New York Cities > New York
New York Home Equity Listing

Home Equity Loan Rates | Line of Credit Lenders in New York

ERATE® provides this page to help consumers locate home equity lenders covering New York. Our goal is to provide an extensive network of home equity lenders throughout the New York area. We are not responsible for the performance of these lenders. Whenever selecting financing be sure to do your own due diligence.

Current Home Equity Line Rates for New York Homes

Home Equity Companies

"Home Equity Line of Credit or HELOC is a type of home loan that allows a borrower to open up a revolving line of credit using their home as collateral." (from https://www.abacusbank.com/loans/heloc/) New Loan Inquiries call 1-212-285-4770

Abacus Federal Savings Bank
6 Bowery
New York, NY 10013

Phone Number: 1-212-285-4770

World Trade Center Branch
116 Nassau Street
New York, NY 10038

Phone Number: 1-212-285-4770 Ext.5102

"Put your home to work for you with a home equity loan or line of credit." (from https://amalgamatedbank.mortgagewebcenter.com/)

Amalgamated Bank
275 Seventh Avenue
New York, NY 10001

Toll Free: 800-662-0860

Roosevelt Island Branch
619 Main Street
New York, NY 10044

Toll Free: 800-662-0860

Union Square Branch
10 East 14th Street
New York, NY 10003

Toll Free: 800-662-0860

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"Determine what loan is right for you by evaluating the rate, Annual Percentage Rate (APR), and points."

125th Street Branch
124 East 125th Street
New York, NY 10035

Phone Number: 1-212-224-6464

149th Street Branch
370 East 149th Street
New York, NY 10455

Phone Number: 1-212-224-6464

159th Street Branch
3815 Broadway
New York, NY 10032

Phone Number: 1-212-224-6464

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A home equity line of credit (HELOC) lets you borrow against available equity with your home as collateral. (from bankofamerica.com)

100 St. & Columbus Ave. Branch
808 Columbus Avenue
New York, NY 10025

Toll Free: 1-866-290-4674

114 W 47th St - Ust Branch
114 West 47th Street
New York, NY 10036

Toll Free: 1-866-290-4674

145 St And Frederick Douglass Branch
301 West 145th Street
New York, NY 10039

Toll Free: 1-866-290-4674

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Home Equity Lines of Credit (from https://www.bankozarks.com/your-family/mortgage)

New York Branch
1 Rockefeller Plaza
New York, NY 10020

Toll Free: 1-800-274-4482

New York Lpo
230 Park Avenue
New York, NY 10169

Toll Free: 1-800-274-4482

"A Home Equity Line of Credit (HELOC) is a line of credit where the borrower uses the equity in their home as collateral. Borrowers can access their funds by writing checks, making transfers at the branch, by phone, or through online banking. " (from https://www.bankofthewest.com/personal-banking/loans/home-equity.html)

787 7th Avenue
New York, NY 10019

Toll Free: 1-844-777-2689

Home Equity Line of Credit "Convenient credit lines you can use for just about anything"

52nd Street Manhattan Branch
12 East 52nd Street
New York, NY 10022

Phone Number: 1-631-291-4476

Home Equity Line of Credit. Great if you aren't sure how much you need. Minimum payments based on your interest. Only pay off what you spend. (from https://www.capitalone.com/home-equity)

145th Street Branch
700 St Nicholas Avenue
New York, NY 10031

Toll Free: 855-238-8828

176 Broadway Branch
176 Broadway
New York, NY 10038

Toll Free: 855-238-8828

17th & 8th Branch
144 8th Ave
New York, NY 10011

Toll Free: 855-238-8828

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Home Equity Financing. If you need funds to cover unexpected expenses or to consolidate personal obligations, our equity financing will make your borrowing fast and easy.

Midtown Branch
235 5th Ave
New York, NY 10016

Toll Free: 1-800-9CATHAY

New York-Chinatown Branch
45 East Broadway
New York, NY 10002

Toll Free: 1-800-9CATHAY

Soho Branch
129 Lafayette Street
New York, NY 10013

Toll Free: 1-800-9CATHAY

"For qualified homeowners, we offer a personal line of credit secured by a mortgage on your home. Visit your local Centennial Bank branch to speak with a lender."

New York Branch
12 East 49th Street
New York, NY 10017

Toll Free: 1-888-372-9788

Access cash from the equity in your home. Current Home Equity Line of Credit variable rates https://www.chase.com/personal/mortgage/home-equity

112th & Broadway Branch
2875 Broadway
New York, NY 10025

Toll Free: 1-888-342-4273

135th Street & Fifth Avenue Branch
2218 5th Avenue
New York, NY 10037

Toll Free: 1-888-342-4273

37th & Seventh Branch
498 7th Ave
New York, NY 10018

Toll Free: 1-888-342-4273

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A Home Equity Line of Credit (HELOC) is a form of revolving credit in which your home serves as the collateral. It is comprised of a draw period when you can access the funds and a repayment period during which you can no longer draw funds. (from https://online.citi.com/US/JRS/portal/template.do?ID=mortgage_heloc&JFP_TOKEN=63XGQA7S)

Private Bank Branch - New York
399 Park Avenue
New York, NY 10022

Toll Free: 1-877-362-9100

100 William St. Branch
100 William St.
New York, NY 10038

Toll Free: 1-877-362-9100

1107 Broadway Branch
1107 Broadway
New York, NY 10010

Toll Free: 1-877-362-9100

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Improve your lifestyle with a City National Total Line of Credit (TLC). A TLC is a smart financial planning and purchasing tool for select clients who may wish to use home equity for... (from https://www.cnb.com/individual/borrow-money.asp)

400 Park Branch
400 Park Avenue
New York, NY 10022

Toll Free: (800) 773-7100

6th Avenue Branch
1140 6th Avenue
New York, NY 10036

Toll Free: (800) 773-7100

World Financial Center - Brookfield Place Branch
250 Vesey Street, 26th Floor
New York, NY 10281

Toll Free: (800) 773-7100

"Our personalized touch and competitive interest rates will encourage you to take advantage of the loan that is right for you."

Madison Avenue Branch Office
551 Madison Avenue
New York, NY 10022

Toll Free: 1-844-266-2548

Use funds to finance a big purchase, consolidate debt, or fund home improvements. You can withdraw money as you need it and make additional payments in addition to your interest only payment if you choose to. (From https://www.eastwestbank.com/Views/Pages/personal/loans/home-equity.cshtml)

77 Bowery Branch
77 Bowery
New York, NY 10002

Canal Branch
208 Canal Street
New York, NY 10013

With a Home Equity Line of Credit from First Republic, you can tap into the equity in your home to fund the projects that are important to you - whenever you need it. (from https://www.firstrepublic.com/personal/residential-lending?gnav=globalheader;personal-residential-lending)

575 Madison Avenue Branch
575 Madison Avenue
New York, NY 10022

Toll Free:  1-888-408-0288

6th Avenue Branch
442 6th Ave.
New York, NY 10011

Toll Free:  1-888-408-0288

76th & Broadway Branch
2160 Broadway
New York, NY 10024

Toll Free:  1-888-408-0288

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"For a Fixed-Rate Home Equity Loan or a Variable-Rate Home Equity Line of Credit, please contact your local Flushing Bank representative or call 718.512.2811."

99 Park Avenue
99 Park Avenue
New York, NY 10016

Toll Free: 1-800-220-9034

Park Avenue
225 Park Avenue South
New York, NY 10003

Toll Free: 1-800-220-9034

"A home equity line of credit is a form of revolving credit in which your home serves as collateral"

Manhattan Branch
325 Fifth Avenue
New York, NY 10016

Toll Free: 1-866-654-2664

Make the most of your home's equity. Home equity is the difference between the current market (appraised) value of your home and the outstanding balance of your mortgage and all other liens on the property.(from https://www.us.hsbc.com/1/2/home/personal-banking/home-equity/details)

Washington Square
374 Avenue Of The Americas
New York, NY 10011

Toll Free: 866.435.7097

117 Broadway Branch
117 Broadway
New York, NY 10006

Toll Free: 866.435.7097

2 Park Avenue Branch
2 Park Avenue
New York, NY 10016

Toll Free: 866.435.7097

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"Our competitive HELOC rates help your money go further, so you can finance home improvements, college costs or anything else." Stories and insights from the people at Investors Bank @ https://www.myinvestorsbank.com/The-Weave

3rd Avenue Branch
666 3rd Avenue, 27th Floor
New York, NY 10017

Toll Free: 1-855-422-6548

Flatiron Branch
267 5th Avenue
New York, NY 10016

Toll Free: 1-855-422-6548

Whether you are buying your first home, or improving the one you have, KeyBank offers a variety of home equity loans and line of credit options to meet your needs - both big and small. (from https://www.key.com/personal/home-loans-lines/home-loans-lines.jsp)

11 East 22nd Street Branch
11 East 22nd Street
New York, NY

Toll Free: 888-539-1234

Borrowing against your equity also allows you to access just the amount you need, without refinancing or affecting your current low-interest first mortgage (from https://www.loandepot.com/home-equity-loan)

135 West 50th Street, 18th Floor
New York, NY 10020

Phone Number: 562-257-5000

"Unlock your home's equity with M&T's CHOICEquity Account."

Bryant Park Branch
11 West 42nd Street
New York, NY 10036

Toll Free: 1-800-724-3222

Gramercy East Branch
397 First Avenue
New York, NY 10010

Toll Free: 1-800-724-3222

Harlem Branch
310 Lenox Avenue
New York, NY 10027

Toll Free: 1-800-724-3222

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"From low interest rates to minimal closing costs and fees, MCU offers a variable Home Equity Line of Credit (HELOC) to meet our members' needs."

MCU - Cortlandt St
22 Cortlandt St
New York, NY 10007

Phone Number: 1-212-238-3300

MCU - Eastside
435 E 70th St
New York, NY 10021

Phone Number: 1-212-416-7150

MCU - Harlem
280 Saint Nicholas Ave
New York, NY 10027

Phone Number: 1-212-416-7271

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"You know why you need a Home Equity Loan. Now here's everything else you need to know to get one from Northfield Bank."

518 Brighton Beach Avenue Branch
518 Brighton Beach Avenue
New York, NY 11235

Toll Free: 1-732-587-2230

"Offers you the flexibility of ready cash at a low interest rate whenever you need it - simply by writing a check." (from https://www.peoples.com/peoples/Main/Personal/Lending/Home-Equity#tabs-2)

Seventh Avenue Branch
127 Seventh Avenue
New York, NY 10011

Phone Number: 1-855-782-LEND

Home Equity Loans and Lines. Leverage your home's equity with PNC Home Equity Loans and Lines of Credit. Video - See How Home Equity Loans & Lines Work https://www.pnc.com/en/personal-banking/borrowing/home-equity-loans.html

11 Penn Plaza Branch
Seventh Avenue And West 31st Street
New York, NY 10001

Toll Free: 1-800-822-5626

340 Madison Avenue Branch
340 Madison Avenue Branch
New York, NY 10017

Toll Free: 1-800-822-5626

Corbin Branch
200 Broadway
New York, NY 10038

Toll Free: 1-800-822-5626

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PNC Bank in the News

"You could consolidate your high rate debt, update your home, help send your child to college or take the vacation you've always wanted."

109th Street Branch
2812 Broadway
New York, NY 10025

Toll Free: 1-800-377-0800

116th Street Branch
164 East 116th Street
New York, NY 10029

Toll Free: 1-800-377-0800

145th Street
3540 Broadway And 145th Street
New York, NY 10031

Toll Free: 1-800-377-0800

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"We offer two affordable home equity products that will help you take advantage of your home's additional value when you need it."

73rd Street Branch
1404 2nd Avenue
New York, NY 10021

Toll Free: 1-800-250-4832

Yorkville Branch
1646 First Avenue
New York, NY 10028

Toll Free: 1-800-250-4832

You've worked hard to own your home. Now, let it work hard for you. A Home Equity Line of Credit (HELOC) can serve as a ready source of funds for planned or unexpected expenses. (from https://www.santanderbank.com/us/personal/borrowing/lines-credit/flexlock-home-equity-line-of-credit)

103rd Street Office Branch
2702 Broadway
New York, NY 10025

Toll Free: 877.768.2265

1350 Broadway Branch
1350 Broadway St
New York, NY 10018

Toll Free: 877.768.2265

53rd Street Branch
45 East 53rd Street
New York, NY 10022

Toll Free: 877.768.2265

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"A Home Equity Line of Credit (HELOC) is a variable rate revolving form of credit that uses your home as collateral...."

Manhattan Branch
313 Fifth Avenue
New York, NY 10016

Toll Free: 1-877-770-7422

Shinhan Bank America
330 Fifth Avenue, 4th Floor
New York, NY 10001

Toll Free: 1-877-770-7422

"Your home is an asset, and a Sterling Home Equity Line of Credit allows you to tap into that asset for an immediate source of cash."

Fifth Avenue Branch
489 Fifth Avenue
New York, NY 10017

Toll Free: 1-844-312-7080

Nyc Metro Financial Center Branch
1412 Broadway, 7th Floor
New York, NY 10018

Toll Free: 1-844-312-7080

Seventh Avenue Branch
512 Seventh Avenue
New York, NY 10018

Toll Free: 1-844-312-7080

Home Equity Line of Credit Rates. You have several options for your Home Equity Line of Credit. Choose the one that works best for you based on the rate, fees, line amount and other factors shown in the table below. (go to https://www.tdbank.com/personal/home_equity_line_details.aspx for table

21st & Park South
260 Park Avenue
New York, NY 10010

Toll Free: 1-800-815-6849

49th And 2nd, Nyc Store
919 Second Avenue
New York, NY 10017

Toll Free: 1-800-815-6849

56th & Madison
555 Madison Ave Frnt 3
New York, NY 10022

Toll Free: 1-800-815-6849

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"A First National Bank of Long Island Home Equity Loan gives you the option to choose the plan that best fits your needs."

225 Broadway Branch
225 Broadway
New York, NY 10007

Phone Number: 1-516-671-2121

37th Street Branch
232 Madison Avenue
New York, NY 10016

Phone Number: 1-516-671-2121

" Whether you are looking to take a special vacation or renovate your kitchen, you can use the equity in your home to finance some of life's dreams." (from https://www.valleynationalbank.com/Personal/Mortgage.aspx?p=HomeEquityLines)

120 Broadway Branch
120 Broadway
New York, NY 10271

Toll Free: 1-800-522-4100

3rd Ave Branch
1569 Third Avenue
New York, NY 10128

Toll Free: 1-800-522-4100

4th Avenue Branch
111 4th Avenue
New York, NY 10003

Toll Free: 1-800-522-4100

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Get ongoing access to funds with a home equity line of credit by itself or combined with a first mortgage.

New York Pb Office
150 East 42nd Street
New York, NY 10017

Toll Free: 1-888-667-1772

6th & 12th Branch
475 6th Avenue
New York, NY 10011

Toll Free: 1-888-667-1772

Broadway & 10th Branch
781 Broadway
New York, NY 10003

Toll Free: 1-888-667-1772

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Home equity loans come in two forms. One time lump sum loan amount or as a home equity line of credit (HELOC) where you can draw cash as you need it.

Current Home Equity Line Rates - New York

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