Home Refinance Loan Ratesin California

Looking to refinance your existing mortgage loan? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in California and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/21/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.718% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.919 Points$2,941 Points Fee
$7,641 Total Fees$4,700 Lender Fees
 30 Years FixedVA Loan
Refi from your sofa. It’s surprisingly simple.
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Use your VA Loan Benefit to get cash from your home equity
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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