Current Home Purchase Mortgage Rates - 30 Years  California Lenders Under 7% for 30 Year Fixed Rate

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in California and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 12/27/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.089% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.958 Points$3,066 Points Fee
$3,066 Total Fees$0 Lender Fees
 30 Years Fixed
6.097% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.934 Points$2,989 Points Fee
$3,689 Total Fees$700 Lender Fees
 30 Years Fixed
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5.808% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.629 Points$2,013 Points Fee
$2,013 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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