ERATE® provides this page to help consumers locate home equity lenders covering Tampa. Our goal is to provide an extensive network of home equity lenders throughout the Tampa area. We are not responsible for the performance of these lenders. Whenever selecting financing be sure to do your own due diligence.
| Home Equity Companies | 
|---|
|   "Get the cash you need when you need it." 
                      Tampa Branch 
                      Toll Free: 1-844-260-8587 | 
|   A home equity line of credit (HELOC) lets you borrow against available equity with your home as collateral. 
                      Carrollwood Branch 
                      Toll Free: 866.290.4674 
                      Carrollwood Village Branch 
                      Toll Free: 866.290.4674 
                      Citrus Park Branch 
                      Toll Free: 866.290.4674 | 
|   Home Equity Lines of Credit (from https://www.bankozarks.com/your-family/mortgage) 
                      Dale Mabry Branch 
                      Toll Free: 1-800-274-4482 
                      Davis Islands Branch 
                      Toll Free: 1-800-274-4482 
                      Hyde Park Branch 
                      Toll Free: 1-800-274-4482 | 
|   Do you want to pay for a one-time expense, or would you like access to money now and in the future? Unlock the power of your homes equity to pay for everything from home renovations and vehicle purchases to college expenses and debt consolidation. (from https://www.bbt.com/lending/home-equity/default.page) 
                      Armenia Branch Phone Number: 800-BANK-BBT 
                      Carrollwood Branch Phone Number: 800-BANK-BBT 
                      Citrus Park Branch Phone Number: 800-BANK-BBT View More Branches Located in Tampa BB&T (Branch Banking and Trust Company) in the News | 
|   "Home Equity Line of Credit. Borrow what you need, when you need it, with a line of credit that uses the equity you've built up in your home." (from https://www.bmoharris.com/main/personal/loans-and-lines-of-credit) 
                      Tampa Branch 
                      Toll Free: 1-888-340-2265 | 
|   "Cadence offers competitive rates, reasonable closing costs and the convenience of easy 24/7 access to your money." 
                      Carrollwood Branch 
                      Toll Free: 1-800-636-7622 
                      Fl Two Urban Center Branch 
                      Toll Free: 1-800-636-7622 | 
|   "For qualified homeowners, we offer a personal line of credit secured by a mortgage on your home. Visit your local Centennial Bank branch to speak with a lender." 
                      Bay Cities Bank Branch 
                      Toll Free: 1-888-372-9788 
                      Carrollwood Branch 
                      Toll Free: 1-888-372-9788 
                      South Tampa Branch 
                      Toll Free: 1-888-372-9788 | 
|   "Whether it's the new boat you've been eyeing, getting to finally take that second honeymoon, finishing your dream kitchen or just finding a way to pay for college we have the solution." 
                      Tampa Branch 
                      Toll Free: 1-855-863-2265 
                      Tampa Branch 
                      Toll Free: 1-855-863-2265 
                      Tampa Palms Branch 
                      Toll Free: 1-855-863-2265 | 
|   Access cash from the equity in your home Dale Mabry & West Bay Vista Banking Center 
                      Toll Free: 1-888-342-4273 Dale Mabry & Spruce Banking Center 
                      Toll Free: 1-888-342-4273 
                      Bruce B Downs And Regents Park Branch 
                      Toll Free: 1-888-342-4273 | 
|   Home Equity Options. Leverage the equity in your home for your financing needs. 
                      Anderson Road Branch 
                      Toll Free: 1-866-671-5353 
                      Carrollwood Branch 
                      Toll Free: 1-866-671-5353 
                      Channelside Branch 
                      Toll Free: 1-866-671-5353 | 
|   "Your home is more than an investment - it's a source of great financial security. Tap into your home's equity with a line of credit or loan." (from https://www.hancockwhitney.com/home-equity-loans-lines) 
                      South Tampa Branch 
                      Toll Free: 1-800-965-5626 
                      Westshore Branch 
                      Toll Free: 1-800-965-5626 | 
|   Home Equity Line of Credit "Works like a credit card. Borrow what you need, when you need it." 
                      Dale Mabry Office Branch 
                      Toll Free: 1-800-682-3231 
                      Downtown Tampa Branch 
                      Toll Free: 1-800-682-3231 
                      Himes Avenue Branch 
                      Toll Free: 1-800-682-3231 | 
|   Borrowing against your equity also allows you to access just the amount you need, without refinancing or affecting your current low-interest first mortgage (from https://www.loandepot.com/home-equity-loan) 
                      
                      2111 W. Swann Ave., Suite A2 Phone Number: 562-257-5000 | 
|   "Money if and when you need it. Tap the equity in your home with a Home Equity Line of Credit." 
                      Tampa Banking Center Branch Phone Number: 1-866-351-5646 | 
|   Our Interest-Only Fixed-Rate Equity Loan makes budgeting a snap. You begin with low interest-only payments, then move to principal-and-interest payments starting the sixth year. (from https://www.navyfederal.org/products-services/loans/equity/equity.php) 
                      Dale Mabry 
                      Toll Free: (888) 842-6328 | 
|   Not necessarily a Home Equity Loan lender. However per their website they offer "The FHA 203k renovation loan is designed for borrowers who are interested in financing home improvement, and it can be used for both purchase and refinance." Read more at https://www.newamericanfunding.com/loan-types/home-improvement/#EpMrLl2uyQKtY42V.99 
                      Tampa 
                      Toll Free: 800-890-1057 | 
|   Home Equity Loans and Lines. Leverage your home's equity with PNC Home Equity Loans and Lines of Credit. Video - See How Home Equity Loans & Lines Work https://www.pnc.com/en/personal-banking/borrowing/home-equity-loans.html 
                      Carrollwood Branch 
                      Toll Free: 1-800-822-5626 
                      Flowler Avenue Branch 
                      Toll Free: 1-800-822-5626 
                      North Dale Mabry Branch 
                      Toll Free: 1-800-822-5626 View More Branches Located in Tampa PNC Bank in the News | 
|   Regions Home Equity Line of Credit is a flexible, revolving line of credit secured by the equity in your home. Competitive rates and convenient access are just a few of the features the HELOC offers. A Home Equity Line of Credit is a great way to fund home improvements or pay for college tuition and other major financial demands. (from https://www.regions.com/personal_banking/equity_essentialine_info.rf) 
                      Bearss Ave Branch 
                      Toll Free: 1-888-IN-A-SNAP 
                      Carrollwood Branch 
                      Toll Free: 1-888-IN-A-SNAP 
                      Downtown Tampa Branch 
                      Toll Free: 1-888-IN-A-SNAP | 
|   "Flexibility to borrow as little or as much as you need based on your lending needs" 
                      Downtown Tampa Branch 
                      Toll Free: 1-800-706-9991 
                      Gulfshore Bank Branch 
                      Toll Free: 1-800-706-9991 
                      Northstar Bank Branch 
                      Toll Free: 1-800-706-9991 | 
|   "With a Home Equity Line of Credit you get all the benefits of a home equity loan with the convenience and flexibility of a credit line." 
                      Tampa Bay Office Branch 
                      Toll Free: 1-888-881-SNBT | 
|   "If you have been thinking about making improvements to your home, the perfect fix could be one of Suncoast's great new Home Improvement Loans!" 
                      Corporate Headquarters Main Office 
                      Toll Free: 1-800-999-5887 
                      East Tampa Community 
                      Toll Free: 1-800-999-5887 
                      Fletcher 
                      Toll Free: 1-800-999-5887 | 
|   You can select how much you need when you need it, up to your approved credit limit, during the draw period. Use variable rate checks, Online Banking, or Mobile Banking to access available funds. Or visit your nearest branch. 
                      Carrollwood Branch 
                      Toll Free: 1-800-279-4824 
                      Ehrlich Road Branch 
                      Toll Free: 1-800-279-4824 
                      Hillsborough Square Branch 
                      Toll Free: 1-800-279-4824 | 
|   The memories you make at home are priceless, but the equity you have in your home can also give you plain old cash when you need it most, helping you finance important purchases, from renovations to college tuition to a new family car. (from https://www.synovus.com/personal/borrow/home-loans-and-lines-of-credit/) 
                      Boy Scout Branch 
                      Toll Free: 1-877-656-2675 
                      Henderson Branch 
                      Toll Free: 1-877-656-2675 | 
|   Home Equity Line of Credit Rates. You have several options for your Home Equity Line of Credit. Choose the one that works best for you based on the rate, fees, line amount and other factors shown in the table below. (go to https://www.tdbank.com/personal/home_equity_line_details.aspx for table Carrollwood Branch 
                      Toll Free: 1-800-815-6849 Hilldale Branch 
                      Toll Free: 1-800-815-6849 South Tampa Branch 
                      Toll Free: 1-800-815-6849 | 
|   "At The Bank of Tampa, we offer a variety of Lines of Credit and Loans, complete with a personalized banking relationship." 
                      Armenia Branch Phone Number: 1-813-872-1200 
                      Carrollwood Village Office Phone Number: 1-813-872-1200 
                      Downtown Branch Phone Number: 1-813-872-1200 | 
| "Third Federal offer three different types of loan products for homeowners who want to use the equity in their homes to fund home improvements." 
                      Tampa Branch 
                      Toll Free: 1-800-844-7333 | 
|   " Whether you are looking to take a special vacation or renovate your kitchen, you can use the equity in your home to finance some of life's dreams." (from https://www.valleynationalbank.com/Personal/Mortgage.aspx?p=HomeEquityLines) 
                      Kennedy Branch 
                      Toll Free: 1-800-522-4100 | 
|   Our home equity line of credit is designed to help you use the equity in your home responsibly. If you're considering a home renovation or planning for a major expense, we can help. (From https://www.wellsfargo.com/mortgage/loan-programs/home-equity-line-of-credit/) Northview Branch 
                      Toll Free: 1-888-667-1772 Sacred Heart Hospital Branch 
                      Toll Free: 1-888-667-1772 Pensacola Main Branch 
                      Toll Free: 1-888-667-1772 View More Branches Located in Tampa Wells Fargo Bank in the News
 | 
Home equity loans come in two forms. One time lump sum loan amount or as a home equity line of credit (HELOC) where you can draw cash as you need it.
Current Home Equity Line Rates
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