 | 8.29 | 0.9 |
7.55
|
1.0
|
7.00
|
1.0
|
July | 6.49 | 0.6 | 7.13 | 0.9 | 8.15 | 0.9 |
7.63
|
1.0
|
6.95
|
1.1
|
August | 6.29 | 0.6 | 6.95 | 0.9 | 8.03 | 1.0 |
7.94
|
1.0
|
6.92
|
1.1
|
September | 6.09 | 0.6 | 6.82 | 0.9 | 7.91 | 1.0 |
7.82
|
1.0
|
6.72
|
1.0
|
October | 6.11 | 0.6 | 6.62 | 0.9 | 7.80 | 1.0 | 7.85 | 1.0 |
6.71
|
0.9
|
November | 6.07 | 0.6 | 6.66 | 0.8 | 7.75 | 0.9 | 7.74 | 1.0 |
6.87
|
0.9
|
December | 6.05 | 0.6 | 7.07 | 0.8 | 7.38 | 1.0 | 7.91 | 1.0 |
6.74
|
1.0
|
Annual Average |
6.54
|
0.6
|
6.97
|
0.9
|
8.05
|
1.0
|
7.44
|
1.0
|
6.94
|
1.1
|
1997
|
1996
|
1995
|
1994
|
1993
|
||||||
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
|
January |
7.82
|
1.8
|
7.03
|
1.8
|
9.15
|
1.8
|
7.07
|
1.7
|
7.99
|
1.6
|
February |
7.65
|
1.7
|
7.08
|
1.7
|
8.83
|
1.9
|
7.15
|
1.8
|
7.68
|
1.5
|
March |
7.90
|
1.8
|
7.62
|
1.8
|
8.46
|
1.8
|
7.68
|
1.7
|
7.50
|
1.6
|
April |
8.14
|
1.7
|
7.93
|
1.8
|
8.32
|
1.9
|
8.32
|
1.8
|
7.46
|
1.7
|
May |
7.94
|
1.7
|
8.07
|
1.7
|
7.96
|
1.8
|
8.60
|
1.8
|
7.47
|
1.8
|
June |
7.69
|
1.7
|
8.32
|
1.7
|
7.57
|
1.8
|
8.40
|
1.8
|
7.42
|
1.6
|
July |
7.50
|
1.8
|
8.25
|
1.8
|
7.61
|
1.8
|
8.61
|
1.8
|
7.21
|
1.6
|
August |
7.48
|
1.7
|
8.00
|
1.7
|
7.86
|
1.8
|
8.51
|
1.8
|
7.11
|
1.5
|
September |
7.43
|
1.7
|
8.23
|
1.7
|
7.64
|
1.8
|
8.64
|
1.8
|
6.91
|
1.5
|
October |
7.29
|
1.7
|
7.92
|
1.7
|
7.48
|
1.9
|
8.93
|
1.8
|
6.83
|
1.5
|
November |
7.21
|
1.7
|
7.62
|
1.8
|
7.38
|
1.8
|
9.17
|
1.8
|
7.16
|
1.6
|
December |
7.10
|
1.8
|
7.60
|
1.7
|
7.20
|
1.8
|
9.20
|
1.8
|
7.17
|
1.7
|
Annual Average |
7.6
|
1.7
|
7.81
|
1.7
|
7.93
|
1.8
|
8.38
|
1.8
|
7.31
|
1.6
|
1992
|
1991
|
1990
|
1989
|
1988
|
||||||
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
|
January | 8.43 |
1.8 |
9.64
|
2.1
|
9.90
|
2.1
|
10.73
|
2.1
|
10.38
|
2.0
|
February | 8.76 |
1.8 |
9.37
|
2.0
|
10.20
|
2.1
|
10.65
|
2.2
|
9.89
|
2.1
|
March | 8.94 |
1.9 |
9.50
|
2.1
|
10.27
|
2.1
|
11.03
|
2.2
|
9.93
|
2.0
|
April | 8.85 |
1.7 |
9.50
|
2.0
|
10.37
|
2.1
|
11.05
|
2.2
|
10.20
|
2.1
|
May | 8.67 |
1.7 |
9.47
|
2.0
|
10.48
|
2.0
|
10.77
|
2.1
|
10.46
|
2.1
|
June | 8.51 |
1.7 |
9.62
|
2.1
|
10.16
|
2.0
|
10.20
|
2.1
|
10.46
|
2.0
|
July | 8.13 |
1.6 |
9.58
|
2.0
|
10.04
|
2.0
|
9.88
|
2.1
|
10.43
|
2.0
|
August | 7.98 |
1.7 |
9.24
|
1.9
|
10.10
|
2.0
|
9.99
|
2.1
|
10.60
|
2.2
|
September | 7.92 |
1.7 |
9.01
|
1.9
|
10.18
|
2.1
|
10.13
|
2.0
|
10.48
|
2.1
|
October | 8.09 |
1.8 |
8.86
|
1.9
|
10.17
|
2.2
|
9.95
|
2.0
|
10.30
|
1.9
|
November | 8.31 |
1.9 |
8.71
|
1.8
|
10.01
|
2.1
|
9.77
|
2.0
|
10.27
|
2.1
|
December | 8.21 |
1.6 |
8.50
|
1.8
|
9.67
|
1.9
|
9.74
|
2.0
|
10.61
|
2.1
|
Annual Average |
8.39
|
1.7
|
9.25
|
2.0
|
10.13
|
2.1
|
10.32
|
2.1
|
10.34
|
2.1
|
1987
|
1986
|
1985
|
1984
|
1983
|
||||||
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
|
January |
9.20
|
2.2
|
10.89
|
2.3
|
13.08 | 2.5 | 13.37 | 2.3 | 13.25 | 2.2 |
February |
9.08
|
2.1
|
10.71
|
2.3
|
12.92 | 2.4 | 13.23 | 2.4 | 13.04 | 2.0 |
March |
9.04
|
2.1
|
10.08
|
2.3
|
13.17 | 2.6 | 13.39 | 2.4 | 12.80 | 2.2 |
April |
9.83
|
2.3
|
9.94
|
2.2
|
13.20 | 2.6 | 13.65 | 2.4 | 12.78 | 2.1 |
May |
10.60
|
2.3
|
10.15
|
2.3
|
12.91 | 2.5 | 13.94 | 2.5 | 12.63 | 2.1 |
June |
10.54
|
2.2
|
10.69
|
2.3
|
12.22 | 2.5 | 14.42 | 2.5 | 12.87 | 2.1 |
July |
10.28
|
2.2
|
10.51
|
2.2
|
12.03 | 2.5 | 14.67 | 2.6 | 13.43 | 2.2 |
August |
10.33
|
2.1
|
10.20
|
2.1
|
12.19 | 2.6 | 14.47 | 2.6 | 13.81 | 2.2 |
September |
10.89
|
2.2
|
10.01
|
2.2
|
12.19 | 2.6 | 14.35 | 2.6 | 13.73 | 2.2 |
October |
11.26
|
2.2
|
9.98
|
2.1
|
12.14 | 2.5 | 14.13 | 2.6 | 13.54 | 2.1 |
November |
10.65
|
2.1
|
9.70
|
2.0
|
11.78 | 2.4 | 13.64 | 2.5 | 13.44 | 2.1 |
December |
10.64
|
2.1
|
9.32
|
2.1
|
11.20 | 2.3 | 13.18 | 2.5 | 13.42 | 2.2 |
Annual Average |
10.21
|
2.2
|
10.19
|
2.2
|
12.43
|
2.5
|
13.88
|
2.5 | 13.24 | 2.1 |
1982
|
1981
|
1980
|
1979
|
1978
|
||||||
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
|
January | 17.48 | 2.2 | 14.90 | 2.0 | 12.88 | 1.6 | 10.39 | 1.5 | 9.01 | 1.3 |
February | 17.60 | 2.2 | 15.13 | 2.0 | 13.04 | 1.6 | 10.41 | 1.5 | 9.14 | 1.3 |
March | 17.16 | 2.2 | 15.40 | 2.0 | 15.28 | 2.0 | 10.43 | 1.5 | 9.20 | 1.3 |
April | 16.89 | 2.3 | 15.58 | 2.0 | 16.32 | 1.9 | 10.50 | 1.5 | 9.35 | 1.3 |
May | 16.68 | 2.3 | 16.40 | 2.1 | 14.26 | 1.9 | 10.69 | 1.6 | 9.57 | 1.3 |
June | 16.70 | 2.2 | 16.70 | 2.1 | 12.71 | 1.8 | 11.04 | 1.6 | 9.71 | 1.4 |
July | 16.82 | 2.2 | 16.83 | 2.1 | 12.19 | 1.8 | 11.09 | 1.7 | 9.74 | 1.4 |
August | 16.27 | 2.3 | 17.28 | 2.1 | 12.56 | 1.7 | 11.09 | 1.7 | 9.78 | 1.3 |
September | 15.43 | 2.3 | 18.16 | 2.1 | 13.20 | 1.7 | 11.30 | 1.6 | 9.76 | 1.3 |
October | 14.61 | 2.2 | 18.45 | 2.3 | 13.79 | 1.7 | 11.64 | 1.7 | 9.86 | 1.2 |
November | 13.82 | 2.2 | 17.82 | 2.1 | 14.21 | 1.7 | 12.83 | 1.7 | 10.11 | 1.2 |
December | 13.62 | 2.2 | 16.95 | 2.1 | 14.79 | 1.7 | 12.90 | 1.6 | 10.35 | 1.4 |
Annual Average |
16.04
|
2.2
|
16.63
|
2.1
|
13.74
|
1.8
|
11.20
|
1.6
|
9.64
|
1.3
|
1977
|
1976
|
1975
|
1974
|
1973
|
||||||
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
|
January | 8.72 | 1.1 | 9.02 | 1.1 | 9.43 | 1.2 | 8.54 | 1.0 | 7.44 | 0.9 |
February | 8.67 | 1.1 | 8.81 | 1.0 | 9.10 | 1.2 | 8.46 | 1.0 | 7.44 | 1.0 |
March | 8.69 | 1.2 | 8.76 | 1.3 | 8.89 | 1.1 | 8.41 | 1.0 | 7.46 | 0.9 |
April | 8.75 | 1.1 | 8.73 | 1.3 | 8.82 | 1.0 | 8.58 | 1.0 | 7.54 | 0.9 |
May | 8.83 | 1.1 | 8.76 | 1.3 | 8.91 | 1.1 | 8.97 | 1.1 | 7.65 | 0.9 |
June | 8.86 | 1.1 | 8.85 | 1.3 | 8.89 | 1.0 | 9.09 | 1.2 | 7.73 | 0.9 |
July | 8.94 | 1.1 | 8.93 | 1.2 | 8.89 | 1.1 | 9.28 | 1.3 | 8.05 | 1.0 |
August | 8.94 | 1.1 | 9.00 | 1.2 | 8.94 | 1.1 | 9.59 | 1.3 | 8.50 | 1.0 |
September | 8.90 | 1.1 | 8.98 | 1.2 | 9.12 | 1.1 | 9.96 | 1.4 | 8.82 | 1.1 |
October | 8.92 | 1.2 | 8.92 | 1.2 | 9.22 | 1.1 | 9.98 | 1.5 | 8.77 | 1.1 |
November | 8.92 | 1.1 | 8.81 | 1.3 | 9.15 | 1.1 | 9.79 | 1.4 | 8.58 | 1.0 |
December | 8.96 | 1.2 | 8.79 | 1.2 | 9.10 | 1.1 | 9.62 | 1.3 | 8.54 | 1.0 |
Annual Average |
8.85
|
1.1
|
8.87
|
1.2
|
9.05
|
1.1
|
9.19
|
1.2
|
8.04
|
1.0
|
1972
|
1971
|
|||
Rate
|
Pts
|
Rate
|
Pts
|
|
January | 7.44 | 1.0 | na | na |
February | 7.32 | 0.9 | na | na |
March | 7.29 | 0.9 | na | na |
April | 7.29 | 0.9 | 7.31 | na |
May | 7.37 | 0.9 | 7.43 | na |
June | 7.37 | 0.9 | 7.53 | na |
July | 7.40 | 0.9 | 7.60 | na |
August | 7.40 | 0.9 | 7.70 | na |
September | 7.42 | 1.0 | 7.69 | na |
October | 7.42 | 1.0 | 7.63 | na |
November | 7.43 | 1.0 | 7.55 | na |
December | 7.44 | 1.0 | 7.48 | na |
Annual Average |
7.38
|
0.9
|
na
|
na
|
Get the Updated and Improved Mortgage Rates App from ERATE.com